First Net Borrowings from 2010 to 2024

FCF Stock  USD 19.21  0.47  2.51%   
First Commonwealth's Net Borrowings is decreasing over the last several years with very volatile swings. Net Borrowings is estimated to finish at about 220.3 M this year. Net Borrowings is the difference between the amount of new debt First Commonwealth Financial has taken on and the amount of debt it has paid off during a given period. View All Fundamentals
 
Net Borrowings  
First Reported
2012-03-31
Previous Quarter
263.7 M
Current Value
902 K
Quarterly Volatility
145.9 M
 
Yuan Drop
 
Covid
Check First Commonwealth financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Commonwealth's main balance sheet or income statement drivers, such as Depreciation And Amortization of 3.9 M, Interest Expense of 151.5 M or Selling General Administrative of 90.3 M, as well as many indicators such as Price To Sales Ratio of 4.2, Dividend Yield of 0.0404 or PTB Ratio of 1.71. First financial statements analysis is a perfect complement when working with First Commonwealth Valuation or Volatility modules.
  
Check out the analysis of First Commonwealth Correlation against competitors.

Latest First Commonwealth's Net Borrowings Growth Pattern

Below is the plot of the Net Borrowings of First Commonwealth Financial over the last few years. It is the difference between the amount of new debt a company has taken on and the amount of debt it has paid off during a given period. First Commonwealth's Net Borrowings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Commonwealth's overall financial position and show how it may be relating to other accounts over time.
Net Borrowings10 Years Trend
Very volatile
   Net Borrowings   
       Timeline  

First Net Borrowings Regression Statistics

Arithmetic Mean46,200,233
Coefficient Of Variation625.32
Mean Deviation216,340,689
Median129,956,000
Standard Deviation288,901,005
Sample Variance83463.8T
Range1.1B
R-Value(0.09)
Mean Square Error89140.5T
R-Squared0.01
Significance0.75
Slope(5,875,534)
Total Sum of Squares1168493.1T

First Net Borrowings History

2024220.3 M
2023209.9 M
2022233.2 M
2021-30.2 M
2020-85.6 M
2019-471 M
201888.4 M

About First Commonwealth Financial Statements

First Commonwealth stakeholders use historical fundamental indicators, such as First Commonwealth's Net Borrowings, to determine how well the company is positioned to perform in the future. Although First Commonwealth investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Commonwealth's assets and liabilities are reflected in the revenues and expenses on First Commonwealth's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Commonwealth Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Borrowings209.9 M220.3 M

Currently Active Assets on Macroaxis

When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out the analysis of First Commonwealth Correlation against competitors.
You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Dividend Share
0.515
Earnings Share
1.48
Revenue Per Share
4.475
Quarterly Revenue Growth
(0.05)
The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.