Is Bayfirst Financial Stock a Good Investment?
Bayfirst Financial Investment Advice | BAFN |
- Examine Bayfirst Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Bayfirst Financial's leadership team and their track record. Good management can help Bayfirst Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Bayfirst Financial's business and its evolving consumer preferences.
- Compare Bayfirst Financial's performance and market position to its competitors. Analyze how Bayfirst Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Bayfirst Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Bayfirst Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Bayfirst Financial Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Bayfirst Financial Corp is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Bayfirst Financial Stock
Researching Bayfirst Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 15.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.63. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bayfirst Financial Corp last dividend was issued on the 29th of November 2024. The entity had 3:2 split on the 12th of May 2021.
To determine if Bayfirst Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Bayfirst Financial's research are outlined below:
| Bayfirst Financial generated a negative expected return over the last 90 days | |
| Bayfirst Financial has a poor financial position based on the latest SEC disclosures | |
| About 15.0% of the company shares are held by company insiders | |
| Latest headline from MacroaxisInsider: Acquisition by Berset Derek Steven of 535 shares of Bayfirst Financial at 14.0 subject to Rule 16b-3 |
Bayfirst Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Bayfirst Financial Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Bayfirst Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View |
Know Bayfirst Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Bayfirst Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Bayfirst Financial Corp backward and forwards among themselves. Bayfirst Financial's institutional investor refers to the entity that pools money to purchase Bayfirst Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Tower Research Capital Llc | 2024-06-30 | 779 | Royal Bank Of Canada | 2024-06-30 | 90.0 | Bank Of America Corp | 2024-06-30 | 29.0 | Wells Fargo & Co | 2024-06-30 | 0.0 | Gator Capital Management, Llc | 2024-09-30 | 0.0 | Kennedy Capital Management Inc | 2024-06-30 | 0.0 | Banc Funds Co Llc | 2024-09-30 | 150.3 K | First Manhattan Co. Llc | 2024-09-30 | 139 K | Vanguard Group Inc | 2024-09-30 | 57.6 K | Salzhauer Michael | 2024-09-30 | 55.1 K | Blackrock Inc | 2024-06-30 | 48.9 K |
Bayfirst Financial's market capitalization trends
The company currently falls under 'Micro-Cap' category with a current market capitalization of 54.14 M.Market Cap |
|
Bayfirst Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.06 | 0.10 |
Determining Bayfirst Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Bayfirst Financial is a good buy. For example, gross profit margin measures Bayfirst Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Bayfirst Financial's profitability and make more informed investment decisions.
Evaluate Bayfirst Financial's management efficiency
As of the 26th of November 2024, Return On Tangible Assets is likely to grow to 0.01. Also, Return On Capital Employed is likely to grow to 0.02. At this time, Bayfirst Financial's Total Assets are very stable compared to the past year. As of the 26th of November 2024, Non Current Assets Total is likely to grow to about 1.1 B, while Non Currrent Assets Other are likely to drop (222 M). Bayfirst Financial's management efficiency ratios could be used to measure how well Bayfirst Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 20.58 | 16.24 | |
| Tangible Book Value Per Share | 17.52 | 12.52 | |
| Enterprise Value Over EBITDA | 4.47 | 4.24 | |
| Price Book Value Ratio | 0.63 | 0.60 | |
| Enterprise Value Multiple | 4.47 | 4.24 | |
| Price Fair Value | 0.63 | 0.60 | |
| Enterprise Value | 26.4 M | 25.1 M |
The strategic decisions made by Bayfirst Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield 0.0244 | Forward Dividend Yield 0.0244 | Forward Dividend Rate 0.32 | Beta 0.991 |
Basic technical analysis of Bayfirst Stock
As of the 26th of November, Bayfirst Financial shows the Downside Deviation of 1.75, mean deviation of 1.56, and Risk Adjusted Performance of 0.0087. Bayfirst Financial Corp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Bayfirst Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Bayfirst Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Bayfirst Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Bayfirst Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Bayfirst Financial's Outstanding Corporate Bonds
Bayfirst Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Bayfirst Financial Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Bayfirst bonds can be classified according to their maturity, which is the date when Bayfirst Financial Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| BAYNGR 44 15 JUL 44 Corp BondUS07274NBF96 | View | |
