Old Financial Statements From 2010 to 2026

OSBC Stock  USD 19.48  0.02  0.10%   
Old Second's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Old Second's valuation are provided below:
Gross Profit
288.8 M
Profit Margin
0.2446
Market Capitalization
B
Enterprise Value Revenue
4.1483
Revenue
288.8 M
We have found one hundred twenty available trending fundamental ratios for Old Second Bancorp, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of Old Second's recent performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road.

Old Second Total Revenue

405.92 Million

Check Old Second financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Old Second's main balance sheet or income statement drivers, such as Depreciation And Amortization of 11.1 M, Interest Expense of 53.2 M or Selling General Administrative of 123 M, as well as many indicators such as Price To Sales Ratio of 1.58, Dividend Yield of 0.0266 or PTB Ratio of 1.62. Old financial statements analysis is a perfect complement when working with Old Second Valuation or Volatility modules.
  
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Check out the analysis of Old Second Correlation against competitors.

Old Second Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets6.8 B6.5 B3.6 B
Slightly volatile
Short and Long Term Debt Total177.7 M163.2 M194 M
Slightly volatile
Other Current Liabilities5.8 B5.5 BB
Slightly volatile
Total Current Liabilities5.8 B5.5 B2.6 B
Slightly volatile
Total Stockholder Equity810.3 M771.7 M334.5 M
Slightly volatile
Property Plant And Equipment Net105.4 M100.4 M57.7 M
Slightly volatile
Retained Earnings566.5 M539.5 M224.2 M
Slightly volatile
Cash109.2 M114.2 M129.7 M
Slightly volatile
Non Current Assets Total4.7 B4.5 B2.3 B
Slightly volatile
Cash And Short Term Investments1.5 B1.5 B896.3 M
Slightly volatile
Common Stock Shares Outstanding55.1 M52.5 M31.6 M
Slightly volatile
Liabilities And Stockholders Equity6.8 B6.5 B3.6 B
Slightly volatile
Non Current Liabilities Total88.4 M175.9 M125.9 M
Slightly volatile
Total LiabilitiesB5.7 B2.7 B
Slightly volatile
Property Plant And Equipment Gross201.2 M191.6 M86.3 M
Slightly volatile
Total Current Assets2.1 BB1.1 B
Slightly volatile
Short Term Debt104.2 M65.2 M95.6 M
Slightly volatile
Common Stock Total Equity54 M51.4 M35.2 M
Slightly volatile
Other Current Assets114 M120 M660.2 M
Slightly volatile
Common Stock27.2 M51.6 M33.7 M
Slightly volatile
Other Liabilities52.4 M49.9 M29.5 M
Slightly volatile
Accounts Payable6.2 B5.9 B3.1 B
Slightly volatile
Long Term Debt94.4 M98 M99.7 M
Slightly volatile
Short Term Investments1.4 B1.3 B766.5 M
Slightly volatile
Intangible Assets30.6 M29.2 M12.7 M
Slightly volatile
Property Plant Equipment59.2 M85 M64.2 M
Pretty Stable
Net Receivables591.2 M563.1 M177.8 M
Slightly volatile
Long Term Debt Total122.5 M159.5 M117.2 M
Slightly volatile
Capital Surpluse136.5 M232.6 M133.6 M
Slightly volatile
Long Term Investments1.6 B1.3 B1.4 B
Slightly volatile
Non Current Liabilities Other72.1 M101 M67.4 M
Slightly volatile
Earning Assets471.9 M462.7 M594 M
Slightly volatile
Net Invested Capital678.2 M892.7 M554.3 M
Slightly volatile
Capital Stock44.6 M51.6 M38.7 M
Slightly volatile

Old Second Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization11.1 M10.5 MM
Slightly volatile
Interest Expense53.2 M50.6 M22.2 M
Slightly volatile
Selling General Administrative123 M117.1 M62.1 M
Slightly volatile
Selling And Marketing Expenses954.4 K1.1 M1.1 M
Slightly volatile
Total Revenue405.9 M386.6 M179.9 M
Slightly volatile
Gross Profit322.6 M307.2 M151 M
Slightly volatile
Other Operating Expenses269.5 M256.7 M128.8 M
Slightly volatile
Cost Of Revenue65.2 M62.1 M26.9 M
Slightly volatile
Total Operating Expenses186.2 M177.3 M99.9 M
Slightly volatile
Non Recurring791.6 K585 K895.1 K
Slightly volatile
Tax Provision17.9 M31.8 M15.1 M
Slightly volatile
Net Interest Income139.6 M275.3 M116.4 M
Slightly volatile
Interest Income357 M340 M146.6 M
Slightly volatile
Reconciled Depreciation11.1 M10.5 M4.1 M
Slightly volatile

