Five Star Bancorp Stock Net Income
| FSBC Stock | USD 38.23 1.57 3.94% |
As of the 26th of January, Five Star shows the Coefficient Of Variation of 817.83, downside deviation of 1.51, and Mean Deviation of 1.45. Five Star Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
Five Star Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 6.0592 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 52.5 M | 30.2 M | |
| Net Income From Continuing Ops | 52.5 M | 45.5 M | |
| Net Income Applicable To Common Shares | 51.5 M | 41.9 M | |
| Net Income Per Share | 2.04 | 2.61 | |
| Net Income Per E B T | 0.64 | 0.61 |
Five | Net Income | Build AI portfolio with Five Stock |
Latest Five Star's Net Income Growth Pattern
Below is the plot of the Net Income of Five Star Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Five Star Bancorp financial statement analysis. It represents the amount of money remaining after all of Five Star Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Five Star's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Five Star's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 45.67 M | 10 Years Trend |
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Net Income |
| Timeline |
Five Net Income Regression Statistics
| Arithmetic Mean | 19,605,700 | |
| Geometric Mean | 3,910,202 | |
| Coefficient Of Variation | 110.16 | |
| Mean Deviation | 20,211,212 | |
| Median | 854,000 | |
| Standard Deviation | 21,597,728 | |
| Sample Variance | 466.5T | |
| Range | 52.3M | |
| R-Value | 0.87 | |
| Mean Square Error | 124.4T | |
| R-Squared | 0.75 | |
| Slope | 3,703,862 | |
| Total Sum of Squares | 7463.4T |
Five Net Income History
Other Fundumenentals of Five Star Bancorp
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Five Star Net Income component correlations
Five Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Five Star is extremely important. It helps to project a fair market value of Five Stock properly, considering its historical fundamentals such as Net Income. Since Five Star's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Five Star's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Five Star's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.49 | Dividend Share 0.8 | Earnings Share 2.7 | Revenue Per Share | Quarterly Revenue Growth 0.338 |
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Five Star 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Five Star's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Five Star.
| 10/28/2025 |
| 01/26/2026 |
If you would invest 0.00 in Five Star on October 28, 2025 and sell it all today you would earn a total of 0.00 from holding Five Star Bancorp or generate 0.0% return on investment in Five Star over 90 days. Five Star is related to or competes with Heritage Financial, Hbt Financial, Central Pacific, Business First, Enterprise Financial, Horizon Bancorp, and Hanmi Financial. Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and ... More
Five Star Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Five Star's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Five Star Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.51 | |||
| Information Ratio | 0.0826 | |||
| Maximum Drawdown | 9.22 | |||
| Value At Risk | (2.50) | |||
| Potential Upside | 4.0 |
Five Star Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Five Star's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Five Star's standard deviation. In reality, there are many statistical measures that can use Five Star historical prices to predict the future Five Star's volatility.| Risk Adjusted Performance | 0.0958 | |||
| Jensen Alpha | 0.1392 | |||
| Total Risk Alpha | 0.0472 | |||
| Sortino Ratio | 0.1082 | |||
| Treynor Ratio | 0.1711 |
Five Star January 26, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0958 | |||
| Market Risk Adjusted Performance | 0.1811 | |||
| Mean Deviation | 1.45 | |||
| Semi Deviation | 1.32 | |||
| Downside Deviation | 1.51 | |||
| Coefficient Of Variation | 817.83 | |||
| Standard Deviation | 1.98 | |||
| Variance | 3.91 | |||
| Information Ratio | 0.0826 | |||
| Jensen Alpha | 0.1392 | |||
| Total Risk Alpha | 0.0472 | |||
| Sortino Ratio | 0.1082 | |||
| Treynor Ratio | 0.1711 | |||
| Maximum Drawdown | 9.22 | |||
| Value At Risk | (2.50) | |||
| Potential Upside | 4.0 | |||
| Downside Variance | 2.28 | |||
| Semi Variance | 1.74 | |||
| Expected Short fall | (1.82) | |||
| Skewness | 0.7097 | |||
| Kurtosis | 0.9971 |
Five Star Bancorp Backtested Returns
At this point, Five Star is very steady. Five Star Bancorp secures Sharpe Ratio (or Efficiency) of 0.038, which denotes the company had a 0.038 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Five Star Bancorp, which you can use to evaluate the volatility of the firm. Please confirm Five Star's Mean Deviation of 1.45, coefficient of variation of 817.83, and Downside Deviation of 1.51 to check if the risk estimate we provide is consistent with the expected return of 0.0687%. Five Star has a performance score of 3 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.35, which means a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Five Star will likely underperform. Five Star Bancorp right now shows a risk of 1.81%. Please confirm Five Star Bancorp skewness, day typical price, and the relationship between the downside variance and daily balance of power , to decide if Five Star Bancorp will be following its price patterns.
