Jeff Rosen - First Commonwealth Executive Lending

FCF Stock  USD 18.34  0.04  0.22%   

Executive

Jeff Rosen is Executive Lending of First Commonwealth Financial
Address 601 Philadelphia Street, Indiana, PA, United States, 15701
Phone724 349 7220
Webhttps://www.fcbanking.com

First Commonwealth Management Efficiency

The company has Return on Asset of 0.0127 % which means that on every $100 spent on assets, it made $0.0127 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1029 %, implying that it generated $0.1029 on every 100 dollars invested. First Commonwealth's management efficiency ratios could be used to measure how well First Commonwealth manages its routine affairs as well as how well it operates its assets and liabilities. The First Commonwealth's current Return On Equity is estimated to increase to 0.10, while Return On Tangible Assets are projected to decrease to 0.01. At this time, First Commonwealth's Intangible Assets are most likely to increase significantly in the upcoming years. The First Commonwealth's current Asset Turnover is estimated to increase to 0.07, while Total Assets are projected to decrease to roughly 6.8 B.
First Commonwealth Financial has 409.71 M in debt with debt to equity (D/E) ratio of 8.13, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for First to invest in growth at high rates of return.

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First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania. First Commonwealth operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1422 people. First Commonwealth Financial (FCF) is traded on New York Stock Exchange in USA and employs 1,567 people. First Commonwealth is listed under Regional Banks category by Fama And French industry classification.

Management Performance

First Commonwealth Leadership Team

Elected by the shareholders, the First Commonwealth's board of directors comprises two types of representatives: First Commonwealth inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Commonwealth's management team and ensure that shareholders' interests are well served. First Commonwealth's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Commonwealth's outside directors are responsible for providing unbiased perspectives on the board's policies.
Matthew Tomb, Executive Vice President Chief Risk Officer, General Counsel
Ryan Thomas, VP of Fin. and Investor Relations
Joseph Culos, Executive President
CFSA CIA, Executive Executive
Johnston Glass, Independent Director
Thomas Price, CEO and President Director and CEO of First Commonwealth Bank
Jonathan Longwill, Vice Relations
Michael McCuen, Executive Officer
Ray Charley, Independent Director
Carrie Riggle, Executive Vice President - Human Resources
Julie Caponi, Independent Director
Aradhna Oliphant, Independent Director
Vicki Fox, Senior Officer
Gary Claus, Independent Director
Brian Karrip, Executive Vice President Chief Credit Officer of First Commonwealth Bank
Norman Montgomery, Executive VP of Bus. Integration and Executive VP of Bus. Integration- First Commonwealth Bank
Robert Ventura, Independent Director
Eric Wissinger, Senior President
Jeff Rosen, Executive Lending
James CFA, CFO VP
David Greenfield, Independent Director
David Dahlmann, Non-Executive Independent Chairman of the Board, Non-Executive Lead Independent Director
Jon Gorney, Non-Executive Independent Chairman of the Board
Leonard Lombardi, Executive Vice President Chief Audit Executive
Brian Sohocki, Executive Officer
Matthew JD, General VP
Amy Jeffords, Assistant Relations
Linda Metzmaier, Executive Officer
Kristine Levan, SVP Officer
Jane Grebenc, Executive Vice President, Chief Revenue Officer, Director; President of First Commonwealth Bank
CIA CFSA, Executive Executive
Stephen Wolfe, Independent Director
James Reske, Chief Financial Officer, Executive Vice President, Treasurer
Bart Johnson, Independent Director
Rob Boyer, President Group
Luke Latimer, Independent Director

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Commonwealth a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in services.
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Can Regional Banks industry sustain growth momentum? Does First have expansion opportunities? Factors like these will boost the valuation of First Commonwealth. Market participants price First higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating First Commonwealth demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.229
Dividend Share
0.54
Earnings Share
1.48
Revenue Per Share
4.69
Quarterly Revenue Growth
0.148
Understanding First Commonwealth requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value - what First Commonwealth's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Market sentiment, economic cycles, and investor behavior can push First Commonwealth's price substantially above or below its fundamental value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First Commonwealth's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.