First Financial Statements From 2010 to 2026

FCF Stock  USD 18.03  0.23  1.29%   
First Commonwealth's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First Commonwealth's valuation are provided below:
Gross Profit
485.5 M
Profit Margin
0.3137
Market Capitalization
1.9 B
Enterprise Value Revenue
4.2842
Revenue
485.5 M
There are over one hundred nineteen available fundamental signals for First Commonwealth Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of First Commonwealth Financial prevailing fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. The current Market Cap is estimated to decrease to about 1 B

First Commonwealth Total Revenue

377.67 Million

Check First Commonwealth financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Commonwealth's main balance sheet or income statement drivers, such as Depreciation And Amortization of 9 M, Interest Expense of 216.9 M or Selling General Administrative of 92.7 M, as well as many indicators such as Price To Sales Ratio of 2.05, Dividend Yield of 0.041 or PTB Ratio of 1.6. First financial statements analysis is a perfect complement when working with First Commonwealth Valuation or Volatility modules.
  
Build AI portfolio with First Stock
Check out the analysis of First Commonwealth Correlation against competitors.

First Commonwealth Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets6.8 B12.3 B7.9 B
Slightly volatile
Short and Long Term Debt Total389.2 M409.7 M656.4 M
Slightly volatile
Other Current Liabilities4.9 B4.2 B5.8 B
Slightly volatile
Total Current Liabilities5.4 B4.3 B6.3 B
Slightly volatile
Total Stockholder Equity1.6 B1.6 B978.1 M
Slightly volatile
Property Plant And Equipment Net73.5 M133.5 M89.7 M
Slightly volatile
Retained Earnings1.2 B1.1 B583.1 M
Slightly volatile
Cash123.6 M103.3 M139.5 M
Slightly volatile
Non Current Assets Total380.2 M400.2 M5.8 B
Pretty Stable
Non Currrent Assets Other259.3 M518.7 M330.7 M
Slightly volatile
Cash And Short Term Investments609.1 M1.2 B1.1 B
Pretty Stable
Common Stock Shares Outstanding84.2 M103.6 M93.1 M
Slightly volatile
Liabilities And Stockholders Equity6.8 B12.3 B7.9 B
Slightly volatile
Non Current Liabilities Total302.7 M379.5 M276.8 M
Slightly volatile
Other Stockholder Equity1.6 B1.6 B460.4 M
Slightly volatile
Total LiabilitiesB10.8 B6.9 B
Slightly volatile
Property Plant And Equipment Gross364.6 M347.2 M162.2 M
Slightly volatile
Total Current Assets609.1 M1.2 B1.1 B
Pretty Stable
Short Term Debt140.6 M148 M474.1 M
Slightly volatile
Common Stock Total Equity99.9 M131 M108.1 M
Slightly volatile
Common Stock103.7 M142.1 M110.1 M
Slightly volatile
Other Liabilities65.2 M68.7 M68.4 M
Slightly volatile
Accounts Payable5.3 B9.2 BB
Slightly volatile
Long Term Debt265.9 M261.7 M220.9 M
Pretty Stable
Short Term Investments943.9 M1.1 B938.9 M
Pretty Stable
Inventory583.4 K614.1 K6.4 M
Slightly volatile
Property Plant Equipment89.5 M133.5 M97.2 M
Slightly volatile
Good Will217.5 M418.3 M241.6 M
Slightly volatile
Intangible Assets420.2 M400.2 M56.7 M
Slightly volatile
Net Tangible Assets707.5 M853.9 M668.2 M
Slightly volatile
Retained Earnings Total Equity490.2 M794.9 M503.3 M
Slightly volatile
Long Term Debt Total198 M261.7 M182.7 M
Very volatile
Capital Surpluse502.9 M726.1 M470.3 M
Slightly volatile
Long Term Investments1.4 B1.4 B3.8 B
Slightly volatile
Non Current Liabilities Other90.2 M152.5 M94.1 M
Slightly volatile
Short and Long Term Debt47 M49.5 M221.2 M
Very volatile
Earning Assets1.5 B2.2 B1.5 B
Slightly volatile
Capital Lease Obligations4.9 M3.9 M6.5 M
Slightly volatile
Net Invested Capital1.1 B1.5 B1.4 B
Pretty Stable
Capital Stock128.4 M142.1 M117.6 M
Slightly volatile

