Old Financial Statements From 2010 to 2026

OSBC Stock  USD 20.22  0.10  0.49%   
Old Second's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Old Second's valuation are provided below:
Gross Profit
311.3 M
Profit Margin
0.258
Market Capitalization
1.1 B
Enterprise Value Revenue
3.437
Revenue
311.3 M
We have found one hundred twenty available trending fundamental ratios for Old Second Bancorp, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of Old Second's recent performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road.

Old Second Total Revenue

416.81 Million

Check Old Second financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Old Second's main balance sheet or income statement drivers, such as Depreciation And Amortization of 5.2 M, Interest Expense of 65.3 M or Selling General Administrative of 134.3 M, as well as many indicators such as Price To Sales Ratio of 1.59, Dividend Yield of 0.0122 or PTB Ratio of 1.61. Old financial statements analysis is a perfect complement when working with Old Second Valuation or Volatility modules.
  
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Check out the analysis of Old Second Correlation against competitors.

Old Second Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets7.2 B6.9 B3.6 B
Slightly volatile
Short and Long Term Debt Total183.6 M338.9 M204.7 M
Slightly volatile
Other Current Liabilities2.2 B1.7 B2.6 B
Slightly volatile
Total Current LiabilitiesBB2.2 B
Slightly volatile
Total Stockholder Equity941.6 M896.8 M349.5 M
Slightly volatile
Property Plant And Equipment Net47.6 M86.6 M53.4 M
Slightly volatile
Retained Earnings564.1 M537.2 M223.9 M
Slightly volatile
Cash110.1 M124 M130.3 M
Slightly volatile
Non Current Assets Total1.9 B1.4 BB
Slightly volatile
Cash And Short Term Investments186.6 M196.4 M744 M
Slightly volatile
Common Stock Shares Outstanding56.2 M53.5 M31.7 M
Slightly volatile
Liabilities And Stockholders Equity7.2 B6.9 B3.6 B
Slightly volatile
Non Current Liabilities Total4.2 BB596.1 M
Slightly volatile
Total Liabilities6.3 BB2.8 B
Slightly volatile
Property Plant And Equipment Gross201.2 M191.6 M86.3 M
Slightly volatile
Total Current Assets186.6 M196.4 M848.8 M
Slightly volatile
Short Term Debt250.7 M238.8 M114.4 M
Slightly volatile
Common Stock Total Equity54 M51.4 M35.2 M
Slightly volatile
Other Current Assets114 M120 M660.2 M
Slightly volatile
Common Stock28.4 M53 M33.8 M
Slightly volatile
Other Liabilities52.4 M49.9 M29.5 M
Slightly volatile
Accounts Payable16.2 M17 M1.8 B
Very volatile
Long Term Debt94.4 M98 M99.7 M
Slightly volatile
Short Term Investments68.7 M72.4 M613.7 M
Slightly volatile
Intangible Assets24.9 M23.7 M12 M
Slightly volatile
Property Plant Equipment59.2 M85 M64.2 M
Pretty Stable
Net Receivables591.2 M563.1 M177.8 M
Slightly volatile
Long Term Debt Total122.5 M159.5 M117.2 M
Slightly volatile
Capital Surpluse136.5 M232.6 M133.6 M
Slightly volatile
Long Term Investments1.6 B1.3 B1.4 B
Slightly volatile
Non Current Liabilities Other72.1 M101 M67.4 M
Slightly volatile
Earning Assets471.9 M462.7 M594 M
Slightly volatile
Net Invested Capital678.2 M892.7 M554.3 M
Slightly volatile
Capital Stock44.6 M51.6 M38.7 M
Slightly volatile

Old Second Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization5.2 M10.1 M4.7 M
Slightly volatile
Interest Expense65.3 M62.2 M23.6 M
Slightly volatile
Selling General Administrative134.3 M127.9 M63.4 M
Slightly volatile
Selling And Marketing Expenses958.4 K1.3 M1.1 M
Pretty Stable
Total Revenue416.8 M397 M181.2 M
Slightly volatile
Gross Profit325.7 M310.2 M151.3 M
Slightly volatile
Other Operating Expenses300.5 M286.2 M132.4 M
Slightly volatile
Cost Of Revenue43.7 M86.8 M27.1 M
Slightly volatile
Total Operating Expenses209.4 M199.4 M102.5 M
Slightly volatile
Non Recurring791.6 K585 K895.1 K
Slightly volatile
Tax Provision17.9 M31.8 M15.1 M
Slightly volatile
Net Interest Income139.6 M275.3 M116.4 M
Slightly volatile
Interest Income357 M340 M146.6 M
Slightly volatile
Reconciled Depreciation11.1 M10.5 M4.1 M
Slightly volatile

