Amalgamated Bank Revenue vs. Net Income
| AMAL Stock | USD 40.45 0.52 1.30% |
Total Revenue | First Reported 2016-12-31 | Previous Quarter 118.1 M | Current Value 115.2 M | Quarterly Volatility 28.2 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.9 | 0.7028 |
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| Return On Assets | 0.0067 | 0.0118 |
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| Return On Equity | 0.08 | 0.1315 |
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For Amalgamated Bank profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Amalgamated Bank to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Amalgamated Bank utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Amalgamated Bank's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Amalgamated Bank over time as well as its relative position and ranking within its peers.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Amalgamated Bank. If investors know Amalgamated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Amalgamated Bank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.107 | Dividend Share 0.56 | Earnings Share 3.32 | Revenue Per Share | Quarterly Revenue Growth 0.074 |
The market value of Amalgamated Bank is measured differently than its book value, which is the value of Amalgamated that is recorded on the company's balance sheet. Investors also form their own opinion of Amalgamated Bank's value that differs from its market value or its book value, called intrinsic value, which is Amalgamated Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Amalgamated Bank's market value can be influenced by many factors that don't directly affect Amalgamated Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Amalgamated Bank's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Amalgamated Bank represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Amalgamated Bank's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Amalgamated Bank Net Income vs. Revenue Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Amalgamated Bank's current stock value. Our valuation model uses many indicators to compare Amalgamated Bank value to that of its competitors to determine the firm's financial worth. Amalgamated Bank is rated fifth in revenue category among its peers. It is rated third in net income category among its peers making up about 0.23 of Net Income per Revenue. The ratio of Revenue to Net Income for Amalgamated Bank is roughly 4.28 . At this time, Amalgamated Bank's Total Revenue is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Amalgamated Bank by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Amalgamated Revenue vs. Competition
Amalgamated Bank is rated fifth in revenue category among its peers. Market size based on revenue of Financials industry is presently estimated at about 4.67 Billion. Amalgamated Bank holds roughly 455.03 Million in revenue claiming about 10% of equities under Financials industry.
Amalgamated Net Income vs. Revenue
Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.
Amalgamated Bank |
| = | 455.03 M |
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Amalgamated Bank |
| = | 106.43 M |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Amalgamated Net Income Comparison
Amalgamated Bank is currently under evaluation in net income category among its peers.
Amalgamated Bank Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Amalgamated Bank, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Amalgamated Bank will eventually generate negative long term returns. The profitability progress is the general direction of Amalgamated Bank's change in net profit over the period of time. It can combine multiple indicators of Amalgamated Bank, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -32.1 M | -33.7 M | |
| Net Interest Income | 324.8 M | 186.5 M | |
| Interest Income | 461.5 M | 484.6 M | |
| Operating Income | 140.1 M | 72.3 M | |
| Income Before Tax | 140.2 M | 71.8 M | |
| Net Income Applicable To Common Shares | 93.7 M | 98.4 M | |
| Net Income | 122.4 M | 128.5 M | |
| Income Tax Expense | 35.7 M | 37.5 M | |
| Net Income From Continuing Ops | 122.4 M | 128.5 M | |
| Total Other Income Expense Net | 51 K | 48.5 K | |
| Change To Netincome | 43.7 M | 45.9 M | |
| Net Income Per Share | 3.49 | 3.66 | |
| Income Quality | 1.34 | 1.74 | |
| Net Income Per E B T | 0.75 | 1.01 |
Amalgamated Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Amalgamated Bank. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Amalgamated Bank position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Amalgamated Bank's important profitability drivers and their relationship over time.