Auto-correlation | 0.34 |
Below average predictability
Five Star Bancorp has below average predictability. Overlapping area represents the amount of predictability between Five Star time series from 28th of October 2025 to 12th of December 2025 and 12th of December 2025 to 26th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Five Star Bancorp price movement. The serial correlation of 0.34 indicates that nearly 34.0% of current Five Star price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.34 | |
| Spearman Rank Test | -0.12 | |
| Residual Average | 0.0 | |
| Price Variance | 0.98 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Five Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Five Star Bancorp reported net income of 45.67 M. This is 96.42% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 92.0% higher than that of the company.
Five Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Five Star's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Five Star could also be used in its relative valuation, which is a method of valuing Five Star by comparing valuation metrics of similar companies.Five Star is currently under evaluation in net income category among its peers.
Five Star ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Five Star's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Five Star's managers, analysts, and investors.Environmental | Governance | Social |
Five Star Institutional Holders
Institutional Holdings refers to the ownership stake in Five Star that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Five Star's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Five Star's value.| Shares | Adage Capital Partners Gp Llc | 2025-06-30 | 293.2 K | Maltese Capital Management Llc | 2025-06-30 | 291.6 K | Dimensional Fund Advisors, Inc. | 2025-06-30 | 255.8 K | Pacific Ridge Capital Partners, Llc | 2025-06-30 | 205.6 K | Northern Trust Corp | 2025-06-30 | 148.8 K | Brighton Jones Llc | 2025-06-30 | 141.9 K | Siena Capital Management, Llc | 2025-06-30 | 134.8 K | Charles Schwab Investment Management Inc | 2025-06-30 | 134.3 K | Bank Of New York Mellon Corp | 2025-06-30 | 103.7 K | T. Rowe Price Investment Management,inc. | 2025-06-30 | 2 M | Davis Asset Management, L.p. | 2025-06-30 | 1.5 M |
Five Fundamentals
| Return On Equity | 0.14 | |||
| Return On Asset | 0.0134 | |||
| Profit Margin | 0.40 % | |||
| Operating Margin | 0.59 % | |||
| Current Valuation | 320.76 M | |||
| Shares Outstanding | 21.37 M | |||
| Shares Owned By Insiders | 28.15 % | |||
| Shares Owned By Institutions | 57.34 % | |||
| Number Of Shares Shorted | 293.08 K | |||
| Price To Earning | 7.80 X | |||
| Price To Book | 1.89 X | |||
| Price To Sales | 5.76 X | |||
| Revenue | 212.2 M | |||
| Gross Profit | 141.93 M | |||
| EBITDA | 66.6 M | |||
| Net Income | 45.67 M | |||
| Cash And Equivalents | 327.88 M | |||
| Cash Per Share | 19.01 X | |||
| Total Debt | 80.75 M | |||
| Debt To Equity | 10.76 % | |||
| Book Value Per Share | 20.18 X | |||
| Cash Flow From Operations | 51.79 M | |||
| Short Ratio | 4.93 X | |||
| Earnings Per Share | 2.70 X | |||
| Target Price | 40.8 | |||
| Number Of Employees | 205 | |||
| Beta | 0.5 | |||
| Market Capitalization | 816.9 M | |||
| Total Asset | 4.05 B | |||
| Retained Earnings | 106.46 M | |||
| Annual Yield | 0.03 % | |||
| Net Asset | 4.05 B | |||
| Last Dividend Paid | 0.8 |
About Five Star Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Five Star Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Five Star using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Five Star Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Five Star Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Five Star's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Five Star Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Five Star Bancorp Stock:Check out Five Star Piotroski F Score and Five Star Altman Z Score analysis. You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.49 | Dividend Share 0.8 | Earnings Share 2.7 | Revenue Per Share | Quarterly Revenue Growth 0.338 |
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.