Credit Acceptance Stock Forward View - Simple Regression

CACC Stock  USD 483.98  1.16  0.24%   
Credit Stock outlook is based on your current time horizon. Investors can use this forecasting interface to forecast Credit Acceptance stock prices and determine the direction of Credit Acceptance's future trends based on various well-known forecasting models. We suggest always using this module together with an analysis of Credit Acceptance's historical fundamentals, such as revenue growth or operating cash flow patterns.
At the present time the relative strength indicator of Credit Acceptance's share price is below 20 suggesting that the stock is significantly oversold. The fundamental principle of the Relative Strength Index (RSI) is to quantify the velocity at which market participants are driving the price of a financial instrument upwards or downwards.

Momentum 0

 Sell Peaked

 
Oversold
 
Overbought
The successful prediction of Credit Acceptance's future price could yield a significant profit. We analyze noise-free headlines and recent hype associated with Credit Acceptance, which may create opportunities for some arbitrage if properly timed. Below are the key fundamental drivers impacting Credit Acceptance's stock price prediction:
Quarterly Earnings Growth
(0.10)
EPS Estimate Next Quarter
9.95
EPS Estimate Current Year
44.89
EPS Estimate Next Year
52.0633
Wall Street Target Price
466.6667
Using Credit Acceptance hype-based prediction, you can estimate the value of Credit Acceptance from the perspective of Credit Acceptance response to recently generated media hype and the effects of current headlines on its competitors. We also analyze overall investor sentiment towards Credit Acceptance using Credit Acceptance's stock options and short interest. It helps to benchmark the overall future attitude of investors towards Credit using crowd psychology based on the activity and movement of Credit Acceptance's stock price.

Credit Acceptance Short Interest

A significant increase or decrease in Credit Acceptance's short interest from the previous month could be a good indicator of investor sentiment towards Credit. Short interest can provide insight into the potential direction of Credit Acceptance stock and how bullish or bearish investors feel about the market overall.
200 Day MA
482.8629
Short Percent
0.3524
Short Ratio
8
Shares Short Prior Month
1.3 M
50 Day MA
468.002

Credit Relative Strength Index

The Simple Regression forecasted value of Credit Acceptance on the next trading day is expected to be 488.18 with a mean absolute deviation of 14.13 and the sum of the absolute errors of 876.00.

Credit Acceptance Hype to Price Pattern

Investor biases related to Credit Acceptance's public news can be used to forecast risks associated with an investment in Credit. The trend in average sentiment can be used to explain how an investor holding Credit can time the market purely based on public headlines and social activities around Credit Acceptance. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Some investors profit by finding stocks that are overvalued or undervalued based on market sentiment. The correlation of Credit Acceptance's market sentiment to its price can help taders to make decisions based on the overall investors consensus about Credit Acceptance.

Credit Acceptance Implied Volatility

    
  0.46  
Credit Acceptance's implied volatility exposes the market's sentiment of Credit Acceptance stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Credit Acceptance's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Credit Acceptance stock will not fluctuate a lot when Credit Acceptance's options are near their expiration.
The Simple Regression forecasted value of Credit Acceptance on the next trading day is expected to be 488.18 with a mean absolute deviation of 14.13 and the sum of the absolute errors of 876.00.

Credit Acceptance after-hype prediction price

    
  USD 487.42  
There is no one specific way to measure market sentiment using hype analysis or a similar predictive technique. This prediction method should be used in combination with more fundamental and traditional techniques such as stock price forecasting, technical analysis, analysts consensus, earnings estimates, and various momentum models.
Check out Historical Fundamental Analysis of Credit Acceptance to cross-verify your projections.
For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.

Prediction based on Rule 16 of the current Credit contract

Based on the Rule 16, the options market is currently suggesting that Credit Acceptance will have an average daily up or down price movement of about 0.0288% per day over the life of the 2026-05-15 option contract. With Credit Acceptance trading at USD 483.98, that is roughly USD 0.14 . If you think that the market is fully incorporating Credit Acceptance's daily price movement you should consider acquiring Credit Acceptance options at the current volatility level of 0.46%. But if you have an opposite viewpoint you should avoid it and even consider selling them.