Old Second Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow109.8 M115.2 M129.7 M
Slightly volatile
Depreciation11.1 M10.5 MM
Slightly volatile
Capital Expenditures13 M12.4 M4.4 M
Slightly volatile
End Period Cash Flow116.3 M114.2 M132.3 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.582.132.0384
Slightly volatile
Dividend Yield0.02660.01360.0292
Slightly volatile
PTB Ratio1.621.371.189
Slightly volatile
Days Sales Outstanding502478301
Slightly volatile
Book Value Per Share6.9413.479.017
Slightly volatile
Capex To Depreciation0.951.350.7583
Slightly volatile
PB Ratio1.621.371.189
Slightly volatile
Payables Turnover2.94.955.1052
Very volatile
Sales General And Administrative To Revenue0.240.270.3581
Slightly volatile
Capex To Revenue0.03080.03690.0206
Slightly volatile
Cash Per Share12.6725.3227.227
Pretty Stable
Payout Ratio0.250.130.3839
Slightly volatile
Days Payables Outstanding14276.2978.7037
Pretty Stable
Intangibles To Total Assets0.0210.020.0107
Slightly volatile
Current Ratio0.340.330.3111
Slightly volatile
Tangible Book Value Per Share6.310.957.8211
Slightly volatile
Receivables Turnover0.750.791.7739
Slightly volatile
Graham Number12.122.7818.6396
Pretty Stable
Shareholders Equity Per Share6.9413.479.017
Slightly volatile
Debt To Equity0.180.190.8713
Slightly volatile
Capex Per Share0.230.280.1208
Slightly volatile
Revenue Per Share7.658.625.6966
Slightly volatile
Interest Debt Per Share3.783.987.5586
Slightly volatile
Debt To Assets0.02150.02260.0633
Slightly volatile
Operating Cycle502478301
Slightly volatile
Price Book Value Ratio1.621.371.189
Slightly volatile
Days Of Payables Outstanding14276.2978.7037
Pretty Stable
Dividend Payout Ratio0.250.130.3839
Slightly volatile
Company Equity Multiplier10.767.5812.9569
Slightly volatile
Long Term Debt To Capitalization0.09640.10.2845
Slightly volatile
Total Debt To Capitalization0.150.160.4091
Slightly volatile
Debt Equity Ratio0.180.190.8713
Slightly volatile
Quick Ratio0.340.330.3111
Slightly volatile
Net Income Per E B T0.740.681.7991
Slightly volatile
Cash Ratio0.02250.02370.0447
Pretty Stable
Days Of Sales Outstanding502478301
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.31.060.976
Pretty Stable
Price To Book Ratio1.621.371.189
Slightly volatile
Fixed Asset Turnover3.694.433.0407
Slightly volatile
Debt Ratio0.02150.02260.0633
Slightly volatile
Price Sales Ratio1.582.132.0384
Slightly volatile
Asset Turnover0.06940.06840.053
Very volatile
Gross Profit Margin0.570.720.8274
Pretty Stable
Price Fair Value1.621.371.189
Slightly volatile

Old Fundamental Market Drivers

Forward Price Earnings8.5985
Cash And Short Term Investments1.3 B

Old Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Old Second Financial Statements

Old Second stakeholders use historical fundamental indicators, such as Old Second's revenue or net income, to determine how well the company is positioned to perform in the future. Although Old Second investors may analyze each financial statement separately, they are all interrelated. For example, changes in Old Second's assets and liabilities are reflected in the revenues and expenses on Old Second's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Old Second Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue386.6 M405.9 M
Cost Of Revenue62.1 M65.2 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.27  0.24 
Capex To Revenue 0.04  0.03 
Revenue Per Share 8.62  7.65 
Ebit Per Revenue 0.30  0.32 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Old Second Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Old Second's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Old Second Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Old Second Bancorp Stock:
Check out the analysis of Old Second Correlation against competitors.
You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Second. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Second listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.64)
Dividend Share
0.24
Earnings Share
1.48
Revenue Per Share
6.157
Quarterly Revenue Growth
0.096
The market value of Old Second Bancorp is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Second's value that differs from its market value or its book value, called intrinsic value, which is Old Second's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Second's market value can be influenced by many factors that don't directly affect Old Second's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Second's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Second is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.