First Financial Statements From 2010 to 2025

FCF Stock  USD 16.70  0.54  3.34%   
First Commonwealth financial statements provide useful quarterly and yearly information to potential First Commonwealth Financial investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on First Commonwealth financial statements helps investors assess First Commonwealth's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting First Commonwealth's valuation are summarized below:
Gross Profit
456.5 M
Profit Margin
0.332
Market Capitalization
1.7 B
Enterprise Value Revenue
4.157
Revenue
456.5 M
There are over one hundred nineteen available fundamental signals for First Commonwealth Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of First Commonwealth Financial prevailing fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. The current Market Cap is estimated to decrease to about 775.2 M. Enterprise Value is estimated to decrease to about 1.4 B

First Commonwealth Total Revenue

564.23 Million

Check First Commonwealth financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Commonwealth's main balance sheet or income statement drivers, such as Depreciation And Amortization of 22 M, Interest Expense of 66.9 M or Selling General Administrative of 90.3 M, as well as many indicators such as Price To Sales Ratio of 4.2, Dividend Yield of 0.0404 or PTB Ratio of 1.71. First financial statements analysis is a perfect complement when working with First Commonwealth Valuation or Volatility modules.
  
Check out the analysis of First Commonwealth Correlation against competitors.

First Commonwealth Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets13.8 B13.2 B8.1 B
Slightly volatile
Short and Long Term Debt Total883.8 M862.2 M733 M
Very volatile
Total Current Liabilities4.4 B4.2 B1.2 B
Slightly volatile
Total Stockholder Equity1.6 B1.5 B945.9 M
Slightly volatile
Property Plant And Equipment Net71.5 M139.2 M88.3 M
Slightly volatile
Retained Earnings1.1 BB545.6 M
Slightly volatile
Cash121.5 M169 M143.9 M
Slightly volatile
Non Current Assets Total13.7 B13 B3.6 B
Slightly volatile
Cash And Short Term Investments160.6 M169 M814.1 M
Pretty Stable
Common Stock Shares Outstanding84.5 M117.1 M93.4 M
Slightly volatile
Liabilities And Stockholders Equity13.8 B13.2 B8.1 B
Slightly volatile
Non Current Liabilities Total12.3 B11.7 B2.3 B
Slightly volatile
Other Stockholder Equity508.7 M484.5 M326.3 M
Slightly volatile
Total Liabilities12.3 B11.7 B7.2 B
Slightly volatile
Property Plant And Equipment Gross377.1 M359.2 M155 M
Slightly volatile
Total Current Assets321.6 M338.6 M2.9 B
Slightly volatile
Short Term Debt537.2 M647.5 M552.5 M
Very volatile
Common Stock Total Equity99.9 M131 M107.8 M
Slightly volatile
Common Stock102.4 M142.1 M109.2 M
Slightly volatile
Other Liabilities65.2 M68.7 M69 M
Slightly volatile
Accounts Payable5.3 B9.2 B5.9 B
Slightly volatile
Long Term Debt270.8 M163.7 M212.7 M
Slightly volatile
Inventory583.4 K614.1 K6.8 M
Slightly volatile
Property Plant Equipment86 M132.4 M95.3 M
Slightly volatile
Good Will209.2 M418.3 M233.4 M
Slightly volatile
Intangible Assets27.6 M26.2 M11.1 M
Slightly volatile
Net Tangible Assets707.5 M853.9 M663.6 M
Slightly volatile
Retained Earnings Total Equity490.2 M794.9 M491.5 M
Slightly volatile
Long Term Debt Total142.1 M163.1 M176.6 M
Pretty Stable
Capital Surpluse471.1 M572 M440.3 M
Slightly volatile
Long Term Investments1.3 B1.3 B3.9 B
Slightly volatile
Non Current Liabilities Other90.2 M152.5 M91.7 M
Slightly volatile
Short and Long Term Debt361.8 M647.5 M288.7 M
Slightly volatile
Earning Assets1.5 B2.2 B1.5 B
Slightly volatile
Capital Lease Obligations5.1 M4.4 M6.7 M
Slightly volatile
Net Invested CapitalB1.9 B1.4 B
Pretty Stable
Capital Stock127.1 M142.1 M117.1 M
Slightly volatile