Open Interest Against 2026-05-15 Credit Option Contracts

Although open interest is a measure utilized in the options markets, it could be used to forecast Credit Acceptance's spot prices because the number of available contracts in the market changes daily, and new contracts can be created or liquidated at will. Since open interest in Credit Acceptance's options reflects these daily shifts, investors could use the patterns of these changes to develop long and short-term trading strategies for Credit Acceptance stock based on available contracts left at the end of a trading day.
Please note that to derive more accurate forecasting about market movement from the current Credit Acceptance's open interest, investors have to compare it to Credit Acceptance's spot prices. As Ford's stock price increases, high open interest indicates that money is entering the market, and the market is strongly bullish. Conversely, if the price of Credit Acceptance is decreasing and there is high open interest, that is a sign that the bearish trend will continue, and investors may react by taking short positions in Credit. So, decreasing or low open interest during a bull market indicates that investors are becoming uncertain of the depth of the bullish trend, and a reversal in sentiment will likely follow.

Credit Acceptance Additional Predictive Modules

Most predictive techniques to examine Credit price help traders to determine how to time the market. We provide a combination of tools to recognize potential entry and exit points for Credit using various technical indicators. When you analyze Credit charts, please remember that the event formation may indicate an entry point for a short seller, and look at other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
Simple Regression model is a single variable regression model that attempts to put a straight line through Credit Acceptance price points. This line is defined by its gradient or slope, and the point at which it intercepts the x-axis. Mathematically, assuming the independent variable is X and the dependent variable is Y, then this line can be represented as: Y = intercept + slope * X.

Credit Acceptance Simple Regression Price Forecast For the 15th of February 2026

Given 90 days horizon, the Simple Regression forecasted value of Credit Acceptance on the next trading day is expected to be 488.18 with a mean absolute deviation of 14.13, mean absolute percentage error of 320.98, and the sum of the absolute errors of 876.00.
Please note that although there have been many attempts to predict Credit Stock prices using its time series forecasting, we generally do not suggest using it to place bets in the real market. The most commonly used models for forecasting predictions are the autoregressive models, which specify that Credit Acceptance's next future price depends linearly on its previous prices and some stochastic term (i.e., imperfectly predictable multiplier).

Credit Acceptance Stock Forecast Pattern

Backtest Credit Acceptance  Credit Acceptance Price Prediction  Research Analysis  

Credit Acceptance Forecasted Value

In the context of forecasting Credit Acceptance's Stock value on the next trading day, we examine the predictive performance of the model to find good statistically significant boundaries of downside and upside scenarios. Credit Acceptance's downside and upside margins for the forecasting period are 485.75 and 490.60, respectively. We have considered Credit Acceptance's daily market price to evaluate the above model's predictive performance. Remember, however, there is no scientific proof or empirical evidence that traditional linear or nonlinear forecasting models outperform artificial intelligence and frequency domain models to provide accurate forecasts consistently.
Market Value
483.98
485.75
Downside
488.18
Expected Value
490.60
Upside

Model Predictive Factors

The below table displays some essential indicators generated by the model showing the Simple Regression forecasting method's relative quality and the estimations of the prediction error of Credit Acceptance stock data series using in forecasting. Note that when a statistical model is used to represent Credit Acceptance stock, the representation will rarely be exact; so some information will be lost using the model to explain the process. AIC estimates the relative amount of information lost by a given model: the less information a model loses, the higher its quality.
AICAkaike Information Criteria125.7198
BiasArithmetic mean of the errors None
MADMean absolute deviation14.1291
MAPEMean absolute percentage error0.0307
SAESum of the absolute errors876.004
In general, regression methods applied to historical equity returns or prices series is an area of active research. In recent decades, new methods have been developed for robust regression of price series such as Credit Acceptance historical returns. These new methods are regression involving correlated responses such as growth curves and different regression methods accommodating various types of missing data.

