OFG Bancorp Stock Forecast - Naive Prediction
| OFG Stock | USD 37.15 1.83 4.69% |
OFG Stock outlook is based on your current time horizon. We recommend always using this module together with an analysis of OFG Bancorp's historical fundamentals, such as revenue growth or operating cash flow patterns.
As of 26th of January 2026, the relative strength index (RSI) of OFG Bancorp's share price is approaching 36. This indicates that the stock is in nutural position, most likellhy at or near its support level. The main point of RSI analysis is to track how fast people are buying or selling OFG Bancorp, making its price go up or down. Momentum 36
Sell Extended
Oversold | Overbought |
Quarterly Earnings Growth 0.164 | EPS Estimate Next Quarter 1.098 | EPS Estimate Current Year 4.265 | EPS Estimate Next Year 4.602 | Wall Street Target Price 44.4 |
Using OFG Bancorp hype-based prediction, you can estimate the value of OFG Bancorp from the perspective of OFG Bancorp response to recently generated media hype and the effects of current headlines on its competitors. We also analyze overall investor sentiment towards OFG Bancorp using OFG Bancorp's stock options and short interest. It helps to benchmark the overall future attitude of investors towards OFG using crowd psychology based on the activity and movement of OFG Bancorp's stock price.
OFG Bancorp Short Interest
A significant increase or decrease in OFG Bancorp's short interest from the previous month could be a good indicator of investor sentiment towards OFG. Short interest can provide insight into the potential direction of OFG Bancorp stock and how bullish or bearish investors feel about the market overall.
200 Day MA 41.6963 | Short Percent 0.0322 | Short Ratio 4.05 | Shares Short Prior Month 863.6 K | 50 Day MA 40.952 |
OFG Relative Strength Index
The Naive Prediction forecasted value of OFG Bancorp on the next trading day is expected to be 37.62 with a mean absolute deviation of 0.60 and the sum of the absolute errors of 36.61.OFG Bancorp Hype to Price Pattern
Investor biases related to OFG Bancorp's public news can be used to forecast risks associated with an investment in OFG. The trend in average sentiment can be used to explain how an investor holding OFG can time the market purely based on public headlines and social activities around OFG Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Some investors profit by finding stocks that are overvalued or undervalued based on market sentiment. The correlation of OFG Bancorp's market sentiment to its price can help taders to make decisions based on the overall investors consensus about OFG Bancorp.
OFG Bancorp Implied Volatility | 1.06 |
OFG Bancorp's implied volatility exposes the market's sentiment of OFG Bancorp stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if OFG Bancorp's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that OFG Bancorp stock will not fluctuate a lot when OFG Bancorp's options are near their expiration.
The Naive Prediction forecasted value of OFG Bancorp on the next trading day is expected to be 37.62 with a mean absolute deviation of 0.60 and the sum of the absolute errors of 36.61. OFG Bancorp after-hype prediction price | USD 37.15 |
There is no one specific way to measure market sentiment using hype analysis or a similar predictive technique. This prediction method should be used in combination with more fundamental and traditional techniques such as stock price forecasting, technical analysis, analysts consensus, earnings estimates, and various momentum models.
Check out Historical Fundamental Analysis of OFG Bancorp to cross-verify your projections. Prediction based on Rule 16 of the current OFG contract
Based on the Rule 16, the options market is currently suggesting that OFG Bancorp will have an average daily up or down price movement of about 0.0663% per day over the life of the 2026-03-20 option contract. With OFG Bancorp trading at USD 37.15, that is roughly USD 0.0246 . If you think that the market is fully incorporating OFG Bancorp's daily price movement you should consider acquiring OFG Bancorp options at the current volatility level of 1.06%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
Open Interest Against 2026-03-20 OFG Option Contracts
Although open interest is a measure utilized in the options markets, it could be used to forecast OFG Bancorp's spot prices because the number of available contracts in the market changes daily, and new contracts can be created or liquidated at will. Since open interest in OFG Bancorp's options reflects these daily shifts, investors could use the patterns of these changes to develop long and short-term trading strategies for OFG Bancorp stock based on available contracts left at the end of a trading day.
