OFG Bancorp Stock Target Price and Analyst Consensus

OFG Stock  USD 41.58  0.34  0.81%   
The current analyst and expert consensus on OFG Bancorp is Buy, with only one strong buy opinion. The current projected OFG Bancorp target price consensus is 47.60 with 4 analyst opinions. Check out Macroaxis Advice on OFG Bancorp to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
The most common way OFG Bancorp analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview OFG Bancorp executives and customers to further validate their buy or sell advice. Please note, the number of analysts providing the opinion is not sufficient to provide adequate consensus on OFG Bancorp. We encourage you to use your own analysis of OFG Bancorp to validate this buy or sell advice. OFG Bancorp buy-or-sell recommendation module provides average expert sentiment on the projected OFG Bancorp target price to derive its highest and lowest estimates based on projected price volatility of 1.2927.
Lowest Forecast
43.32
Highest Forecast
52.84
Target Price
47.6
The OFG Bancorp's current Gross Profit is estimated to increase to about 698.8 M, while Pretax Profit Margin is projected to decrease to 0.14. At this time, OFG Bancorp's Total Current Liabilities is most likely to increase significantly in the upcoming years. The OFG Bancorp's current Total Stockholder Equity is estimated to increase to about 1.5 B, while Short and Long Term Debt Total is projected to decrease to roughly 461.6 M.
It's important to approach OFG Bancorp's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

OFG Bancorp Target Price Consensus

OFG target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. OFG Bancorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   4  Buy
Most OFG analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand OFG stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of OFG Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

OFG Bancorp Target Price Projection

OFG Bancorp's current and average target prices are 41.58 and 47.60, respectively. The current price of OFG Bancorp is the price at which OFG Bancorp is currently trading. On the other hand, OFG Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

OFG Bancorp Market Quote on 18th of January 2026

Low Price41.37Odds
High Price41.89Odds

41.58

Target Price

Analyst Consensus On OFG Bancorp Target Price

Low Estimate43.32Odds
High Estimate52.84Odds

47.6

Historical Lowest Forecast  43.32 Target Price  47.6 Highest Forecast  52.84
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on OFG Bancorp and the information provided on this page.

OFG Bancorp Analyst Ratings

OFG Bancorp's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about OFG Bancorp stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of OFG Bancorp's financials, market performance, and future outlook by experienced professionals. OFG Bancorp's historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize OFG Bancorp price targets

OFG Bancorp's stock target price is an estimate of its future price, usually made by analysts. Using OFG Bancorp's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at OFG Bancorp's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if OFG Bancorp's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional OFG Bancorp Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of OFG Bancorp is a key component of OFG Bancorp valuation and have some predictive power on the future returns of a OFG Bancorp.
Hype
Prediction
LowEstimatedHigh
40.2941.5842.87
Details
Intrinsic
Valuation
LowRealHigh
37.4244.2645.55
Details
Earnings
Estimates (0)
LowProjected EPSHigh
1.071.141.18
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as OFG Bancorp. Your research has to be compared to or analyzed against OFG Bancorp's peers to derive any actionable benefits. When done correctly, OFG Bancorp's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in OFG Bancorp.

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When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:
Check out Macroaxis Advice on OFG Bancorp to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.