First Commonwealth Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And AmortizationM6.3 M8.6 M
Very volatile
Interest Expense216.9 M206.6 M69.5 M
Slightly volatile
Selling General Administrative92.7 M88.2 M109.2 M
Slightly volatile
Total Revenue377.7 M729.4 M386.6 M
Slightly volatile
Gross Profit255 M493.1 M303.6 M
Slightly volatile
Other Operating Expenses294.2 M531.1 M279.4 M
Slightly volatile
Operating Income208.3 M198.4 M114.5 M
Slightly volatile
EBIT208.3 M198.4 M114.6 M
Slightly volatile
EBITDA214.9 M204.7 M123 M
Slightly volatile
Cost Of Revenue248.1 M236.3 M90.5 M
Slightly volatile
Total Operating Expenses171.5 M294.8 M196.3 M
Slightly volatile
Income Before Tax200.9 M191.4 M113.7 M
Slightly volatile
Net Income159.9 M152.3 M87.8 M
Slightly volatile
Net Income Applicable To Common Shares77.8 M152.3 M84.6 M
Slightly volatile
Selling And Marketing Expenses4.5 M6.4 M4.2 M
Slightly volatile
Net Income From Continuing Ops90.5 M164 M83.6 M
Slightly volatile
Non Recurring7.3 M14.1 M9.5 M
Slightly volatile
Tax Provision34.2 M39.1 M28.2 M
Slightly volatile
Net Interest Income301.6 M433.4 M259.9 M
Slightly volatile
Interest Income361.3 M688.2 M315 M
Slightly volatile
Reconciled Depreciation5.7 M5.1 M7.7 M
Slightly volatile

