Old Second Valuation
| OSBC Stock | USD 18.20 0.03 0.16% |
At this time, the company appears to be undervalued. Old Second Bancorp holds a recent Real Value of $20.93 per share. The prevailing price of the company is $18.2. Our model determines the value of Old Second Bancorp from analyzing the company fundamentals such as Return On Equity of 0.14, shares outstanding of 44.85 M, and Operating Margin of 0.45 % as well as examining its technical indicators and probability of bankruptcy.
Undervalued
Today
Please note that Old Second's price fluctuation is very steady at this time. Calculation of the real value of Old Second Bancorp is based on 3 months time horizon. Increasing Old Second's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Old Second is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Old Stock. However, Old Second's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.2 | Real 20.93 | Hype 18.2 | Naive 18.32 |
The real value of Old Stock, also known as its intrinsic value, is the underlying worth of Old Second Bancorp Company, which is reflected in its stock price. It is based on Old Second's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Old Second's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Old Second Bancorp helps investors to forecast how Old stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Old Second more accurately as focusing exclusively on Old Second's fundamentals will not take into account other important factors: Old Second Total Value Analysis
Old Second Bancorp is now forecasted to have valuation of 1.17 B with market capitalization of 816.33 M, debt of 490.15 M, and cash on hands of 281.34 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Old Second fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.17 B | 816.33 M | 490.15 M | 281.34 M |
Old Second Investor Information
About 73.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.23. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Old Second Bancorp has Price/Earnings To Growth (PEG) ratio of 2.6. The entity last dividend was issued on the 25th of October 2024. The firm had 2:1 split on the 29th of July 2004. Based on the measurements of operating efficiency obtained from Old Second's historical financial statements, Old Second Bancorp is not in a good financial situation at the present time. It has a very high likelihood of going through financial trouble in February.Old Second Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Old Second has an asset utilization ratio of 5.1 percent. This indicates that the Company is making $0.051 for each dollar of assets. An increasing asset utilization means that Old Second Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Old Second Ownership Allocation
Old Second owns a total of 44.85 Million outstanding shares. The majority of Old Second Bancorp outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Old Second Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Old Second. Please pay attention to any change in the institutional holdings of Old Second Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.Old Second Profitability Analysis
The company reported the previous year's revenue of 291.97 M. Net Income was 91.73 M with profit before overhead, payroll, taxes, and interest of 264.07 M.Old Second Past Distributions to stockholders
| 4th of November 2024 | ||
| 5th of August 2024 | ||
| 6th of May 2024 | ||
| 5th of February 2024 | ||
| 6th of November 2023 | ||
| 7th of August 2023 | ||
| 8th of May 2023 | ||
| 6th of February 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Old Second's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Old Second and how it compares across the competition.
About Old Second Valuation
The stock valuation mechanism determines Old Second's current worth on a weekly basis. Our valuation model uses a comparative analysis of Old Second. We calculate exposure to Old Second's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Old Second's related companies.Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois. Old Second operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 891 people.
A single share of Old Second represents a small ownership stake in the entity. As a stockholder of Old, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Old Second Dividends Analysis For Valuation
There are various types of dividends Old Second can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Old shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Old Second Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Old pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Old Second by the value of the dividends paid out.
Old Second Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 45.4 M | |
| Quarterly Earnings Growth Y O Y | -0.074 | |
| Forward Price Earnings | 10 |
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When running Old Second's price analysis, check to measure Old Second's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Old Second is operating at the current time. Most of Old Second's value examination focuses on studying past and present price action to predict the probability of Old Second's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Old Second's price. Additionally, you may evaluate how the addition of Old Second to your portfolios can decrease your overall portfolio volatility.
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