Bayfirst Financial Corp Stock Market Outlook
| BAFN Stock | USD 7.39 0.44 6.33% |
About 61% of all Bayfirst Financial's investors are looking to take a long position. The analysis of overall sentiment of trading Bayfirst Financial Corp stock suggests that some investors are interested at this time. Bayfirst Financial's investing sentiment overview a quick insight into current market opportunities from investing in Bayfirst Financial Corp. Many technical investors use Bayfirst Financial Corp stock news signals to limit their universe of possible portfolio assets and to time the market correctly.
Comfort Level 61
Interested
Panic | Confidence |
Today, several news technology companies offer sentiment data to assist traders in manufacturing news sentiment indicators for investment decisions. We partner with these technology firms in helping retail investors build forecasting models that use Bayfirst Financial's input sentiment indicators derived from textual data and news published on major financial information outlets and social sites. These indicators can be used to analyze time-dependent numerical information representing public perception toward Bayfirst Financial Corp.
News SentimentBullish | Hype SentimentBullish | Insider SentimentWaiting |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Bayfirst Financial Corp is 'Strong Hold'. The recommendation algorithm takes into account all of Bayfirst Financial's available fundamental, technical, and predictive indicators you will find on this site.
Execute Bayfirst Financial Advice
The Bayfirst recommendation should be used to complement the investment advice compiled from the current analysts' consensus on Bayfirst Financial Corp. Macroaxis does not own or have any residual interests in Bayfirst Financial Corp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Bayfirst Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Weakest | Details | |
Volatility | Somewhat reliable | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Risky | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
For the selected time horizon Bayfirst Financial Corp has a Risk Adjusted Performance of (0.07), Jensen Alpha of (0.33), Total Risk Alpha of (0.56) and Treynor Ratio of (0.34)We provide trade advice to complement the prevailing expert consensus on Bayfirst Financial Corp. Our dynamic recommendation engine uses a multidimensional algorithm to analyze the company's potential to grow using all technical and fundamental data available at the time. To make sure Bayfirst Financial is not overpriced, please confirm all Bayfirst Financial Corp fundamentals, including its gross profit, short ratio, net asset, as well as the relationship between the cash per share and market capitalization . Given that Bayfirst Financial Corp has a shares owned by institutions of 17.58 %, we suggest you to validate Bayfirst Financial Corp market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.
Bayfirst Financial Trading Alerts and Improvement Suggestions
| Bayfirst Financial generated a negative expected return over the last 90 days | |
| Bayfirst Financial has a very high chance of going through financial distress in the upcoming years | |
| Bayfirst Financial has a poor financial position based on the latest SEC disclosures | |
| About 15.0% of the company shares are held by company insiders | |
| Latest headline from news.google.com: and the Role of Price-Sensitive Allocations - Stock Traders Daily |
Bayfirst Financial Returns Distribution Density
The distribution of Bayfirst Financial's historical returns is an attempt to chart the uncertainty of Bayfirst Financial's future price movements. The chart of the probability distribution of Bayfirst Financial daily returns describes the distribution of returns around its average expected value. We use Bayfirst Financial Corp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Bayfirst Financial returns is essential to provide solid investment analysis for Bayfirst Financial.
| Mean Return | -0.25 | Value At Risk | -3.5 | Potential Upside | 4.45 | Standard Deviation | 2.53 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Bayfirst Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Bayfirst Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument, such as Bayfirst Financial, soars without any apparent reason. This usually happens because many institutional investors are aggressively trading Bayfirst Financial Corp back and forth among themselves. Companies that invest excess capital in these types of assets may also be included in this term and can influence corporate governance by exercising voting rights in their investments.
