Horace Mann Stock Forecast - Accumulation Distribution

HMN Stock  USD 43.35  0.54  1.26%   
Horace Stock Forecast is based on your current time horizon. Although Horace Mann's naive historical forecasting may sometimes provide an important future outlook for the firm, we recommend always cross-verifying it against solid analysis of Horace Mann's systematic risk associated with finding meaningful patterns of Horace Mann fundamentals over time.
As of today, the relative strength indicator of Horace Mann's share price is approaching 42. This usually indicates that the stock is in nutural position, most likellhy at or near its support level. The main point of RSI analysis is to track how fast people are buying or selling Horace Mann, making its price go up or down.

Momentum 42

 Sell Extended

 
Oversold
 
Overbought
The successful prediction of Horace Mann's future price could yield a significant profit. We analyze noise-free headlines and recent hype associated with Horace Mann Educators, which may create opportunities for some arbitrage if properly timed. Below are the key fundamental drivers impacting Horace Mann's stock price prediction:
Quarterly Earnings Growth
0.687
EPS Estimate Next Quarter
1.2833
EPS Estimate Current Year
4.6675
EPS Estimate Next Year
4.6825
Wall Street Target Price
50.6667
Using Horace Mann hype-based prediction, you can estimate the value of Horace Mann Educators from the perspective of Horace Mann response to recently generated media hype and the effects of current headlines on its competitors. We also analyze overall investor sentiment towards Horace Mann using Horace Mann's stock options and short interest. It helps to benchmark the overall future attitude of investors towards Horace using crowd psychology based on the activity and movement of Horace Mann's stock price.

Horace Mann Short Interest

An investor who is long Horace Mann may also wish to track short interest. As short interest increases, investors should be becoming more worried about Horace Mann and may potentially protect profits, hedge Horace Mann with its derivative instruments, or be ready for some potential downside.
200 Day MA
43.8166
Short Percent
0.0135
Short Ratio
1.62
Shares Short Prior Month
657 K
50 Day MA
45.293

Horace Mann Educators Hype to Price Pattern

Investor biases related to Horace Mann's public news can be used to forecast risks associated with an investment in Horace. The trend in average sentiment can be used to explain how an investor holding Horace can time the market purely based on public headlines and social activities around Horace Mann Educators. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Horace Mann Implied Volatility

    
  1.03  
Horace Mann's implied volatility exposes the market's sentiment of Horace Mann Educators stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Horace Mann's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Horace Mann stock will not fluctuate a lot when Horace Mann's options are near their expiration.

Horace Mann after-hype prediction price

    
  USD 43.35  
There is no one specific way to measure market sentiment using hype analysis or a similar predictive technique. This prediction method should be used in combination with more fundamental and traditional techniques such as stock price forecasting, technical analysis, analysts consensus, earnings estimates, and various momentum models.
Check out Historical Fundamental Analysis of Horace Mann to cross-verify your projections.

Prediction based on Rule 16 of the current Horace contract

Based on the Rule 16, the options market is currently suggesting that Horace Mann Educators will have an average daily up or down price movement of about 0.0644% per day over the life of the 2026-02-20 option contract. With Horace Mann trading at USD 43.35, that is roughly USD 0.0279 . If you think that the market is fully incorporating Horace Mann's daily price movement you should consider acquiring Horace Mann Educators options at the current volatility level of 1.03%. But if you have an opposite viewpoint you should avoid it and even consider selling them.

Open Interest Against 2026-02-20 Horace Option Contracts

Although open interest is a measure utilized in the options markets, it could be used to forecast Horace Mann's spot prices because the number of available contracts in the market changes daily, and new contracts can be created or liquidated at will. Since open interest in Horace Mann's options reflects these daily shifts, investors could use the patterns of these changes to develop long and short-term trading strategies for Horace Mann stock based on available contracts left at the end of a trading day.
Please note that to derive more accurate forecasting about market movement from the current Horace Mann's open interest, investors have to compare it to Horace Mann's spot prices. As Ford's stock price increases, high open interest indicates that money is entering the market, and the market is strongly bullish. Conversely, if the price of Horace Mann is decreasing and there is high open interest, that is a sign that the bearish trend will continue, and investors may react by taking short positions in Horace. So, decreasing or low open interest during a bull market indicates that investors are becoming uncertain of the depth of the bullish trend, and a reversal in sentiment will likely follow.

