OFG Historical Cash Flow
| OFG Stock | USD 45.52 1.11 2.50% |
Analysis of OFG Bancorp cash flow over time is an excellent tool to project OFG Bancorp future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Begin Period Cash Flow of 360.8 M or Other Cashflows From Financing Activities of 1.4 B as it is a great indicator of OFG Bancorp ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining OFG Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether OFG Bancorp is a good buy for the upcoming year.
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About OFG Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in OFG balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which OFG's non-liquid assets can be easily converted into cash.
OFG Bancorp Cash Flow Chart
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Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Dividends Paid
The total amount of dividends that a company has paid out to its shareholders over a specific period.Capital Expenditures
Capital Expenditures are funds used by OFG Bancorp to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of OFG Bancorp operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Most accounts from OFG Bancorp's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into OFG Bancorp current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.At this time, OFG Bancorp's Change In Working Capital is most likely to decrease significantly in the upcoming years. The OFG Bancorp's current Other Cashflows From Financing Activities is estimated to increase to about 1.4 B, while End Period Cash Flow is projected to decrease to roughly 387.4 M.
| 2021 | 2022 | 2023 | 2024 (projected) | Capital Expenditures | 23.1M | 31.0M | 17.9M | 18.7M | Dividends Paid | 21.0M | 30.1M | 41.0M | 43.1M |
OFG Bancorp cash flow statement Correlations
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OFG Bancorp Account Relationship Matchups
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OFG Bancorp cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 402.7M | 1.3B | (131.9M) | (1.5B) | 197.7M | 207.6M | |
| Free Cash Flow | 96.7M | (103.9M) | 77.0M | 133.5M | 277.8M | 291.7M | |
| Change In Working Capital | (19.0M) | (55.3M) | 16.3M | (6.5M) | 713K | 748.7K | |
| Begin Period Cash Flow | 450.1M | 852.8M | 2.2B | 2.0B | 550.5M | 360.8M | |
| Other Cashflows From Financing Activities | (528.2M) | 533.5M | 113.8M | (30.5M) | 1.4B | 1.4B | |
| Depreciation | 9.7M | 23.8M | 23.9M | 24.3M | 27.3M | 28.7M | |
| Other Non Cash Items | 67.0M | (161.4M) | (156.2M) | (84.9M) | 13.4M | 14.1M | |
| Dividends Paid | 20.9M | 20.9M | 21.0M | 30.1M | 41.0M | 43.1M | |
| Capital Expenditures | 13.0M | 15.3M | 23.1M | 31.0M | 17.9M | 18.7M | |
| Total Cash From Operating Activities | 109.6M | (88.6M) | 100.0M | 164.5M | 295.7M | 310.4M | |
| Net Income | 53.8M | 74.3M | 146.2M | 166.2M | 181.9M | 191.0M | |
| Total Cash From Financing Activities | (549.1M) | 510.4M | (49.0M) | (124.7M) | 1.3B | 1.4B | |
| End Period Cash Flow | 852.8M | 2.2B | 2.0B | 550.5M | 748.2M | 387.4M | |
| Stock Based Compensation | 2.1M | 2.2M | 6.2M | 4.2M | 5.0M | 5.3M | |
| Other Cashflows From Investing Activities | 122.2M | 5.4M | 45.5M | 54.6M | 62.8M | 76.0M | |
| Sale Purchase Of Stock | 263.1M | (2.2M) | (141.9M) | (64.1M) | (18.7M) | (17.7M) | |
| Total Cashflows From Investing Activities | 842.2M | 881.1M | (182.9M) | (1.5B) | (1.4B) | (1.3B) | |
| Change To Account Receivables | 10.0M | (34.1M) | 8.7M | (5.8M) | (5.9M) | (5.6M) | |
| Investments | 732.9M | 890.9M | (205.4M) | (1.5B) | (570.4M) | (541.9M) | |
| Change Receivables | 1.9M | (23.6M) | 9.5M | (5.8M) | (5.2M) | (5.0M) | |
| Net Borrowings | (264.7M) | (190.1M) | (39.2M) | (36.5M) | (42.0M) | (44.1M) | |
| Cash And Cash Equivalents Changes | 402.7M | 1.3B | (131.9M) | (1.5B) | (1.3B) | (1.3B) | |
| Cash Flows Other Operating | (7.2M) | (11.8M) | (19.0M) | 23.8M | 21.4M | 30.6M | |
| Change To Netincome | 61.4M | (117.2M) | (71.0M) | (7M) | (8.1M) | (8.5M) | |
| Change To Liabilities | (19.7M) | (28.0M) | 17.5M | (34.1M) | (30.7M) | (29.2M) | |
| Change To Operating Activities | (21.2M) | (31.7M) | 6.8M | (694K) | (798.1K) | (838.0K) |
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When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.053 | Dividend Share 0.97 | Earnings Share 4.13 | Revenue Per Share 13.63 | Quarterly Revenue Growth (0.02) |
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.