First Commonwealth Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization22 M20.9 M11 M
Slightly volatile
Interest Expense66.9 M129.9 M45.8 M
Slightly volatile
Selling General Administrative90.3 M171.5 M113.6 M
Slightly volatile
Total Revenue564.2 M537.4 M332.3 M
Slightly volatile
Gross Profit756.4 M720.3 M348.3 M
Slightly volatile
Other Operating Expenses248.8 M236.9 M109.8 M
Slightly volatile
Operating Income246.9 M235.1 M112.9 M
Slightly volatile
EBITDA110.1 M194.2 M101.2 M
Pretty Stable
Income Before Tax238.5 M227.2 M116 M
Slightly volatile
Net Income189.7 M180.6 M88 M
Slightly volatile
Net Income Applicable To Common Shares154.8 M147.4 M83.6 M
Slightly volatile
Selling And Marketing Expenses4.2 M6.6 M4.1 M
Slightly volatile
Net Income From Continuing Ops85.4 M170.2 M80 M
Slightly volatile
Non Recurring7.3 M14.1 M9.3 M
Slightly volatile
Tax Provision32.6 M43.4 M27.9 M
Slightly volatile
Net Interest Income289 M431.8 M251.8 M
Slightly volatile
Interest Income328.3 M551.5 M286.7 M
Slightly volatile
Reconciled Depreciation5.9 MM7.8 M
Slightly volatile