Please note that to derive more accurate forecasting about market movement from the current OFG Bancorp's open interest, investors have to compare it to OFG Bancorp's spot prices. As Ford's stock price increases, high open interest indicates that money is entering the market, and the market is strongly bullish. Conversely, if the price of OFG Bancorp is decreasing and there is high open interest, that is a sign that the bearish trend will continue, and investors may react by taking short positions in OFG. So, decreasing or low open interest during a bull market indicates that investors are becoming uncertain of the depth of the bullish trend, and a reversal in sentiment will likely follow.
OFG Bancorp Additional Predictive Modules
Most predictive techniques to examine OFG price help traders to determine how to time the market. We provide a combination of tools to recognize potential entry and exit points for OFG using various technical indicators. When you analyze OFG charts, please remember that the event formation may indicate an entry point for a short seller, and look at other indicators across different periods to confirm that a breakdown or reversion is likely to occur.| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
OFG Bancorp Cash Forecast
Predicting cash flow or other financial metrics requires analysts to utilize a variety of statistical methods, techniques, and algorithms. These tools help uncover hidden patterns in the OFG Bancorp's financial statements, enabling forecasts of their impact on future stock prices.
Cash | First Reported 1989-06-30 | Previous Quarter 262.8 M | Current Value 1 B | Quarterly Volatility 584.9 M |
OFG Bancorp Naive Prediction Price Forecast For the 27th of January
Given 90 days horizon, the Naive Prediction forecasted value of OFG Bancorp on the next trading day is expected to be 37.62 with a mean absolute deviation of 0.60, mean absolute percentage error of 0.56, and the sum of the absolute errors of 36.61.Please note that although there have been many attempts to predict OFG Stock prices using its time series forecasting, we generally do not recommend using it to place bets in the real market. The most commonly used models for forecasting predictions are the autoregressive models, which specify that OFG Bancorp's next future price depends linearly on its previous prices and some stochastic term (i.e., imperfectly predictable multiplier).
OFG Bancorp Stock Forecast Pattern
| Backtest OFG Bancorp | OFG Bancorp Price Prediction | Buy or Sell Advice |
OFG Bancorp Forecasted Value
In the context of forecasting OFG Bancorp's Stock value on the next trading day, we examine the predictive performance of the model to find good statistically significant boundaries of downside and upside scenarios. OFG Bancorp's downside and upside margins for the forecasting period are 35.93 and 39.32, respectively. We have considered OFG Bancorp's daily market price to evaluate the above model's predictive performance. Remember, however, there is no scientific proof or empirical evidence that traditional linear or nonlinear forecasting models outperform artificial intelligence and frequency domain models to provide accurate forecasts consistently.
Model Predictive Factors
The below table displays some essential indicators generated by the model showing the Naive Prediction forecasting method's relative quality and the estimations of the prediction error of OFG Bancorp stock data series using in forecasting. Note that when a statistical model is used to represent OFG Bancorp stock, the representation will rarely be exact; so some information will be lost using the model to explain the process. AIC estimates the relative amount of information lost by a given model: the less information a model loses, the higher its quality.| AIC | Akaike Information Criteria | 117.5286 |
| Bias | Arithmetic mean of the errors | None |
| MAD | Mean absolute deviation | 0.6001 |
| MAPE | Mean absolute percentage error | 0.0148 |
| SAE | Sum of the absolute errors | 36.6079 |
Predictive Modules for OFG Bancorp
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as OFG Bancorp. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.OFG Bancorp After-Hype Price Density Analysis
As far as predicting the price of OFG Bancorp at your current risk attitude, this probability distribution graph shows the chance that the prediction will fall between or within a specific range. We use this chart to confirm that your returns on investing in OFG Bancorp or, for that matter, your successful expectations of its future price, cannot be replicated consistently. Please note, a large amount of money has been lost over the years by many investors who confused the symmetrical distributions of Stock prices, such as prices of OFG Bancorp, with the unreliable approximations that try to describe financial returns.
