Bayfirst Financial Statements From 2010 to 2026

BAFN Stock  USD 6.03  0.09  1.47%   
Bayfirst Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Bayfirst Financial's valuation are provided below:
Gross Profit
58.9 M
Profit Margin
(0.18)
Market Capitalization
24.9 M
Enterprise Value Revenue
1.6714
Revenue
58.9 M
We have found one hundred twenty available fundamental signals for Bayfirst Financial Corp, which can be analyzed and compared to other ratios and to its rivals. Self-guided Investors are advised to validate Bayfirst Financial's prevailing fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 18th of January 2026, Market Cap is likely to grow to about 107.1 M. Also, Enterprise Value is likely to grow to about 59 M

Bayfirst Financial Total Revenue

151.23 Million

Check Bayfirst Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bayfirst Financial's main balance sheet or income statement drivers, such as Other Operating Expenses of 130.7 M, Operating Income of 20.5 M or EBIT of 20.5 M, as well as many indicators such as Price To Sales Ratio of 0.48, Dividend Yield of 0.0492 or PTB Ratio of 0.54. Bayfirst financial statements analysis is a perfect complement when working with Bayfirst Financial Valuation or Volatility modules.
  
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Check out the analysis of Bayfirst Financial Correlation against competitors.

Bayfirst Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.6 B1.5 B627.8 M
Slightly volatile
Short and Long Term Debt Total19.2 M20.2 M15.6 M
Slightly volatile
Total Stockholder Equity133.9 M127.6 M53.5 M
Slightly volatile
Common Stock Shares Outstanding4.8 M4.1 MM
Slightly volatile
Liabilities And Stockholders Equity1.6 B1.5 B627.8 M
Slightly volatile
Non Current Liabilities Total36.2 M38.1 M189.3 M
Slightly volatile
Total Liabilities1.4 B1.4 B569.6 M
Slightly volatile
Total Current Liabilities1.4 B1.3 B238.4 M
Slightly volatile
Property Plant And Equipment Net59.2 M56.4 M21.9 M
Slightly volatile
Accounts Payable1.3 M1.2 M500.7 K
Slightly volatile
Non Current Assets Total1.4 B1.4 B390 M
Slightly volatile
Net Receivables11.1 M10.5 M3.8 M
Slightly volatile
Total Current Assets86.3 M88.3 M60.7 M
Slightly volatile
Short Term Debt2.1 M2.2 M6.9 M
Very volatile
Common Stock40.9 M63 M32.2 M
Slightly volatile
Other Current Assets87.2 M80.7 M58.1 M
Slightly volatile
Intangible Assets12 M19 M10.2 M
Slightly volatile
Net Tangible Assets74.2 M95 M58.7 M
Slightly volatile
Long Term Debt13.4 M7.1 M18.5 M
Slightly volatile
Capital Lease Obligations17.5 M16.7 M5.5 M
Slightly volatile
Net Invested Capital106.7 M118.5 M86.1 M
Slightly volatile
Long Term Investments29.2 M44.6 M13.7 M
Slightly volatile
Property Plant And Equipment Gross41.9 M66.3 M31.9 M
Slightly volatile
Capital Stock67.9 M81.1 M56.5 M
Slightly volatile
Property Plant Equipment31.4 M44.4 M25.9 M
Slightly volatile
Common Stock Total Equity42.4 M47.7 M52.1 M
Slightly volatile
Retained Earnings Total Equity26.8 M30.1 M32.9 M
Slightly volatile
Long Term Debt Total7.1 MM8.7 M
Slightly volatile
Preferred Stock Total Equity7.4 M8.4 M9.1 M
Slightly volatile
Non Current Liabilities Other24.2 M27.2 M29.7 M
Slightly volatile

Bayfirst Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses130.7 M124.5 M51.3 M
Slightly volatile
Depreciation And Amortization6.1 M7.8 M3.7 M
Slightly volatile
Interest Expense54.1 M51.5 M13.5 M
Slightly volatile
Selling General Administrative21.8 M43.3 M27.9 M
Slightly volatile
Total Revenue151.2 M144 M58.9 M
Slightly volatile
Gross Profit79.4 M75.6 M40.7 M
Slightly volatile
Cost Of Revenue71.9 M68.4 M18.9 M
Slightly volatile
Selling And Marketing Expenses2.7 M2.4 M2.3 M
Slightly volatile
Net Interest Income33.3 M43.7 M25.1 M
Slightly volatile
Interest Income50.5 M95.2 M37.7 M
Slightly volatile
Reconciled DepreciationM10 M4.9 M
Slightly volatile
Preferred Stock And Other Adjustments665.6 K748.8 K817.3 K
Slightly volatile

