First Interest Coverage from 2010 to 2026

FCF Stock  USD 18.40  0.13  0.71%   
First Commonwealth's Interest Coverage is increasing over the last several years with stable swings. Interest Coverage is estimated to finish at 1.45 this year. During the period from 2010 to 2026 First Commonwealth Financial Interest Coverage regressed destribution of quarterly values had coefficient of variationof  90.47 and r-value of  0.15. View All Fundamentals
 
Interest Coverage  
First Reported
2010-12-31
Previous Quarter
0.96012604
Current Value
1.45
Quarterly Volatility
2.97437101
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check First Commonwealth financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Commonwealth's main balance sheet or income statement drivers, such as Depreciation And Amortization of 9 M, Interest Expense of 216.9 M or Selling General Administrative of 92.7 M, as well as many indicators such as Price To Sales Ratio of 2.05, Dividend Yield of 0.041 or PTB Ratio of 1.6. First financial statements analysis is a perfect complement when working with First Commonwealth Valuation or Volatility modules.
  
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Check out the analysis of First Commonwealth Correlation against competitors.
The Interest Coverage trend for First Commonwealth Financial offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether First Commonwealth is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest First Commonwealth's Interest Coverage Growth Pattern

Below is the plot of the Interest Coverage of First Commonwealth Financial over the last few years. It is First Commonwealth's Interest Coverage historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Commonwealth's overall financial position and show how it may be relating to other accounts over time.
Interest Coverage10 Years Trend
Pretty Stable
   Interest Coverage   
       Timeline  

First Interest Coverage Regression Statistics

Arithmetic Mean3.29
Geometric Mean2.24
Coefficient Of Variation90.47
Mean Deviation2.11
Median2.61
Standard Deviation2.97
Sample Variance8.85
Range10.9401
R-Value0.15
Mean Square Error9.22
R-Squared0.02
Significance0.56
Slope0.09
Total Sum of Squares141.55

First Interest Coverage History

2026 1.45
2025 0.96
2024 0.8
2023 1.37
2022 9.03
2021 11.3
2020 2.74

About First Commonwealth Financial Statements

First Commonwealth stakeholders use historical fundamental indicators, such as First Commonwealth's Interest Coverage, to determine how well the company is positioned to perform in the future. Although First Commonwealth investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Commonwealth's assets and liabilities are reflected in the revenues and expenses on First Commonwealth's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Commonwealth Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Interest Coverage 0.96  1.45 

Currently Active Assets on Macroaxis

When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out the analysis of First Commonwealth Correlation against competitors.
You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Can Regional Banks industry sustain growth momentum? Does First have expansion opportunities? Factors like these will boost the valuation of First Commonwealth. Market participants price First higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating First Commonwealth demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.229
Dividend Share
0.54
Earnings Share
1.5
Revenue Per Share
4.69
Quarterly Revenue Growth
0.148
Understanding First Commonwealth requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value—what First Commonwealth's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Market sentiment, economic cycles, and investor behavior can push First Commonwealth's price substantially above or below its fundamental value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First Commonwealth's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.