Joseph Culos - First Commonwealth Executive President

FCF Stock  USD 18.74  0.17  0.92%   

President

Joseph Culos is Executive President of First Commonwealth Financial
Address 601 Philadelphia Street, Indiana, PA, United States, 15701
Phone724 349 7220
Webhttps://www.fcbanking.com

First Commonwealth Management Efficiency

The company has Return on Asset of 0.0129 % which means that on every $100 spent on assets, it made $0.0129 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1144 %, implying that it generated $0.1144 on every 100 dollars invested. First Commonwealth's management efficiency ratios could be used to measure how well First Commonwealth manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.04. At this time, First Commonwealth's Fixed Asset Turnover is most likely to slightly decrease in the upcoming years. The First Commonwealth's current Asset Turnover is estimated to increase to 0.04, while Non Currrent Assets Other are forecasted to increase to (2 B).
First Commonwealth Financial has 833.92 M in debt with debt to equity (D/E) ratio of 8.13, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for First to invest in growth at high rates of return.

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First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania. First Commonwealth operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1422 people. First Commonwealth Financial (FCF) is traded on New York Stock Exchange in USA. It is located in 601 Philadelphia Street, Indiana, PA, United States, 15701 and employs 1,500 people. First Commonwealth is listed under Regional Banks category by Fama And French industry classification.

Management Performance

First Commonwealth Leadership Team

Elected by the shareholders, the First Commonwealth's board of directors comprises two types of representatives: First Commonwealth inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Commonwealth's management team and ensure that shareholders' interests are well served. First Commonwealth's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Commonwealth's outside directors are responsible for providing unbiased perspectives on the board's policies.
Matthew Tomb, Executive Vice President Chief Risk Officer, General Counsel
Ryan Thomas, VP of Fin. and Investor Relations
Joseph Culos, Executive President
CFSA CIA, Executive Executive
Johnston Glass, Independent Director
Thomas Price, CEO and President Director and CEO of First Commonwealth Bank
Jonathan Longwill, Vice Relations
Ray Charley, Independent Director
Carrie Riggle, Executive Vice President - Human Resources
Julie Caponi, Independent Director
Aradhna Oliphant, Independent Director
Gary Claus, Independent Director
Brian Karrip, Executive Vice President Chief Credit Officer of First Commonwealth Bank
Norman Montgomery, Executive VP of Bus. Integration and Executive VP of Bus. Integration- First Commonwealth Bank
Robert Ventura, Independent Director
James CFA, CFO VP
David Greenfield, Independent Director
David Dahlmann, Non-Executive Independent Chairman of the Board, Non-Executive Lead Independent Director
Jon Gorney, Non-Executive Independent Chairman of the Board
Leonard Lombardi, Executive Vice President Chief Audit Executive
Brian Sohocki, Executive Officer
Matthew JD, Chief VP
Amy Jeffords, Assistant Relations
Linda Metzmaier, Chief Officer
Jane Grebenc, Executive Vice President, Chief Revenue Officer, Director; President of First Commonwealth Bank
Stephen Wolfe, Independent Director
James Reske, Chief Financial Officer, Executive Vice President, Treasurer
Bart Johnson, Independent Director
Rob Boyer, President Group
Luke Latimer, Independent Director

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Commonwealth a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Dividend Share
0.515
Earnings Share
1.48
Revenue Per Share
4.475
Quarterly Revenue Growth
(0.05)
The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.