Predictive Modules for Credit Acceptance

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Credit Acceptance. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Credit Acceptance's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
435.58487.42489.85
Details
Intrinsic
Valuation
LowRealHigh
439.01441.44532.38
Details
4 Analysts
Consensus
LowTargetHigh
424.67466.67518.00
Details
Earnings
Estimates (0)
LowProjected EPSHigh
9.4110.3911.15
Details

Credit Acceptance After-Hype Price Density Analysis

As far as predicting the price of Credit Acceptance at your current risk attitude, this probability distribution graph shows the chance that the prediction will fall between or within a specific range. We use this chart to confirm that your returns on investing in Credit Acceptance or, for that matter, your successful expectations of its future price, cannot be replicated consistently. Please note, a large amount of money has been lost over the years by many investors who confused the symmetrical distributions of Stock prices, such as prices of Credit Acceptance, with the unreliable approximations that try to describe financial returns.
   Next price density   
       Expected price to next headline  

Credit Acceptance Estimiated After-Hype Price Volatility

In the context of predicting Credit Acceptance's stock value on the day after the next significant headline, we show statistically significant boundaries of downside and upside scenarios based on Credit Acceptance's historical news coverage. Credit Acceptance's after-hype downside and upside margins for the prediction period are 435.58 and 489.85, respectively. We have considered Credit Acceptance's daily market price in relation to the headlines to evaluate this method's predictive performance. Remember, however, there is no scientific proof or empirical evidence that news-based prediction models compare with traditional linear, nonlinear models or artificial intelligence models to provide accurate predictions consistently.
Current Value
483.98
435.58
Downside
487.42
After-hype Price
489.85
Upside
Credit Acceptance is very steady at this time. Analysis and calculation of next after-hype price of Credit Acceptance is based on 3 months time horizon.

Credit Acceptance Stock Price Outlook Analysis

Have you ever been surprised when a price of a Company such as Credit Acceptance is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Credit Acceptance backward and forwards among themselves. Have you ever observed a lot of a particular company's price movement is driven by press releases or news about the company that has nothing to do with actual earnings? Usually, hype to individual companies acts as price momentum. If not enough favorable publicity is forthcoming, the Stock price eventually runs out of speed. So, the rule of thumb here is that as long as this news hype has nothing to do with immediate earnings, you should pay more attention to it. If you see this tendency with Credit Acceptance, there might be something going there, and it might present an excellent short sale opportunity.
Expected ReturnPeriod VolatilityHype ElasticityRelated ElasticityNews DensityRelated DensityExpected Hype
  0.26 
2.43
  3.44 
  0.02 
8 Events / Month
7 Events / Month
In about 8 days
Latest traded priceExpected after-news pricePotential return on next major newsAverage after-hype volatility
483.98
487.42
0.71 
18.35  
Notes

Credit Acceptance Hype Timeline

Credit Acceptance is currently traded for 483.98. The entity has historical hype elasticity of 3.44, and average elasticity to hype of competition of 0.02. Credit is forecasted to increase in value after the next headline, with the price projected to jump to 487.42 or above. The average volatility of media hype impact on the company the price is about 18.35%. The price growth on the next news is projected to be 0.71%, whereas the daily expected return is currently at 0.26%. The volatility of related hype on Credit Acceptance is about 2927.71%, with the expected price after the next announcement by competition of 484.00. The company reported the previous year's revenue of 2.32 B. Net Income was 247.9 M with profit before overhead, payroll, taxes, and interest of 1.16 B. Given the investment horizon of 90 days the next forecasted press release will be in about 8 days.
Check out Historical Fundamental Analysis of Credit Acceptance to cross-verify your projections.
For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.

Credit Acceptance Related Hype Analysis

Having access to credible news sources related to Credit Acceptance's direct competition is more important than ever and may enhance your ability to predict Credit Acceptance's future price movements. Getting to know how Credit Acceptance's peers react to changing market sentiment, related social signals, and mainstream news is a great way to find investing opportunities and time the market. The summary table below summarizes the essential lagging indicators that can help you analyze how Credit Acceptance may potentially react to the hype associated with one of its peers.
Hype
Elasticity
News
Density
Semi
Deviation
Information
Ratio
Potential
Upside
Value
At Risk
Maximum
Drawdown
JSMNavient SR 0.04 7 per month 0.57 (0.03) 0.93 (0.98) 3.25 
NNINelnet Inc(0.86)9 per month 1.36 (0.04) 2.43 (2.15) 6.95 
SLMSLM Corp 0.15 9 per month 0.00 (0.07) 3.45 (3.41) 20.19 
UBSIUnited Bankshares 0.12 10 per month 0.97  0.16  3.05 (1.84) 8.75 
AVALGrupo Aval 0.02 9 per month 2.34 (0) 4.40 (4.15) 13.37 
ABCBAmeris Bancorp(1.37)9 per month 1.00  0.1  2.76 (1.78) 6.79 
MAINMain Street Capital(0.26)10 per month 1.18 (0.01) 2.36 (2.23) 5.50 
VIRTVirtu Financial 0.74 8 per month 1.86  0.03  2.81 (3.14) 13.20 
HOMBHome BancShares 0.21 9 per month 1.08  0.04  2.24 (1.53) 6.96 
RJFRaymond James Financial 2.04 7 per month 0.00 (0.04) 2.28 (2.30) 11.78 