First Commonwealth Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow75.1 M131 M93.9 M
Slightly volatile
Begin Period Cash Flow123 M169 M136.1 M
Slightly volatile
DepreciationM6.5 M8.6 M
Very volatile
Dividends Paid33.9 M60.5 M33.6 M
Slightly volatile
Capital Expenditures10.1 M17.9 M11.1 M
Slightly volatile
Total Cash From Operating Activities85.2 M148.9 M105 M
Slightly volatile
Net Income172.2 M164 M89.2 M
Slightly volatile
End Period Cash Flow136.5 M153.4 M143.6 M
Slightly volatile
Change To Netincome17.2 M18.8 M19.3 M
Slightly volatile
Issuance Of Capital Stock244.7 K234.6 K217.7 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.052.3772.9135
Very volatile
Dividend Yield0.0410.03170.0299
Slightly volatile
PTB Ratio1.61.11551.2372
Slightly volatile
Book Value Per Share12612022.8604
Slightly volatile
Free Cash Flow Yield0.06540.05950.0853
Slightly volatile
Operating Cash Flow Per Share0.81.141.0893
Slightly volatile
Stock Based Compensation To Revenue0.01070.01020.0086
Slightly volatile
Capex To Depreciation2.582.461.5631
Slightly volatile
PB Ratio1.61.11551.2372
Slightly volatile
EV To Sales3.682.79714.5724
Slightly volatile
Free Cash Flow Per Share0.71.010.974
Slightly volatile
Net Income Per Share1.551.48090.9226
Slightly volatile
Sales General And Administrative To Revenue0.20.12090.2977
Slightly volatile
Capex To Revenue0.02210.020.0287
Slightly volatile
Cash Per Share11.811.238411.3137
Pretty Stable
POCF Ratio12.8615.3211.0377
Slightly volatile
Interest Coverage1.450.96013.2876
Pretty Stable
Payout Ratio0.570.36130.4584
Slightly volatile
Capex To Operating Cash Flow0.140.12010.1117
Very volatile
PFCF Ratio15.0517.4112.4594
Slightly volatile
Income Quality1.140.821.5847
Slightly volatile
ROE0.10.0980.0866
Slightly volatile
EV To Operating Cash Flow24.3117.1817.0138
Very volatile
PE Ratio17.1311.384616.2361
Slightly volatile
Return On Tangible Assets0.00770.01280.0101
Slightly volatile
EV To Free Cash Flow28.6919.5219.1787
Very volatile
Earnings Yield0.05050.08780.069
Slightly volatile
Intangibles To Total Assets0.02220.03240.0292
Slightly volatile
Current Ratio0.280.26780.1825
Very volatile
Tangible Book Value Per Share12211620.2016
Slightly volatile
Graham Number23.5622.441814.36
Slightly volatile
Shareholders Equity Per Share15.8715.114410.21
Slightly volatile
Debt To Equity0.250.26360.7685
Slightly volatile
Capex Per Share0.130.180.1203
Slightly volatile
Revenue Per Share5.077.09294.2084
Slightly volatile
Interest Debt Per Share5.695.99287.7091
Pretty Stable
Debt To Assets0.03150.03320.0893
Slightly volatile
Enterprise Value Over EBITDA9.479.968316.6282
Slightly volatile
Short Term Coverage Ratios1.531.450.559
Slightly volatile
Price Earnings Ratio17.1311.384616.2361
Slightly volatile
Price Book Value Ratio1.61.11551.2372
Slightly volatile
Dividend Payout Ratio0.570.36130.4584
Slightly volatile
Price To Operating Cash Flows Ratio12.8615.3211.0377
Slightly volatile
Price To Free Cash Flows Ratio15.0517.4112.4594
Slightly volatile
Pretax Profit Margin0.170.26230.2636
Slightly volatile
Ebt Per Ebit0.770.870.9477
Slightly volatile
Operating Profit Margin0.170.27190.2642
Slightly volatile
Company Equity Multiplier10.857.94088.7159
Very volatile
Long Term Debt To Capitalization0.140.14410.1517
Pretty Stable
Total Debt To Capitalization0.20.20860.3882
Slightly volatile
Return On Capital Employed0.02350.02470.081
Very volatile
Debt Equity Ratio0.250.26360.7685
Slightly volatile
Ebit Per Revenue0.170.27190.2642
Slightly volatile
Quick Ratio0.280.26780.1825
Very volatile
Dividend Paid And Capex Coverage Ratio1.781.712.4327
Slightly volatile
Net Income Per E B T0.620.79590.7608
Very volatile
Cash Ratio0.02740.02390.0242
Pretty Stable
Operating Cash Flow Sales Ratio0.180.170.2738
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.70.790.875
Slightly volatile
Cash Flow Coverage Ratios0.360.340.2267
Slightly volatile
Price To Book Ratio1.61.11551.2372
Slightly volatile
Fixed Asset Turnover5.986.934.5625
Pretty Stable
Capital Expenditure Coverage Ratio7.147.499.8909
Very volatile
Price Cash Flow Ratio12.8615.3211.0377
Slightly volatile
Enterprise Value Multiple9.479.968316.6282
Slightly volatile
Debt Ratio0.03150.03320.0893
Slightly volatile
Cash Flow To Debt Ratio0.360.340.2267
Slightly volatile
Price Sales Ratio2.052.3772.9135
Very volatile
Return On Assets0.01040.01230.01
Slightly volatile
Asset Turnover0.06580.05910.0503
Pretty Stable
Net Profit Margin0.130.20880.2
Slightly volatile
Gross Profit Margin0.540.6760.7866
Pretty Stable
Price Fair Value1.61.11551.2372
Slightly volatile
Return On Equity0.10.0980.0866
Slightly volatile

First Commonwealth Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market CapB1.7 B1.6 B
Pretty Stable
Enterprise Value1.6 BB1.9 B
Slightly volatile

First Fundamental Market Drivers

Forward Price Earnings10.1729
Cash And Short Term Investments1.2 B

First Upcoming Events

30th of January 2024
Upcoming Quarterly Report
View
23rd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
30th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About First Commonwealth Financial Statements

First Commonwealth stakeholders use historical fundamental indicators, such as First Commonwealth's revenue or net income, to determine how well the company is positioned to perform in the future. Although First Commonwealth investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Commonwealth's assets and liabilities are reflected in the revenues and expenses on First Commonwealth's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Commonwealth Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue729.4 M377.7 M
Cost Of Revenue236.3 M248.1 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.12  0.20 
Capex To Revenue 0.02  0.02 
Revenue Per Share 7.09  5.07 
Ebit Per Revenue 0.27  0.17 

Currently Active Assets on Macroaxis

When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out the analysis of First Commonwealth Correlation against competitors.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Can Regional Banks industry sustain growth momentum? Does First have expansion opportunities? Factors like these will boost the valuation of First Commonwealth. Market participants price First higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating First Commonwealth demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.229
Dividend Share
0.54
Earnings Share
1.5
Revenue Per Share
4.69
Quarterly Revenue Growth
0.148
Understanding First Commonwealth requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value—what First Commonwealth's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Market sentiment, economic cycles, and investor behavior can push First Commonwealth's price substantially above or below its fundamental value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First Commonwealth's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.