| Shares | Tower Research Capital Llc | 2025-06-30 | 304 | Bank Of America Corp | 2025-06-30 | 34.0 | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 2.0 | Renaissance Technologies Corp | 2025-03-31 | 0.0 | Fny Investment Advisers, Llc | 2025-06-30 | 0.0 | Banc Funds Co Llc | 2025-06-30 | 125.3 K | First Manhattan Co. Llc | 2025-06-30 | 125.3 K | Vanguard Group Inc | 2025-06-30 | 89.1 K | Blackrock Inc | 2025-06-30 | 48.7 K | Salzhauer Michael | 2025-06-30 | 42.4 K | Geode Capital Management, Llc | 2025-06-30 | 38.9 K |
Bayfirst Financial Cash Flow Accounts
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Change In Cash | 54.3M | (43.7M) | (7.7M) | 19.4M | 22.3M | 23.4M | |
| Free Cash Flow | 87.9M | 432.2M | 447.2M | 388.8M | 447.2M | 469.5M | |
| Other Non Cash Items | 69.0M | 427.5M | 446.2M | 365.0M | 419.8M | 440.8M | |
| Dividends Paid | 2.1M | 2.1M | 2.3M | 2.9M | 3.3M | 3.5M | |
| Capital Expenditures | 13.3M | 8.1M | 7.6M | 1.7M | 1.9M | 3.4M | |
| Net Income | 24.6M | 5.5M | 5.9M | 12.7M | 14.6M | 15.3M | |
| End Period Cash Flow | 109.7M | 66.0M | 58.4M | 77.8M | 89.5M | 93.9M | |
| Depreciation | 4.7M | 5.0M | 6.8M | 8.7M | 10.0M | 10.5M | |
| Investments | (31.5M) | (74.9M) | (611.6M) | (515.9M) | (464.3M) | (441.1M) | |
| Net Borrowings | (812.1M) | (45.1M) | (15.5M) | (10.5M) | (9.4M) | (8.9M) |
Bayfirst Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Bayfirst Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Bayfirst Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Bayfirst stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.33 | |
β | Beta against Dow Jones | 0.77 | |
σ | Overall volatility | 2.76 | |
Ir | Information ratio | -0.14 |
Bayfirst Financial Volatility Alert
Bayfirst Financial Corp exhibits very low volatility with skewness of -0.09 and kurtosis of 3.87. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Bayfirst Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Bayfirst Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Bayfirst Financial Fundamentals Vs Peers
Comparing Bayfirst Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Bayfirst Financial's direct or indirect competition across all of the common fundamentals between Bayfirst Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Bayfirst Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Bayfirst Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Bayfirst Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Bayfirst Financial to competition |
| Fundamentals | Bayfirst Financial | Peer Average |
| Return On Equity | -0.23 | -0.31 |
| Return On Asset | -0.0177 | -0.14 |
| Profit Margin | (0.58) % | (1.27) % |
| Operating Margin | (0.23) % | (5.51) % |
| Current Valuation | (141.51 M) | 16.62 B |
| Shares Outstanding | 4.11 M | 571.82 M |
| Shares Owned By Insiders | 15.43 % | 10.09 % |
| Shares Owned By Institutions | 17.58 % | 39.21 % |
| Number Of Shares Shorted | 11.71 K | 4.71 M |
| Price To Earning | 2.61 X | 28.72 X |
| Price To Book | 0.40 X | 9.51 X |
| Price To Sales | 0.73 X | 11.42 X |
| Revenue | 104.19 M | 9.43 B |
| Gross Profit | 39.59 M | 27.38 B |
| EBITDA | (30.83 M) | 3.9 B |
| Net Income | 12.67 M | 570.98 M |
| Cash And Equivalents | 74.35 M | 2.7 B |
| Cash Per Share | 18.45 X | 5.01 X |
| Total Debt | 34.08 M | 5.32 B |
| Book Value Per Share | 17.49 X | 1.93 K |
| Cash Flow From Operations | 390.53 M | 971.22 M |
| Short Ratio | 0.78 X | 4.00 X |
| Earnings Per Share | (5.93) X | 3.12 X |
| Number Of Employees | 144 | 18.84 K |
| Beta | 0.3 | -0.15 |
| Market Capitalization | 28.93 M | 19.03 B |
| Total Asset | 1.3 B | 29.47 B |
| Retained Earnings | 19.76 M | 9.33 B |
| Annual Yield | 0.05 % | |
| Net Asset | 1.3 B | |
| Last Dividend Paid | 0.16 |
Note: Acquisition by Robin Oliver of tradable shares of Bayfirst Financial at 6.021 subject to Rule 16b-3 [view details]
Bayfirst Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Bayfirst . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 1205.59 | |||
| Daily Balance Of Power | 0.7333 | |||
| Rate Of Daily Change | 1.06 | |||
| Day Median Price | 7.1 | |||
| Day Typical Price | 7.2 | |||
| Price Action Indicator | 0.51 | |||
| Period Momentum Indicator | 0.44 |
About Bayfirst Financial Buy or Sell Advice
When is the right time to buy or sell Bayfirst Financial Corp? Buying financial instruments such as Bayfirst Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Bayfirst Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Recreation Thematic Idea Now
Recreation
Companies involved in production and services of recreational goods, foods, and accessories. The Recreation theme has 44 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Recreation Theme or any other thematic opportunities.
| View All Next | Launch |
Check out Bayfirst Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Will Regional Banks sector continue expanding? Could Bayfirst diversify its offerings? Factors like these will boost the valuation of Bayfirst Financial. Projected growth potential of Bayfirst fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Bayfirst Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 6.094 | Dividend Share 0.16 | Earnings Share (5.93) | Revenue Per Share | Quarterly Revenue Growth (0.68) |
Investors evaluate Bayfirst Financial Corp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Bayfirst Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Bayfirst Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Bayfirst Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bayfirst Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Bayfirst Financial's market price signifies the transaction level at which participants voluntarily complete trades.