Old Second Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow109.8 M99.3 M128.8 M
Slightly volatile
Depreciation11.1 M10.5 MM
Slightly volatile
End Period Cash Flow116.3 M114.2 M132.3 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.592.58722.0659
Slightly volatile
Dividend Yield0.01220.01280.0283
Slightly volatile
PTB Ratio1.611.14531.1752
Slightly volatile
Days Sales Outstanding502478301
Slightly volatile
Book Value Per Share17.8817.02689.8698
Slightly volatile
Capex To Depreciation0.951.350.7583
Slightly volatile
PB Ratio1.611.14531.1752
Slightly volatile
Payables Turnover2.94.955.1052
Very volatile
Sales General And Administrative To Revenue0.240.32210.3611
Slightly volatile
Capex To Revenue0.03080.03690.0206
Slightly volatile
Cash Per Share3.543.728725.4199
Very volatile
Payout Ratio0.250.1640.3859
Slightly volatile
Days Payables Outstanding14276.2978.7037
Pretty Stable
Intangibles To Total Assets0.02330.02210.0109
Slightly volatile
Current Ratio0.140.09930.2857
Pretty Stable
Tangible Book Value Per Share14.8314.1248.5095
Slightly volatile
Receivables Turnover0.750.791.7739
Slightly volatile
Graham Number12.3424.169618.7355
Pretty Stable
Shareholders Equity Per Share17.8817.02689.8698
Slightly volatile
Debt To Equity0.740.37790.9153
Slightly volatile
Capex Per Share0.230.280.1208
Slightly volatile
Revenue Per Share5.587.53725.5111
Pretty Stable
Interest Debt Per Share8.157.61638.0296
Very volatile
Debt To Assets0.05260.04910.0666
Pretty Stable
Operating Cycle502478301
Slightly volatile
Price Book Value Ratio1.611.14531.1752
Slightly volatile
Days Of Payables Outstanding14276.2978.7037
Pretty Stable
Dividend Payout Ratio0.250.1640.3859
Slightly volatile
Ebt Per Ebit0.780.880.9561
Slightly volatile
Company Equity Multiplier10.627.697312.9555
Slightly volatile
Long Term Debt To Capitalization0.09540.10050.2845
Slightly volatile
Total Debt To Capitalization0.340.27430.427
Slightly volatile
Debt Equity Ratio0.740.37790.9153
Slightly volatile
Quick Ratio0.140.09930.2857
Pretty Stable
Net Income Per E B T0.740.74531.803
Slightly volatile
Cash Ratio0.06020.06270.0492
Very volatile
Days Of Sales Outstanding502478301
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.31.060.976
Pretty Stable
Price To Book Ratio1.611.14531.1752
Slightly volatile
Fixed Asset Turnover3.734.58153.0519
Slightly volatile
Debt Ratio0.05260.04910.0666
Pretty Stable
Price Sales Ratio1.592.58722.0659
Slightly volatile
Asset Turnover0.06920.05750.0523
Very volatile
Gross Profit Margin0.570.78140.8311
Pretty Stable
Price Fair Value1.611.14531.1752
Slightly volatile

Old Second Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap821.6 M924.3 MB
Slightly volatile
Enterprise Value993.5 M1.1 B1.2 B
Slightly volatile

Old Fundamental Market Drivers

Forward Price Earnings8.5985
Cash And Short Term Investments196.4 M
Forward Annual Dividend Rate0.26

Old Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Old Second Financial Statements

Old Second stakeholders use historical fundamental indicators, such as Old Second's revenue or net income, to determine how well the company is positioned to perform in the future. Although Old Second investors may analyze each financial statement separately, they are all interrelated. For example, changes in Old Second's assets and liabilities are reflected in the revenues and expenses on Old Second's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Old Second Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue397 M416.8 M
Cost Of Revenue86.8 M43.7 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.32  0.24 
Capex To Revenue 0.04  0.03 
Revenue Per Share 7.54  5.58 
Ebit Per Revenue 0.28  0.14 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Old Second Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Old Second's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Old Second Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Old Second Bancorp Stock:
Check out the analysis of Old Second Correlation against competitors.
You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Will Regional Banks sector continue expanding? Could Old diversify its offerings? Factors like these will boost the valuation of Old Second. Anticipated expansion of Old directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Old Second data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.286
Dividend Share
0.25
Earnings Share
1.62
Revenue Per Share
6.37
Quarterly Revenue Growth
0.323
Old Second Bancorp's market price often diverges from its book value, the accounting figure shown on Old's balance sheet. Smart investors calculate Old Second's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Old Second's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Old Second's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Old Second should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.