Other Forecasting Options for Credit Acceptance

For every potential investor in Credit, whether a beginner or expert, Credit Acceptance's price movement is the inherent factor that sparks whether it is viable to invest in it or hold it better. Credit Stock price charts are filled with many 'noises.' These noises can hugely alter the decision one can make regarding investing in Credit. Basic forecasting techniques help filter out the noise by identifying Credit Acceptance's price trends.

Credit Acceptance Related Equities

One of the popular trading techniques among algorithmic traders is to use market-neutral strategies where every trade hedges away some risk. Because there are two separate transactions required, even if one position performs unexpectedly, the other equity can make up some of the losses. Below are some of the equities that can be combined with Credit Acceptance stock to make a market-neutral strategy. Peer analysis of Credit Acceptance could also be used in its relative valuation, which is a method of valuing Credit Acceptance by comparing valuation metrics with similar companies.
 Risk & Return  Correlation

Credit Acceptance Market Strength Events

Market strength indicators help investors to evaluate how Credit Acceptance stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading Credit Acceptance shares will generate the highest return on investment. By undertsting and applying Credit Acceptance stock market strength indicators, traders can identify Credit Acceptance entry and exit signals to maximize returns.

Credit Acceptance Risk Indicators

The analysis of Credit Acceptance's basic risk indicators is one of the essential steps in accurately forecasting its future price. The process involves identifying the amount of risk involved in Credit Acceptance's investment and either accepting that risk or mitigating it. Along with some essential techniques for forecasting credit stock prices, we also provide a set of basic risk indicators that can assist in the individual investment decision or help in hedging the risk of your existing portfolios.
Please note, the risk measures we provide can be used independently or collectively to perform a risk assessment. When comparing two potential investments, we recommend comparing similar equities with homogenous growth potential and valuation from related markets to determine which investment holds the most risk.

Story Coverage note for Credit Acceptance

The number of cover stories for Credit Acceptance depends on current market conditions and Credit Acceptance's risk-adjusted performance over time. The coverage that generates the most noise at a given time depends on the prevailing investment theme that Credit Acceptance is classified under. However, while its typical story may have numerous social followers, the rapid visibility can also attract short-sellers, who usually are skeptical about Credit Acceptance's long-term prospects. So, having above-average coverage will typically attract above-average short interest, leading to significant price volatility.

Credit Acceptance Short Properties

Credit Acceptance's future price predictability will typically decrease when Credit Acceptance's long traders begin to feel the short-sellers pressure to drive the price lower. The predictive aspect of Credit Acceptance often depends not only on the future outlook of the potential Credit Acceptance's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Credit Acceptance's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding11.3 M
Cash And Short Term Investments500.7 M
When determining whether Credit Acceptance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Credit Acceptance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Credit Acceptance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Credit Acceptance Stock:
Check out Historical Fundamental Analysis of Credit Acceptance to cross-verify your projections.
For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.
You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.
Will Consumer Finance sector continue expanding? Could Credit diversify its offerings? Factors like these will boost the valuation of Credit Acceptance. Projected growth potential of Credit fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Credit Acceptance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.10)
Earnings Share
36.49
Revenue Per Share
104.572
Quarterly Revenue Growth
0.016
Return On Assets
0.0524
Understanding Credit Acceptance requires distinguishing between market price and book value, where the latter reflects Credit's accounting equity. The concept of intrinsic value - what Credit Acceptance's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Credit Acceptance's price substantially above or below its fundamental value.
It's important to distinguish between Credit Acceptance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Credit Acceptance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Credit Acceptance's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.