Charles Cummings - Hilltop Holdings Independent Director

HTH Stock  USD 31.65  0.36  1.15%   

Director

Mr. Charles R. Cummings is an Independent Director of Hilltop Holdings Inc. Mr. Cummings has served as a director of Hilltop since October 2005 since 2005.
Age 83
Tenure 19 years
Address 6565 Hillcrest Avenue, Dallas, TX, United States, 75205
Phone214 855 2177
Webhttps://www.hilltop-holdings.com
Cummings currently serves as the CoManager of Acoustical Control LLC, a provider of noise abatement equipment primarily for the oil and gas industry. Until the companies were sold in September 2018, he served as the CoManager of DCB Solutions, LLC, a service provider to the waste industry, and Argyle Equipment, LLC, a lessor of equipment to the waste industry. In addition, Mr. Cummings is the President and Chief Executive Officer of CB Resources LLC, an investor in the oil and natural gas industry, and Container Investments, LLC, a lessor of equipment to the waste industry, each of which positions he has held since 1999 and 1991, respectively. Until its sale in January 2014, he served as the Chairman of Aaren Scientific, Inc., a manufacturer of intraocular lenses used in cataract surgery. From 1998 through 2008, he was the Chairman and Chief Executive Officer of Aaren Scientific, Inc. and its predecessors. In 1994, Mr. Cummings cofounded I.E.S.I

Hilltop Holdings Management Efficiency

The Hilltop Holdings' current Return On Tangible Assets is estimated to increase to 0.01. The Hilltop Holdings' current Return On Capital Employed is estimated to increase to 0.02. As of now, Hilltop Holdings' Return On Tangible Assets are increasing as compared to previous years. The Hilltop Holdings' current Intangibles To Total Assets is estimated to increase to 0.03, while Non Current Assets Total are projected to decrease to under 598.5 M. Hilltop Holdings' management efficiency ratios could be used to measure how well Hilltop Holdings manages its routine affairs as well as how well it operates its assets and liabilities.
Hilltop Holdings has 656.48 M in debt with debt to equity (D/E) ratio of 1.03, which is OK given its current industry classification. Hilltop Holdings has a current ratio of 0.43, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Hilltop to invest in growth at high rates of return.

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Hilltop Holdings Inc. provides business and consumer banking, and financial products and services. Hilltop Holdings Inc. was founded in 1998 and is headquartered in Dallas, Texas. Hilltop Holdings operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 4385 people. Hilltop Holdings (HTH) is traded on New York Stock Exchange in USA. It is located in 6565 Hillcrest Avenue, Dallas, TX, United States, 75205 and employs 3,650 people. Hilltop Holdings is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Hilltop Holdings Leadership Team

Elected by the shareholders, the Hilltop Holdings' board of directors comprises two types of representatives: Hilltop Holdings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Hilltop. The board's role is to monitor Hilltop Holdings' management team and ensure that shareholders' interests are well served. Hilltop Holdings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Hilltop Holdings' outside directors are responsible for providing unbiased perspectives on the board's policies.
Lee Lewis, Director
Rhodes Bobbitt, Independent Director
Andrew Littlefair, Independent Director
Todd Salmans, Chairman and Chief Executive Officer of PrimeLending
Jeremy Ford, CEO and President Director and Member of Executive Committee
Corey Prestidge, Executive Vice President General Counsel, Secretary
Kenneth Russell, Director
William Furr, Executive Vice President, Chief Financial Officer
J Crandall, Independent Director
Corey JD, General VP
Keith Bornemann, Executive Vice President, Principal Accounting Officer and Corporate Controller
Hill Feinberg, Director, Member of Executive Committee, Chairman of First Southwest and CEO of First Southwest
Toby Pennycuff, Chief Officer
Martin Winges, President Inc
W Brinkerhoff, Independent Director
John Green, Independent Director
Gerald Ford, Chairman of the Board
Tom Nichols, Director
Erik Yohe, Executive Development
Carl Webb, Director
Thomas Nichols, Independent Director
Jennifer Sterns, Director Communications
Wayne Becker, Corporate Officer
W Nichols, Independent Director
Darren Parmenter, Executive Vice President, Chief Administrative Officer
Charlotte Anderson, Independent Director
Robert Taylor, Independent Director
Tracy Bolt, Independent Director
Jerry Schaffner, President and Chief Executive Officer of the Bank
Stephen Thompson, Chief Executive Officer of PrimeLending
William Hill, Independent Director
Jonathan Sobel, Director
Charles Cummings, Independent Director
Don Foley, Chief Officer
M Winges, President, Chief Executive Officer of Hilltop Securities Inc.
A Sherman, Independent Director
David Rhodes, Chief Officer

Hilltop Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Hilltop Holdings a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Hilltop Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Hilltop Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hilltop Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hilltop Holdings Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hilltop Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
For more detail on how to invest in Hilltop Stock please use our How to Invest in Hilltop Holdings guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hilltop Holdings. If investors know Hilltop will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hilltop Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Dividend Share
0.67
Earnings Share
1.63
Revenue Per Share
17.973
Quarterly Revenue Growth
(0.02)
The market value of Hilltop Holdings is measured differently than its book value, which is the value of Hilltop that is recorded on the company's balance sheet. Investors also form their own opinion of Hilltop Holdings' value that differs from its market value or its book value, called intrinsic value, which is Hilltop Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hilltop Holdings' market value can be influenced by many factors that don't directly affect Hilltop Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hilltop Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Hilltop Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hilltop Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.