Pathfinder Bancorp Stock Market Value
| PBHC Stock | USD 17.82 0.18 1.00% |
| Symbol | Pathfinder |
Pathfinder Bancorp Price To Book Ratio
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pathfinder Bancorp. If investors know Pathfinder will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pathfinder Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0) | Dividend Share 0.39 | Earnings Share 0.32 | Revenue Per Share 5.834 | Quarterly Revenue Growth (0.57) |
The market value of Pathfinder Bancorp is measured differently than its book value, which is the value of Pathfinder that is recorded on the company's balance sheet. Investors also form their own opinion of Pathfinder Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Pathfinder Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pathfinder Bancorp's market value can be influenced by many factors that don't directly affect Pathfinder Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pathfinder Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pathfinder Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pathfinder Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Pathfinder Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Pathfinder Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Pathfinder Bancorp.
| 08/28/2024 |
| 11/26/2024 |
If you would invest 0.00 in Pathfinder Bancorp on August 28, 2024 and sell it all today you would earn a total of 0.00 from holding Pathfinder Bancorp or generate 0.0% return on investment in Pathfinder Bancorp over 90 days. Pathfinder Bancorp is related to or competes with Home Federal, Lake Shore, Magyar Bancorp, and Community West. Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial p... More
Pathfinder Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Pathfinder Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Pathfinder Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.29 | |||
| Information Ratio | 0.0396 | |||
| Maximum Drawdown | 22.14 | |||
| Value At Risk | (2.49) | |||
| Potential Upside | 3.59 |
Pathfinder Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Pathfinder Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Pathfinder Bancorp's standard deviation. In reality, there are many statistical measures that can use Pathfinder Bancorp historical prices to predict the future Pathfinder Bancorp's volatility.| Risk Adjusted Performance | 0.0754 | |||
| Jensen Alpha | 0.2001 | |||
| Total Risk Alpha | (0.19) | |||
| Sortino Ratio | 0.0458 | |||
| Treynor Ratio | 1.07 |
Pathfinder Bancorp Backtested Returns
Pathfinder Bancorp appears to be not too volatile, given 3 months investment horizon. Pathfinder Bancorp maintains Sharpe Ratio (i.e., Efficiency) of 0.0948, which implies the firm had a 0.0948% return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Pathfinder Bancorp, which you can use to evaluate the volatility of the company. Please evaluate Pathfinder Bancorp's Risk Adjusted Performance of 0.0754, coefficient of variation of 1123.34, and Semi Deviation of 1.62 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Pathfinder Bancorp holds a performance score of 7. The company holds a Beta of 0.21, which implies not very significant fluctuations relative to the market. As returns on the market increase, Pathfinder Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Pathfinder Bancorp is expected to be smaller as well. Please check Pathfinder Bancorp's value at risk, kurtosis, market facilitation index, as well as the relationship between the semi variance and rate of daily change , to make a quick decision on whether Pathfinder Bancorp's historical price patterns will revert.
Auto-correlation | 0.49 |
Average predictability
Pathfinder Bancorp has average predictability. Overlapping area represents the amount of predictability between Pathfinder Bancorp time series from 28th of August 2024 to 12th of October 2024 and 12th of October 2024 to 26th of November 2024. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Pathfinder Bancorp price movement. The serial correlation of 0.49 indicates that about 49.0% of current Pathfinder Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.49 | |
| Spearman Rank Test | 0.41 | |
| Residual Average | 0.0 | |
| Price Variance | 0.4 |
Pathfinder Bancorp lagged returns against current returns
Autocorrelation, which is Pathfinder Bancorp stock's lagged correlation, explains the relationship between observations of its time series of returns over different periods of time. The observations are said to be independent if autocorrelation is zero. Autocorrelation is calculated as a function of mean and variance and can have practical application in predicting Pathfinder Bancorp's stock expected returns. We can calculate the autocorrelation of Pathfinder Bancorp returns to help us make a trade decision. For example, suppose you find that Pathfinder Bancorp has exhibited high autocorrelation historically, and you observe that the stock is moving up for the past few days. In that case, you can expect the price movement to match the lagging time series.
Current and Lagged Values |
| Timeline |
Pathfinder Bancorp regressed lagged prices vs. current prices
Serial correlation can be approximated by using the Durbin-Watson (DW) test. The correlation can be either positive or negative. If Pathfinder Bancorp stock is displaying a positive serial correlation, investors will expect a positive pattern to continue. However, if Pathfinder Bancorp stock is observed to have a negative serial correlation, investors will generally project negative sentiment on having a locked-in long position in Pathfinder Bancorp stock over time.
Current vs Lagged Prices |
| Timeline |
Pathfinder Bancorp Lagged Returns
When evaluating Pathfinder Bancorp's market value, investors can use the concept of autocorrelation to see how much of an impact past prices of Pathfinder Bancorp stock have on its future price. Pathfinder Bancorp autocorrelation represents the degree of similarity between a given time horizon and a lagged version of the same horizon over the previous time interval. In other words, Pathfinder Bancorp autocorrelation shows the relationship between Pathfinder Bancorp stock current value and its past values and can show if there is a momentum factor associated with investing in Pathfinder Bancorp.
Regressed Prices |
| Timeline |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Pathfinder Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pathfinder Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pathfinder Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pathfinder Bancorp Stock:Check out Pathfinder Bancorp Correlation, Pathfinder Bancorp Volatility and Pathfinder Bancorp Alpha and Beta module to complement your research on Pathfinder Bancorp. For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Pathfinder Bancorp technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.