First Net Interest Income from 2010 to 2026

FCF Stock  USD 17.60  0.10  0.56%   
First Commonwealth's Net Interest Income is increasing over the last several years with slightly volatile swings. Net Interest Income is predicted to flatten to about 301.6 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
105.5 M
Current Value
110.3 M
Quarterly Volatility
14.8 M
 
Covid
 
Interest Hikes
Check First Commonwealth financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Commonwealth's main balance sheet or income statement drivers, such as Depreciation And Amortization of 9 M, Interest Expense of 216.9 M or Selling General Administrative of 92.7 M, as well as many indicators such as Price To Sales Ratio of 2.05, Dividend Yield of 0.041 or PTB Ratio of 1.6. First financial statements analysis is a perfect complement when working with First Commonwealth Valuation or Volatility modules.
  
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Check out the analysis of First Commonwealth Correlation against competitors.

Latest First Commonwealth's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of First Commonwealth Financial over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. First Commonwealth's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Commonwealth's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

First Net Interest Income Regression Statistics

Arithmetic Mean259,946,312
Geometric Mean249,917,198
Coefficient Of Variation30.09
Mean Deviation62,938,566
Median250,363,000
Standard Deviation78,227,992
Sample Variance6119.6T
Range244.9M
R-Value0.89
Mean Square Error1339.7T
R-Squared0.79
Slope13,810,578
Total Sum of Squares97913.9T

First Net Interest Income History

2026301.6 M
2025433.4 M
2024376.8 M
2023375.5 M
2022312.2 M
2021278.5 M
2020268.3 M

About First Commonwealth Financial Statements

First Commonwealth stakeholders use historical fundamental indicators, such as First Commonwealth's Net Interest Income, to determine how well the company is positioned to perform in the future. Although First Commonwealth investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Commonwealth's assets and liabilities are reflected in the revenues and expenses on First Commonwealth's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Commonwealth Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income433.4 M301.6 M

Currently Active Assets on Macroaxis

When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out the analysis of First Commonwealth Correlation against competitors.
You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
Can Regional Banks industry sustain growth momentum? Does First have expansion opportunities? Factors like these will boost the valuation of First Commonwealth. Market participants price First higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating First Commonwealth demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.237
Earnings Share
1.39
Revenue Per Share
4.56
Quarterly Revenue Growth
0.148
Return On Assets
0.0118
Understanding First Commonwealth requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value—what First Commonwealth's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Market sentiment, economic cycles, and investor behavior can push First Commonwealth's price substantially above or below its fundamental value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First Commonwealth's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.