First Commonwealth Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow169.9 M161.8 M101.3 M
Slightly volatile
Begin Period Cash Flow118.6 M177.4 M135.7 M
Slightly volatile
DepreciationM4.7 M8.7 M
Very volatile
Dividends Paid32.8 M58.4 M32.2 M
Slightly volatile
Capital Expenditures26.6 M25.3 M12.2 M
Slightly volatile
Total Cash From Operating Activities196.5 M187.2 M113.5 M
Slightly volatile
Net Income189.7 M180.6 M88 M
Slightly volatile
End Period Cash Flow115.9 M132.3 M141.6 M
Slightly volatile
Change To Netincome17.2 M18.8 M19.5 M
Slightly volatile
Issuance Of Capital Stock248.1 K281.8 K221.7 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.23.893.5176
Slightly volatile
Dividend Yield0.04040.0370.0301
Slightly volatile
PTB Ratio1.711.381.2622
Slightly volatile
Book Value Per Share6.1611.659.1489
Slightly volatile
Free Cash Flow Yield0.06360.08020.088
Slightly volatile
Operating Cash Flow Per Share0.761.441.0996
Slightly volatile
Stock Based Compensation To Revenue0.00590.00810.007
Slightly volatile
Capex To Depreciation5.074.831.7815
Slightly volatile
PB Ratio1.711.381.2622
Slightly volatile
EV To Sales7.685.375.5791
Very volatile
Free Cash Flow Per Share0.661.250.9838
Slightly volatile
ROIC0.0260.02480.0235
Very volatile
Net Income Per Share1.461.390.88
Slightly volatile
Sales General And Administrative To Revenue0.280.290.3611
Slightly volatile
Capex To Revenue0.0440.05420.0364
Very volatile
Cash Per Share1.241.39.4542
Slightly volatile
POCF Ratio13.7311.1610.6454
Slightly volatile
Interest Coverage1.621.632.7151
Slightly volatile
Payout Ratio0.580.370.4652
Slightly volatile
Capex To Operating Cash Flow0.140.160.1106
Very volatile
PFCF Ratio16.1312.9111.9991
Slightly volatile
Income Quality1.140.931.6387
Slightly volatile
ROE0.10.140.0883
Slightly volatile
EV To Operating Cash Flow25.8215.4217.0508
Very volatile
PE Ratio18.4911.5716.5959
Slightly volatile
Return On Tangible Assets0.01020.01630.0103
Slightly volatile
EV To Free Cash Flow30.617.8419.2008
Very volatile
Earnings Yield0.04790.08950.068
Slightly volatile
Intangibles To Total Assets0.02180.03040.0288
Slightly volatile
Current Ratio0.05430.05727.3433
Slightly volatile
Tangible Book Value Per Share4.938.226.7694
Slightly volatile
Graham Number20.0519.113.5049
Slightly volatile
Shareholders Equity Per Share6.1611.659.1489
Slightly volatile
Debt To Equity0.620.660.8476
Slightly volatile
Capex Per Share0.210.20.1233
Slightly volatile
Revenue Per Share2.44.143.2505
Slightly volatile
Interest Debt Per Share13.3510.128.5525
Very volatile
Debt To Assets0.07150.07520.0979
Slightly volatile
Enterprise Value Over EBITDA8.659.11464
Pretty Stable
Short Term Coverage Ratios0.20.260.3354
Slightly volatile
Price Earnings Ratio18.4911.5716.5959
Slightly volatile
Price Book Value Ratio1.711.381.2622
Slightly volatile
Dividend Payout Ratio0.580.370.4652
Slightly volatile
Price To Operating Cash Flows Ratio13.7311.1610.6454
Slightly volatile
Price To Free Cash Flows Ratio16.1312.9111.9991
Slightly volatile
Pretax Profit Margin0.330.490.3285
Slightly volatile
Ebt Per Ebit0.650.6814.7319
Slightly volatile
Operating Profit Margin0.730.640.3743
Pretty Stable
Company Equity Multiplier10.9810.038.8841
Slightly volatile
Long Term Debt To Capitalization0.130.140.1482
Pretty Stable
Total Debt To Capitalization0.590.420.4372
Pretty Stable
Return On Capital Employed0.04180.0440.019
Slightly volatile
Debt Equity Ratio0.620.660.8476
Slightly volatile
Ebit Per Revenue0.730.640.3743
Pretty Stable
Quick Ratio0.05430.05727.3433
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.782.012.5012
Slightly volatile
Net Income Per E B T0.610.720.7369
Very volatile
Cash Ratio0.02710.02860.6809
Very volatile
Operating Cash Flow Sales Ratio0.260.310.329
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.70.780.8756
Slightly volatile
Cash Flow Coverage Ratios0.110.20.1945
Pretty Stable
Price To Book Ratio1.711.381.2622
Slightly volatile
Fixed Asset Turnover4.034.443.6837
Very volatile
Capital Expenditure Coverage Ratio7.186.6510.0737
Very volatile
Price Cash Flow Ratio13.7311.1610.6454
Slightly volatile
Enterprise Value Multiple8.659.11464
Pretty Stable
Debt Ratio0.07150.07520.0979
Slightly volatile
Cash Flow To Debt Ratio0.110.20.1945
Pretty Stable
Price Sales Ratio4.23.893.5176
Slightly volatile
Return On Assets0.01010.01580.01
Slightly volatile
Asset Turnover0.04440.04690.0417
Slightly volatile
Net Profit Margin0.250.390.2441
Slightly volatile
Gross Profit Margin0.741.210.951
Slightly volatile
Price Fair Value1.711.381.2622
Slightly volatile
Return On Equity0.10.140.0883
Slightly volatile

First Commonwealth Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap775.2 M1.4 B1.1 B
Slightly volatile
Enterprise Value1.4 BB1.6 B
Slightly volatile

First Fundamental Market Drivers

Forward Price Earnings11.0742
Cash And Short Term Investments147 M

First Upcoming Events

30th of January 2024
Upcoming Quarterly Report
View
23rd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
30th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About First Commonwealth Financial Statements

First Commonwealth stakeholders use historical fundamental indicators, such as First Commonwealth's revenue or net income, to determine how well the company is positioned to perform in the future. Although First Commonwealth investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Commonwealth's assets and liabilities are reflected in the revenues and expenses on First Commonwealth's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Commonwealth Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue537.4 M564.2 M
Cost Of Revenue-143.2 M-136 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.29  0.28 
Capex To Revenue 0.05  0.04 
Revenue Per Share 4.14  2.40 
Ebit Per Revenue 0.64  0.73 

Currently Active Assets on Macroaxis

When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out the analysis of First Commonwealth Correlation against competitors.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Earnings Share
1.39
Revenue Per Share
4.475
Quarterly Revenue Growth
(0.05)
Return On Assets
0.0129
The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.