Next price density |
| Expected price to next headline |
OFG Bancorp Estimiated After-Hype Price Volatility
In the context of predicting OFG Bancorp's stock value on the day after the next significant headline, we show statistically significant boundaries of downside and upside scenarios based on OFG Bancorp's historical news coverage. OFG Bancorp's after-hype downside and upside margins for the prediction period are 35.47 and 38.83, respectively. We have considered OFG Bancorp's daily market price in relation to the headlines to evaluate this method's predictive performance. Remember, however, there is no scientific proof or empirical evidence that news-based prediction models outperform traditional linear, nonlinear models or artificial intelligence models to provide accurate predictions consistently.
Current Value
OFG Bancorp is very steady at this time. Analysis and calculation of next after-hype price of OFG Bancorp is based on 3 months time horizon.
OFG Bancorp Stock Price Outlook Analysis
Have you ever been surprised when a price of a Company such as OFG Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading OFG Bancorp backward and forwards among themselves. Have you ever observed a lot of a particular company's price movement is driven by press releases or news about the company that has nothing to do with actual earnings? Usually, hype to individual companies acts as price momentum. If not enough favorable publicity is forthcoming, the Stock price eventually runs out of speed. So, the rule of thumb here is that as long as this news hype has nothing to do with immediate earnings, you should pay more attention to it. If you see this tendency with OFG Bancorp, there might be something going there, and it might present an excellent short sale opportunity.
| Expected Return | Period Volatility | Hype Elasticity | Related Elasticity | News Density | Related Density | Expected Hype |
0.06 | 1.69 | 0.04 | 0.00 | 10 Events / Month | 7 Events / Month | In about 10 days |
| Latest traded price | Expected after-news price | Potential return on next major news | Average after-hype volatility | |
37.15 | 37.15 | 0.00 |
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OFG Bancorp Hype Timeline
On the 26th of January OFG Bancorp is traded for 37.15. The entity has historical hype elasticity of 0.04, and average elasticity to hype of competition of 0.0. OFG is forecasted not to react to the next headline, with the price staying at about the same level, and average media hype impact volatility is over 100%. The immediate return on the next news is forecasted to be very small, whereas the daily expected return is now at -0.06%. %. The volatility of related hype on OFG Bancorp is about 9941.18%, with the expected price after the next announcement by competition of 37.15. About 99.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.16. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. OFG Bancorp has Price/Earnings To Growth (PEG) ratio of 0.93. The entity last dividend was issued on the 31st of December 2025. The firm had 11:10 split on the 29th of December 2004. Considering the 90-day investment horizon the next forecasted press release will be in about 10 days. Check out Historical Fundamental Analysis of OFG Bancorp to cross-verify your projections.OFG Bancorp Related Hype Analysis
Having access to credible news sources related to OFG Bancorp's direct competition is more important than ever and may enhance your ability to predict OFG Bancorp's future price movements. Getting to know how OFG Bancorp's peers react to changing market sentiment, related social signals, and mainstream news is a great way to find investing opportunities and time the market. The summary table below summarizes the essential lagging indicators that can help you analyze how OFG Bancorp may potentially react to the hype associated with one of its peers.
