Old Second Financials
OSBC Stock | USD 18.20 0.03 0.16% |
Old |
Please note, the presentation of Old Second's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Old Second's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Old Second's management manipulating its earnings.
Old Second Stock Summary
Old Second competes with Ohio Valley, Peoples Bancorp, OceanFirst Financial, QCR Holdings, and Peapack Gladstone. Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois. Old Second operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 891 people.Specialization | Financial Services, Banks - Regional |
Instrument | USA Stock View All |
Exchange | NASDAQ Exchange |
ISIN | US6802771005 |
CUSIP | 680277100 |
Location | Illinois; U.S.A |
Business Address | 37 South River |
Sector | Banks |
Industry | Financials |
Benchmark | Dow Jones Industrial |
Website | www.oldsecond.com |
Phone | 630 892 0202 |
Currency | USD - US Dollar |
Old Second Key Financial Ratios
Return On Equity | 0.14 | ||||
Return On Asset | 0.0148 | ||||
Target Price | 21.8 | ||||
Number Of Employees | 834 | ||||
Beta | 1.06 |
Old Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Old Second's current stock value. Our valuation model uses many indicators to compare Old Second value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Old Second competition to find correlations between indicators driving Old Second's intrinsic value. More Info.Old Second Bancorp is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about 0.10 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Old Second Bancorp is roughly 9.55 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Old Second's earnings, one of the primary drivers of an investment's value.Old Second Bancorp Systematic Risk
Old Second's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Old Second volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on Old Second Bancorp correlated with the market. If Beta is less than 0 Old Second generally moves in the opposite direction as compared to the market. If Old Second Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Old Second Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Old Second is generally in the same direction as the market. If Beta > 1 Old Second moves generally in the same direction as, but more than the movement of the benchmark.
About Old Second Financials
What exactly are Old Second Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Old Second's income statement, its balance sheet, and the statement of cash flows. Potential Old Second investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Old Second investors may use each financial statement separately, they are all related. The changes in Old Second's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Old Second's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.Old Second January 20, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Old Second help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Old Second Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Old Second Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Old Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Old Second's daily price indicators and compare them against related drivers.
Downside Deviation | 1.51 | |||
Information Ratio | 0.0861 | |||
Maximum Drawdown | 14.84 | |||
Value At Risk | (2.84) | |||
Potential Upside | 2.57 |
Complementary Tools for Old Stock analysis
When running Old Second's price analysis, check to measure Old Second's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Old Second is operating at the current time. Most of Old Second's value examination focuses on studying past and present price action to predict the probability of Old Second's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Old Second's price. Additionally, you may evaluate how the addition of Old Second to your portfolios can decrease your overall portfolio volatility.
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