Is Old Second Stock a Good Investment?
Old Second Investment Advice | OSBC |
- Examine Old Second's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Old Second's leadership team and their track record. Good management can help Old Second navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Banking space and any emerging trends that could impact Old Second's business and its evolving consumer preferences.
- Compare Old Second's performance and market position to its competitors. Analyze how Old Second is positioned in terms of product offerings, innovation, and market share.
- Check if Old Second pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Old Second's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Old Second Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Old Second Bancorp is a good investment.
Sell | Buy |
Strong Buy
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Old Second Stock
Researching Old Second's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 73.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.23. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Old Second Bancorp has Price/Earnings To Growth (PEG) ratio of 2.6. The entity last dividend was issued on the 25th of October 2024. The firm had 2:1 split on the 29th of July 2004.
To determine if Old Second is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Old Second's research are outlined below:
| About 73.0% of the company shares are owned by institutional investors |
Old Second uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Old Second Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Old Second's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 17th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 22nd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Old Second's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 816.33 M.Old Second's profitablity analysis
The company has Profit Margin (PM) of 0.32 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.45 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.45.Determining Old Second's profitability involves analyzing its financial statements and using various financial metrics to determine if Old Second is a good buy. For example, gross profit margin measures Old Second's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Old Second's profitability and make more informed investment decisions.
Please note, the presentation of Old Second's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Old Second's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Old Second's management manipulating its earnings.
Basic technical analysis of Old Stock
As of the 20th of January, Old Second holds the Risk Adjusted Performance of 0.0905, coefficient of variation of 984.92, and Semi Deviation of 1.34. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Old Second, as well as the relationship between them.Old Second's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Old Second insiders, such as employees or executives, is commonly permitted as long as it does not rely on Old Second's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Old Second insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Old Second's Outstanding Corporate Bonds
Old Second issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Old Second Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Old bonds can be classified according to their maturity, which is the date when Old Second Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Old Second's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Old Second's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0905 | |||
| Market Risk Adjusted Performance | 0.1395 | |||
| Mean Deviation | 1.23 | |||
| Semi Deviation | 1.34 | |||
| Downside Deviation | 1.51 | |||
| Coefficient Of Variation | 984.92 | |||
| Standard Deviation | 1.93 | |||
| Variance | 3.72 | |||
| Information Ratio | 0.0861 | |||
| Jensen Alpha | 0.1576 | |||
| Total Risk Alpha | 0.1404 | |||
| Sortino Ratio | 0.1099 | |||
| Treynor Ratio | 0.1295 | |||
| Maximum Drawdown | 14.84 | |||
| Value At Risk | (2.84) | |||
| Potential Upside | 2.57 | |||
| Downside Variance | 2.29 | |||
| Semi Variance | 1.81 | |||
| Expected Short fall | (1.50) | |||
| Skewness | 2.08 | |||
| Kurtosis | 11.98 |
| Risk Adjusted Performance | 0.0905 | |||
| Market Risk Adjusted Performance | 0.1395 | |||
| Mean Deviation | 1.23 | |||
| Semi Deviation | 1.34 | |||
| Downside Deviation | 1.51 | |||
| Coefficient Of Variation | 984.92 | |||
| Standard Deviation | 1.93 | |||
| Variance | 3.72 | |||
| Information Ratio | 0.0861 | |||
| Jensen Alpha | 0.1576 | |||
| Total Risk Alpha | 0.1404 | |||
| Sortino Ratio | 0.1099 | |||
| Treynor Ratio | 0.1295 | |||
| Maximum Drawdown | 14.84 | |||
| Value At Risk | (2.84) | |||
| Potential Upside | 2.57 | |||
| Downside Variance | 2.29 | |||
| Semi Variance | 1.81 | |||
| Expected Short fall | (1.50) | |||
| Skewness | 2.08 | |||
| Kurtosis | 11.98 |
Consider Old Second's intraday indicators
Old Second intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Old Second stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Old Second time-series forecasting models is one of many Old Second's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Old Second's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
Old Stock media impact
Far too much social signal, news, headlines, and media speculation about Old Second that are available to investors today. That information is available publicly through Old media outlets and privately through word of mouth or via Old internal channels. However, regardless of the origin, that massive amount of Old data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Old Second news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Old Second relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Old Second's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Old Second alpha.
Old Second Corporate Management
| Michael Kozak | Executive Officer | Profile | |
| Andrew Crouch | Head VP | Profile | |
| Bob DiCosola | Ex HR | Profile | |
| Chris CTFA | Senior Advisor | Profile | |
| Steven Meves | Chief Group | Profile | |
| Chris Lasse | Senior Resources | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Second Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Banking space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Second. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Second listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Old Second Bancorp is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Second's value that differs from its market value or its book value, called intrinsic value, which is Old Second's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Second's market value can be influenced by many factors that don't directly affect Old Second's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Old Second's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Old Second is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.