| HypeElasticity | NewsDensity | SemiDeviation | InformationRatio | PotentialUpside | ValueAt Risk | MaximumDrawdown | |||
| CHCO | City Holding | (0.15) | 9 per month | 1.11 | (0.05) | 1.91 | (1.54) | 5.08 | |
| NWBI | Northwest Bancshares | (1.78) | 2 per month | 1.31 | (0.01) | 3.66 | (2.50) | 5.98 | |
| NIC | Nicolet Bankshares | 1.30 | 9 per month | 1.65 | 0.04 | 2.95 | (2.92) | 10.05 | |
| FCF | First Commonwealth Financial | (0.03) | 8 per month | 1.29 | 0.04 | 2.92 | (1.48) | 7.09 | |
| EFSC | Enterprise Financial Services | 0.19 | 11 per month | 1.29 | (0.03) | 2.79 | (1.83) | 5.57 | |
| BLX | Foreign Trade Bank | (0.33) | 4 per month | 1.38 | 0 | 2.74 | (1.75) | 6.57 | |
| PNFP | Pinnacle Financial Partners | (0.32) | 24 per month | 1.52 | 0.05 | 2.99 | (2.01) | 8.67 | |
| SRCE | 1st Source | (0.03) | 5 per month | 1.01 | 0.08 | 2.95 | (2.08) | 6.47 | |
| OZK | Bank Ozk | 1.30 | 8 per month | 1.30 | (0.04) | 2.43 | (2.13) | 6.11 | |
| FRME | First Merchants | (0.32) | 12 per month | 1.26 | 0 | 2.33 | (1.59) | 6.00 |
Other Forecasting Options for OFG Bancorp
For every potential investor in OFG, whether a beginner or expert, OFG Bancorp's price movement is the inherent factor that sparks whether it is viable to invest in it or hold it better. OFG Stock price charts are filled with many 'noises.' These noises can hugely alter the decision one can make regarding investing in OFG. Basic forecasting techniques help filter out the noise by identifying OFG Bancorp's price trends.OFG Bancorp Related Equities
One of the popular trading techniques among algorithmic traders is to use market-neutral strategies where every trade hedges away some risk. Because there are two separate transactions required, even if one position performs unexpectedly, the other equity can make up some of the losses. Below are some of the equities that can be combined with OFG Bancorp stock to make a market-neutral strategy. Peer analysis of OFG Bancorp could also be used in its relative valuation, which is a method of valuing OFG Bancorp by comparing valuation metrics with similar companies.
| Risk & Return | Correlation |
OFG Bancorp Market Strength Events
Market strength indicators help investors to evaluate how OFG Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading OFG Bancorp shares will generate the highest return on investment. By undertsting and applying OFG Bancorp stock market strength indicators, traders can identify OFG Bancorp entry and exit signals to maximize returns.
OFG Bancorp Risk Indicators
The analysis of OFG Bancorp's basic risk indicators is one of the essential steps in accurately forecasting its future price. The process involves identifying the amount of risk involved in OFG Bancorp's investment and either accepting that risk or mitigating it. Along with some essential techniques for forecasting ofg stock prices, we also provide a set of basic risk indicators that can assist in the individual investment decision or help in hedging the risk of your existing portfolios.
| Mean Deviation | 1.13 | |||
| Standard Deviation | 1.81 | |||
| Variance | 3.27 |
Please note, the risk measures we provide can be used independently or collectively to perform a risk assessment. When comparing two potential investments, we recommend comparing similar equities with homogenous growth potential and valuation from related markets to determine which investment holds the most risk.
Story Coverage note for OFG Bancorp
The number of cover stories for OFG Bancorp depends on current market conditions and OFG Bancorp's risk-adjusted performance over time. The coverage that generates the most noise at a given time depends on the prevailing investment theme that OFG Bancorp is classified under. However, while its typical story may have numerous social followers, the rapid visibility can also attract short-sellers, who usually are skeptical about OFG Bancorp's long-term prospects. So, having above-average coverage will typically attract above-average short interest, leading to significant price volatility.
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OFG Bancorp Short Properties
OFG Bancorp's future price predictability will typically decrease when OFG Bancorp's long traders begin to feel the short-sellers pressure to drive the price lower. The predictive aspect of OFG Bancorp often depends not only on the future outlook of the potential OFG Bancorp's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. OFG Bancorp's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 47.4 M | |
| Cash And Short Term Investments | 1 B |
Check out Historical Fundamental Analysis of OFG Bancorp to cross-verify your projections. For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.164 | Dividend Share 1.2 | Earnings Share 4.58 | Revenue Per Share | Return On Assets |
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.