Horace Mann Additional Predictive Modules

Most predictive techniques to examine Horace price help traders to determine how to time the market. We provide a combination of tools to recognize potential entry and exit points for Horace using various technical indicators. When you analyze Horace charts, please remember that the event formation may indicate an entry point for a short seller, and look at other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
Horace Mann Educators has current Accumulation Distribution of 2954.67. The accumulation distribution (A/D) indicator shows the degree to which Horace Mann is accumulated by the market over a given period. It uses the quote sensitivity to the highest or lowest daily price of Horace Mann Educators to determine if accumulation or reduction is taking place in the market. This value is adjusted by Horace Mann trading volume to give more weight to distributions with higher volume over lower volume.
Check Horace Mann VolatilityBacktest Horace MannInformation Ratio  

Horace Mann Trading Date Momentum

On January 22 2026 Horace Mann Educators was traded for  43.35  at the closing time. Highest Horace Mann's price during the trading hours was 43.38  and the lowest price during the day was  42.50 . The net volume was 145.7 K. The overall trading history on the 22nd of January did not cause price change. The trading delta at closing time to current price is 1.48% .
Accumulation distribution indicator can signal that a trend is either nearing completion, at a continuation, or is about to break-outs. The actual value of this indicator is of no significance. What is significant is the change in value of over time. The formula for A/D of a given trading day can be expressed as follow: ((Close - Low) - (High - Close)) / (High - Low) X Volume
Compare Horace Mann to competition

Other Forecasting Options for Horace Mann

For every potential investor in Horace, whether a beginner or expert, Horace Mann's price movement is the inherent factor that sparks whether it is viable to invest in it or hold it better. Horace Stock price charts are filled with many 'noises.' These noises can hugely alter the decision one can make regarding investing in Horace. Basic forecasting techniques help filter out the noise by identifying Horace Mann's price trends.

Horace Mann Related Equities

One of the popular trading techniques among algorithmic traders is to use market-neutral strategies where every trade hedges away some risk. Because there are two separate transactions required, even if one position performs unexpectedly, the other equity can make up some of the losses. Below are some of the equities that can be combined with Horace Mann stock to make a market-neutral strategy. Peer analysis of Horace Mann could also be used in its relative valuation, which is a method of valuing Horace Mann by comparing valuation metrics with similar companies.
 Risk & Return  Correlation

Horace Mann Market Strength Events

Market strength indicators help investors to evaluate how Horace Mann stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading Horace Mann shares will generate the highest return on investment. By undertsting and applying Horace Mann stock market strength indicators, traders can identify Horace Mann Educators entry and exit signals to maximize returns.

Horace Mann Risk Indicators

The analysis of Horace Mann's basic risk indicators is one of the essential steps in accurately forecasting its future price. The process involves identifying the amount of risk involved in Horace Mann's investment and either accepting that risk or mitigating it. Along with some essential techniques for forecasting horace stock prices, we also provide a set of basic risk indicators that can assist in the individual investment decision or help in hedging the risk of your existing portfolios.
Please note, the risk measures we provide can be used independently or collectively to perform a risk assessment. When comparing two potential investments, we recommend comparing similar equities with homogenous growth potential and valuation from related markets to determine which investment holds the most risk.

Story Coverage note for Horace Mann

The number of cover stories for Horace Mann depends on current market conditions and Horace Mann's risk-adjusted performance over time. The coverage that generates the most noise at a given time depends on the prevailing investment theme that Horace Mann is classified under. However, while its typical story may have numerous social followers, the rapid visibility can also attract short-sellers, who usually are skeptical about Horace Mann's long-term prospects. So, having above-average coverage will typically attract above-average short interest, leading to significant price volatility.

Horace Mann Short Properties

Horace Mann's future price predictability will typically decrease when Horace Mann's long traders begin to feel the short-sellers pressure to drive the price lower. The predictive aspect of Horace Mann Educators often depends not only on the future outlook of the potential Horace Mann's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Horace Mann's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding41.5 M
Cash And Short Term Investments513.3 M
When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:
Check out Historical Fundamental Analysis of Horace Mann to cross-verify your projections.
You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.687
Dividend Share
1.39
Earnings Share
3.95
Revenue Per Share
40.571
Quarterly Revenue Growth
0.064
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.