OFG Operating Income from 2010 to 2025

OFG Stock  USD 43.82  0.53  1.22%   
OFG Bancorp's Operating Income is increasing over the last several years with slightly volatile swings. Operating Income is estimated to finish at about 319.4 M this year. Operating Income is earnings before interest and taxes (EBIT), representing the amount of profit OFG Bancorp generates from its operations. View All Fundamentals
 
Operating Income  
First Reported
1992-03-31
Previous Quarter
180 M
Current Value
61.8 M
Quarterly Volatility
29.8 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check OFG Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OFG Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 81.1 M, Other Operating Expenses of 773 M or Operating Income of 319.4 M, as well as many indicators such as Price To Sales Ratio of 3.18, Dividend Yield of 0.0464 or PTB Ratio of 1.72. OFG financial statements analysis is a perfect complement when working with OFG Bancorp Valuation or Volatility modules.
  
Check out the analysis of OFG Bancorp Correlation against competitors.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.

Latest OFG Bancorp's Operating Income Growth Pattern

Below is the plot of the Operating Income of OFG Bancorp over the last few years. Operating Income is the amount of profit realized from OFG Bancorp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of OFG Bancorp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. It is earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations. OFG Bancorp's Operating Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in OFG Bancorp's overall financial position and show how it may be relating to other accounts over time.
Operating Income10 Years Trend
Slightly volatile
   Operating Income   
       Timeline  

OFG Operating Income Regression Statistics

Arithmetic Mean170,613,115
Geometric Mean123,803,752
Coefficient Of Variation53.99
Mean Deviation73,373,100
Median177,325,000
Standard Deviation92,106,157
Sample Variance8483.5T
Range317.1M
R-Value0.67
Mean Square Error5022.8T
R-Squared0.45
Significance0
Slope12,940,421
Total Sum of Squares127253.2T

OFG Operating Income History

2025319.4 M
2024304.2 M
2023264.5 M
2022277.6 M
2021214.6 M
202094.8 M
201975.8 M

About OFG Bancorp Financial Statements

OFG Bancorp stakeholders use historical fundamental indicators, such as OFG Bancorp's Operating Income, to determine how well the company is positioned to perform in the future. Although OFG Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in OFG Bancorp's assets and liabilities are reflected in the revenues and expenses on OFG Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in OFG Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Operating Income304.2 M319.4 M

Currently Active Assets on Macroaxis

When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:
Check out the analysis of OFG Bancorp Correlation against competitors.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.053
Earnings Share
4.23
Revenue Per Share
13.63
Quarterly Revenue Growth
(0.02)
Return On Assets
0.0179
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.