Amalgamated Bank Earnings Estimation Breakdown
The calculation of Amalgamated Bank's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Amalgamated Bank is estimated to be 1.005 with the future projection ranging from a low of 0.99 to a high of 1.02. Please be aware that this consensus of annual earnings estimates for Amalgamated Bank is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.99 Lowest | Expected EPS | 1.02 Highest |
Amalgamated Bank Earnings Projection Consensus
Suppose the current estimates of Amalgamated Bank's value are higher than the current market price of the Amalgamated Bank stock. In this case, investors may conclude that Amalgamated Bank is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Amalgamated Bank's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 2 | 90.88% | 0.0 | 1.005 | 3.32 |
Amalgamated Bank Earnings History
Earnings estimate consensus by Amalgamated Bank analysts from Wall Street is used by the market to judge Amalgamated Bank's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only Amalgamated Bank's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Amalgamated Bank Quarterly Gross Profit |
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Amalgamated Bank Earnings per Share Projection vs Actual
Actual Earning per Share of Amalgamated Bank refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Amalgamated Bank predict the company's earnings will be in the future. The higher the earnings per share of Amalgamated Bank, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Amalgamated Bank Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Amalgamated Bank, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Amalgamated Bank should always be considered in relation to other companies to make a more educated investment decision.Amalgamated Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Amalgamated Bank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
null | null | null | null | null | 0 | ||
2026-01-22 | 2025-12-31 | 0.91 | 0.91 | 0.0 | 0 | ||
2025-10-23 | 2025-09-30 | 0.88 | 0.91 | 0.03 | 3 | ||
2025-07-24 | 2025-06-30 | 0.87 | 0.88 | 0.01 | 1 | ||
2025-04-24 | 2025-03-31 | 0.8 | 0.88 | 0.08 | 10 | ||
2025-01-23 | 2024-12-31 | 0.88 | 0.9 | 0.02 | 2 | ||
2024-10-24 | 2024-09-30 | 0.83 | 0.91 | 0.08 | 9 | ||
2024-07-25 | 2024-06-30 | 0.79 | 0.85 | 0.06 | 7 | ||
2024-04-25 | 2024-03-31 | 0.74 | 0.83 | 0.09 | 12 | ||
2024-01-25 | 2023-12-31 | 0.72 | 0.72 | 0.0 | 0 | ||
2023-10-26 | 2023-09-30 | 0.7 | 0.76 | 0.06 | 8 | ||
2023-07-27 | 2023-06-30 | 0.74 | 0.72 | -0.02 | 2 | ||
2023-04-27 | 2023-03-31 | 0.71 | 0.74 | 0.03 | 4 | ||
2023-01-26 | 2022-12-31 | 0.74 | 0.83 | 0.09 | 12 | ||
2022-10-27 | 2022-09-30 | 0.69 | 0.77 | 0.08 | 11 | ||
2022-07-28 | 2022-06-30 | 0.55 | 0.65 | 0.1 | 18 | ||
2022-04-28 | 2022-03-31 | 0.39 | 0.46 | 0.07 | 17 | ||
2022-01-27 | 2021-12-31 | 0.41 | 0.5 | 0.09 | 21 | ||
2021-10-28 | 2021-09-30 | 0.37 | 0.46 | 0.09 | 24 | ||
2021-07-29 | 2021-06-30 | 0.36 | 0.32 | -0.04 | 11 | ||
2021-04-22 | 2021-03-31 | 0.34 | 0.41 | 0.07 | 20 | ||
2021-01-28 | 2020-12-31 | 0.33 | 0.44 | 0.11 | 33 | ||
2020-10-28 | 2020-09-30 | 0.41 | 0.54 | 0.13 | 31 | ||
2020-07-28 | 2020-06-30 | 0.26 | 0.34 | 0.08 | 30 | ||
2020-04-30 | 2020-03-31 | 0.35 | 0.29 | -0.06 | 17 | ||
2020-01-31 | 2019-12-31 | 0.38 | 0.39 | 0.01 | 2 | ||
2019-10-28 | 2019-09-30 | 0.37 | 0.41 | 0.04 | 10 | ||
2019-07-29 | 2019-06-30 | 0.36 | 0.36 | 0.0 | 0 | ||
2019-04-30 | 2019-03-31 | 0.32 | 0.33 | 0.01 | 3 | ||
2019-01-29 | 2018-12-31 | 0.36 | 0.3 | -0.06 | 16 | ||
2018-10-29 | 2018-09-30 | 0.35 | 0.37 | 0.02 | 5 | ||
2018-09-24 | 2018-06-30 | 0.39 | 0.4 | 0.01 | 2 | ||
2018-05-30 | 2018-03-31 | 0 | 0.28 | 0.28 | 0 |
Use Amalgamated Bank in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Amalgamated Bank position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Amalgamated Bank will appreciate offsetting losses from the drop in the long position's value.Amalgamated Bank Pair Trading
Amalgamated Bank Pair Trading Analysis
The ability to find closely correlated positions to Amalgamated Bank could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Amalgamated Bank when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Amalgamated Bank - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Amalgamated Bank to buy it.
The correlation of Amalgamated Bank is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Amalgamated Bank moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Amalgamated Bank moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Amalgamated Bank can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your Amalgamated Bank position
In addition to having Amalgamated Bank in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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To fully project Amalgamated Bank's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Amalgamated Bank at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Amalgamated Bank's income statement, its balance sheet, and the statement of cash flows.