| BAYNGR 395 15 APR 45 Corp BondUS07274NBG79 | View | |
| BAYNGR 47 15 JUL 64 Corp BondUS07274NBH52 | View | |
| HSBC Holdings PLC Corp BondUS404280DR76 | View | |
| BAYNGR 425 15 DEC 25 Corp BondUS07274NAJ28 | View | |
| BAYNGR 4375 15 DEC 28 Corp BondUS07274NAL73 | View | |
| BAYNGR 4625 25 JUN 38 Corp BondUS07274NAN30 | View |
Understand Bayfirst Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Bayfirst Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0087 | |||
| Market Risk Adjusted Performance | 0.0452 | |||
| Mean Deviation | 1.56 | |||
| Semi Deviation | 1.62 | |||
| Downside Deviation | 1.75 | |||
| Coefficient Of Variation | 35343.67 | |||
| Standard Deviation | 2.2 | |||
| Variance | 4.83 | |||
| Information Ratio | (0.06) | |||
| Jensen Alpha | 0.0092 | |||
| Total Risk Alpha | (0.35) | |||
| Sortino Ratio | (0.07) | |||
| Treynor Ratio | 0.0352 | |||
| Maximum Drawdown | 11.38 | |||
| Value At Risk | (2.77) | |||
| Potential Upside | 5.23 | |||
| Downside Variance | 3.06 | |||
| Semi Variance | 2.63 | |||
| Expected Short fall | (2.34) | |||
| Skewness | 0.9577 | |||
| Kurtosis | 1.55 |
| Risk Adjusted Performance | 0.0087 | |||
| Market Risk Adjusted Performance | 0.0452 | |||
| Mean Deviation | 1.56 | |||
| Semi Deviation | 1.62 | |||
| Downside Deviation | 1.75 | |||
| Coefficient Of Variation | 35343.67 | |||
| Standard Deviation | 2.2 | |||
| Variance | 4.83 | |||
| Information Ratio | (0.06) | |||
| Jensen Alpha | 0.0092 | |||
| Total Risk Alpha | (0.35) | |||
| Sortino Ratio | (0.07) | |||
| Treynor Ratio | 0.0352 | |||
| Maximum Drawdown | 11.38 | |||
| Value At Risk | (2.77) | |||
| Potential Upside | 5.23 | |||
| Downside Variance | 3.06 | |||
| Semi Variance | 2.63 | |||
| Expected Short fall | (2.34) | |||
| Skewness | 0.9577 | |||
| Kurtosis | 1.55 |
Consider Bayfirst Financial's intraday indicators
Bayfirst Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Bayfirst Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 197.77 | |||
| Daily Balance Of Power | (0.25) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 13.12 | |||
| Day Typical Price | 13.08 | |||
| Market Facilitation Index | 1.0E-4 | |||
| Price Action Indicator | (0.18) | |||
| Period Momentum Indicator | (0.11) | |||
| Relative Strength Index | 57.06 |
Bayfirst Financial Corporate Filings
10Q | 13th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 8th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 28th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 20th of August 2024 Other Reports | ViewVerify |
Bayfirst Stock media impact
Far too much social signal, news, headlines, and media speculation about Bayfirst Financial that are available to investors today. That information is available publicly through Bayfirst media outlets and privately through word of mouth or via Bayfirst internal channels. However, regardless of the origin, that massive amount of Bayfirst data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Bayfirst Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Bayfirst Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Bayfirst Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Bayfirst Financial alpha.
Bayfirst Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Bayfirst Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Bayfirst Financial Corporate Executives
Elected by the shareholders, the Bayfirst Financial's board of directors comprises two types of representatives: Bayfirst Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bayfirst. The board's role is to monitor Bayfirst Financial's management team and ensure that shareholders' interests are well served. Bayfirst Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bayfirst Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Scott McKim | Executive CFO | Profile | |
| John Macaluso | Executive CTO | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bayfirst Financial. If investors know Bayfirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bayfirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.56) | Dividend Share 0.32 | Earnings Share 0.74 | Revenue Per Share 30.056 | Quarterly Revenue Growth (0.07) |
The market value of Bayfirst Financial Corp is measured differently than its book value, which is the value of Bayfirst that is recorded on the company's balance sheet. Investors also form their own opinion of Bayfirst Financial's value that differs from its market value or its book value, called intrinsic value, which is Bayfirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bayfirst Financial's market value can be influenced by many factors that don't directly affect Bayfirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Bayfirst Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Bayfirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bayfirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.