Bayfirst Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow35.9 M67.1 M40.7 M
Slightly volatile
Dividends Paid3.5 M3.3 M1.5 M
Slightly volatile
Capital Expenditures3.4 M1.9 MM
Slightly volatile
End Period Cash Flow93.9 M89.5 M49.2 M
Slightly volatile
Depreciation10.5 M10 M4.2 M
Slightly volatile
Stock Based Compensation547.3 K481.9 K377.6 K
Slightly volatile
Cash Flows Other Operating2.6 M2.9 M3.1 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.480.511.1567
Slightly volatile
Dividend Yield0.04920.04690.025
Slightly volatile
PTB Ratio0.540.578.7427
Slightly volatile
Days Sales Outstanding29.1530.6824.8472
Pretty Stable
Book Value Per Share16.5624.1526.198
Pretty Stable
Stock Based Compensation To Revenue0.00490.0030.0053
Very volatile
Capex To Depreciation0.210.221.7412
Pretty Stable
PB Ratio0.540.578.7427
Slightly volatile
Payables Turnover26.5251.747.0317
Slightly volatile
Sales General And Administrative To Revenue0.640.350.5365
Pretty Stable
Capex To Revenue0.01150.01210.0877
Pretty Stable
Cash Per Share15.8119.3715.4227
Slightly volatile
Days Payables Outstanding6.947.3111.9712
Pretty Stable
Intangibles To Total Assets0.01470.01480.0178
Slightly volatile
Current Ratio0.09370.09860.1756
Slightly volatile
Tangible Book Value Per Share15.8320.5524.717
Very volatile
Receivables Turnover9.7412.3119.2753
Pretty Stable
Graham Number40.5538.6222.6343
Slightly volatile
Shareholders Equity Per Share25.3624.1513.5366
Slightly volatile
Debt To Equity0.220.230.5437
Slightly volatile
Capex Per Share0.660.371.1131
Slightly volatile
Average Receivables5.1 M4.9 M2.7 M
Slightly volatile
Revenue Per Share28.6427.2715.2377
Slightly volatile
Interest Debt Per Share15.3614.636.2214
Slightly volatile
Debt To Assets0.0190.020.0438
Slightly volatile
Short Term Coverage Ratios0.03330.06390.0655
Very volatile
Operating Cycle29.1530.6824.8472
Pretty Stable
Price Book Value Ratio0.540.578.7427
Slightly volatile
Days Of Payables Outstanding6.947.3111.9712
Pretty Stable
Company Equity Multiplier13.8513.3612.8086
Pretty Stable
Long Term Debt To Capitalization0.07260.07640.2874
Slightly volatile
Total Debt To Capitalization0.180.190.3143
Slightly volatile
Debt Equity Ratio0.220.230.5437
Slightly volatile
Quick Ratio0.09370.09860.1756
Slightly volatile
Cash Ratio0.07570.0630.1443
Slightly volatile
Days Of Sales Outstanding29.1530.6824.8472
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.780.90.8631
Very volatile
Price To Book Ratio0.540.578.7427
Slightly volatile
Fixed Asset Turnover2.062.33.0293
Very volatile
Debt Ratio0.0190.020.0438
Slightly volatile
Price Sales Ratio0.480.511.1567
Slightly volatile
Asset Turnover0.05240.08750.0825
Slightly volatile
Gross Profit Margin0.50.470.7508
Pretty Stable
Price Fair Value0.540.578.7427
Slightly volatile

Bayfirst Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap107.1 M78.3 M64.6 M
Pretty Stable
Enterprise Value59 M39.7 M45.2 M
Slightly volatile

Bayfirst Fundamental Market Drivers

Bayfirst Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
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About Bayfirst Financial Financial Statements

Bayfirst Financial investors utilize fundamental indicators, such as revenue or net income, to predict how Bayfirst Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-793.8 K-833.5 K
Total Revenue144 M151.2 M
Cost Of Revenue68.4 M71.9 M
Sales General And Administrative To Revenue 0.35  0.64 
Capex To Revenue 0.01  0.01 
Revenue Per Share 27.27  28.64 
Ebit Per Revenue 0.16  0.15 

Pair Trading with Bayfirst Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bayfirst Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bayfirst Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Bayfirst Stock

  0.75601658 Postal Savings BankPairCorr

Moving against Bayfirst Stock

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The ability to find closely correlated positions to Bayfirst Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bayfirst Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bayfirst Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bayfirst Financial Corp to buy it.
The correlation of Bayfirst Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bayfirst Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bayfirst Financial Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bayfirst Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Bayfirst Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bayfirst Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bayfirst Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bayfirst Financial Corp Stock:
Check out the analysis of Bayfirst Financial Correlation against competitors.
You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bayfirst Financial. If investors know Bayfirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bayfirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
6.094
Dividend Share
0.24
Earnings Share
(3.01)
Revenue Per Share
14.251
Quarterly Revenue Growth
(0.11)
The market value of Bayfirst Financial Corp is measured differently than its book value, which is the value of Bayfirst that is recorded on the company's balance sheet. Investors also form their own opinion of Bayfirst Financial's value that differs from its market value or its book value, called intrinsic value, which is Bayfirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bayfirst Financial's market value can be influenced by many factors that don't directly affect Bayfirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bayfirst Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bayfirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bayfirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.