Versabank Stock Analysis
| VBNK Stock | 23.86 0.04 0.17% |
VersaBank is undervalued with Real Value of 26.11 and Hype Value of 23.71. The main objective of VersaBank stock analysis is to determine its intrinsic value, which is an estimate of what VersaBank is worth, separate from its market price. There are two main types of VersaBank's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect VersaBank's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of VersaBank's stock to identify patterns and trends that may indicate its future price movements.
The VersaBank stock is traded in Canada on Toronto Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in Canada. VersaBank is usually not traded on Canada Day, Civic Holiday, Labour Day, Thanksgiving Day, Christmas Day, Boxing Day, New Year 's Day, Family Day, Good Friday, Victoria Day. VersaBank Stock trading window is adjusted to America/Toronto timezone.
VersaBank |
VersaBank Stock Analysis Notes
About 39.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 1.57. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. VersaBank last dividend was issued on the 4th of October 2024. For more information please call BSc BSc at 519 645 1919 or visit https://www.versabank.com.VersaBank Quarterly Total Revenue |
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VersaBank Investment Alerts
| About 39.0% of the company outstanding shares are owned by insiders | |
| Latest headline from news.google.com: Curi RMB Capital LLC Sells 67,228 Shares of VersaBank - MarketBeat |
VersaBank Largest EPS Surprises
Earnings surprises can significantly impact VersaBank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2014-03-05 | 2014-01-31 | 0.08 | 0.07 | -0.01 | 12 | ||
2020-11-25 | 2020-10-31 | 0.18 | 0.2 | 0.02 | 11 | ||
2017-11-29 | 2017-10-31 | 0.13 | 0.11 | -0.02 | 15 |
VersaBank Thematic Classifications
In addition to having VersaBank stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
 | BanksAll money banks and credit services |
VersaBank Market Capitalization
The company currently falls under 'Small-Cap' category with a current market capitalization of 620.42 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate VersaBank's market, we take the total number of its shares issued and multiply it by VersaBank's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.VersaBank Profitablity
VersaBank's profitability indicators refer to fundamental financial ratios that showcase VersaBank's ability to generate income relative to its revenue or operating costs. If, let's say, VersaBank is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, VersaBank's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of VersaBank's profitability requires more research than a typical breakdown of VersaBank's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.41 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.5 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.5. | Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.08 | 0.08 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.05 |
Management Efficiency
VersaBank has return on total asset (ROA) of 0.011 % which means that it generated a profit of $0.011 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1207 %, meaning that it generated $0.1207 on every $100 dollars invested by stockholders. VersaBank's management efficiency ratios could be used to measure how well VersaBank manages its routine affairs as well as how well it operates its assets and liabilities. As of the 22nd of November 2024, Return On Capital Employed is likely to grow to 0.08, while Return On Tangible Assets are likely to drop 0.01. At this time, VersaBank's Debt To Assets are very stable compared to the past year. As of the 22nd of November 2024, Fixed Asset Turnover is likely to grow to 22.57, while Non Currrent Assets Other are likely to drop (4.9 M).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 12.92 | 8.16 | |
| Tangible Book Value Per Share | 12.63 | 8.06 | |
| Enterprise Value Over EBITDA | 3.79 | 3.98 | |
| Price Book Value Ratio | 0.83 | 0.84 | |
| Enterprise Value Multiple | 3.79 | 3.98 | |
| Price Fair Value | 0.83 | 0.84 | |
| Enterprise Value | 225.5 M | 236.8 M |
Leadership effectiveness at VersaBank is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield 0.0042 | Operating Margin 0.4987 | Profit Margin 0.4104 | Forward Dividend Yield 0.0042 | Beta 1.057 |
Technical Drivers
As of the 22nd of November, VersaBank has the Risk Adjusted Performance of 0.2148, semi deviation of 1.14, and Coefficient Of Variation of 365.94. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of VersaBank, as well as the relationship between them.VersaBank Price Movement Analysis
The output start index for this execution was thirty-five with a total number of output elements of twenty-six. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. VersaBank middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for VersaBank. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
VersaBank Outstanding Bonds
VersaBank issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. VersaBank uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most VersaBank bonds can be classified according to their maturity, which is the date when VersaBank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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VersaBank Predictive Daily Indicators
VersaBank intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of VersaBank stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
VersaBank Forecast Models
VersaBank's time-series forecasting models are one of many VersaBank's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary VersaBank's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About VersaBank Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how VersaBank prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling VersaBank shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as VersaBank. By using and applying VersaBank Stock analysis, traders can create a robust methodology for identifying VersaBank entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.22 | 0.27 | |
| Operating Profit Margin | 0.28 | 0.26 | |
| Net Profit Margin | 0.16 | 0.21 | |
| Gross Profit Margin | 0.90 | 0.80 |
Be your own money manager
As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding VersaBank to your portfolios without increasing risk or reducing expected return.Did you try this?
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Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. To learn how to invest in VersaBank Stock, please use our How to Invest in VersaBank guide.You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.