Jiayin Group Stock Price Prediction

JFIN Stock  USD 6.85  0.12  1.72%   
As of today, the relative strength indicator of Jiayin's share price is approaching 48. This indicates that the stock is in nutural position, most likellhy at or near its support level. The main point of RSI analysis is to track how fast people are buying or selling Jiayin, making its price go up or down.

Momentum 48

 Impartial

 
Oversold
 
Overbought
The successful prediction of Jiayin's future price could yield a significant profit. We analyze noise-free headlines and recent hype associated with Jiayin Group, which may create opportunities for some arbitrage if properly timed. Below are the key fundamental drivers impacting Jiayin's stock price prediction:
Quarterly Earnings Growth
0.447
Wall Street Target Price
11.31
Quarterly Revenue Growth
0.018
Using Jiayin hype-based prediction, you can estimate the value of Jiayin Group from the perspective of Jiayin response to recently generated media hype and the effects of current headlines on its competitors. We also analyze overall investor sentiment towards Jiayin using Jiayin's stock options and short interest. It helps to benchmark the overall future attitude of investors towards Jiayin using crowd psychology based on the activity and movement of Jiayin's stock price.

Jiayin Short Interest

An investor who is long Jiayin may also wish to track short interest. As short interest increases, investors should be becoming more worried about Jiayin and may potentially protect profits, hedge Jiayin with its derivative instruments, or be ready for some potential downside.
200 Day MA
11.4154
Short Percent
0.0068
Short Ratio
0.86
Shares Short Prior Month
87 K
50 Day MA
6.9684

Jiayin Group Hype to Price Pattern

Investor biases related to Jiayin's public news can be used to forecast risks associated with an investment in Jiayin. The trend in average sentiment can be used to explain how an investor holding Jiayin can time the market purely based on public headlines and social activities around Jiayin Group. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Some investors profit by finding stocks that are overvalued or undervalued based on market sentiment. The correlation of Jiayin's market sentiment to its price can help taders to make decisions based on the overall investors consensus about Jiayin.

Jiayin Implied Volatility

    
  1.4  
Jiayin's implied volatility exposes the market's sentiment of Jiayin Group stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Jiayin's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Jiayin stock will not fluctuate a lot when Jiayin's options are near their expiration.
The fear of missing out, i.e., FOMO, can cause potential investors in Jiayin to buy its stock at a price that has no basis in reality. In that case, they are not buying Jiayin because the equity is a good investment, but because they need to do something to avoid the feeling of missing out. On the other hand, investors will often sell stocks at prices well below their value during bear markets because they need to stop feeling the pain of losing money.

Jiayin after-hype prediction price

    
  USD 6.8  
There is no one specific way to measure market sentiment using hype analysis or a similar predictive technique. This prediction method should be used in combination with more fundamental and traditional techniques such as stock price forecasting, technical analysis, analysts consensus, earnings estimates, and various momentum models.

Prediction based on Rule 16 of the current Jiayin contract

Based on the Rule 16, the options market is currently suggesting that Jiayin Group will have an average daily up or down price movement of about 0.0875% per day over the life of the 2026-04-17 option contract. With Jiayin trading at USD 6.85, that is roughly USD 0.005994 . If you think that the market is fully incorporating Jiayin's daily price movement you should consider acquiring Jiayin Group options at the current volatility level of 1.4%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
Check out Jiayin Basic Forecasting Models to cross-verify your projections.
Intrinsic
Valuation
LowRealHigh
5.478.5311.59
Details
Naive
Forecast
LowNextHigh
3.957.0110.07
Details
0 Analysts
Consensus
LowTargetHigh
10.2911.3112.55
Details

Jiayin After-Hype Price Density Analysis

As far as predicting the price of Jiayin at your current risk attitude, this probability distribution graph shows the chance that the prediction will fall between or within a specific range. We use this chart to confirm that your returns on investing in Jiayin or, for that matter, your successful expectations of its future price, cannot be replicated consistently. Please note, a large amount of money has been lost over the years by many investors who confused the symmetrical distributions of Stock prices, such as prices of Jiayin, with the unreliable approximations that try to describe financial returns.
   Next price density   
       Expected price to next headline  

Jiayin Estimiated After-Hype Price Volatility

In the context of predicting Jiayin's stock value on the day after the next significant headline, we show statistically significant boundaries of downside and upside scenarios based on Jiayin's historical news coverage. Jiayin's after-hype downside and upside margins for the prediction period are 3.74 and 9.86, respectively. We have considered Jiayin's daily market price in relation to the headlines to evaluate this method's predictive performance. Remember, however, there is no scientific proof or empirical evidence that news-based prediction models outperform traditional linear, nonlinear models or artificial intelligence models to provide accurate predictions consistently.
Current Value
6.85
6.80
After-hype Price
9.86
Upside
Jiayin is somewhat reliable at this time. Analysis and calculation of next after-hype price of Jiayin Group is based on 3 months time horizon.

Jiayin Stock Price Outlook Analysis

Have you ever been surprised when a price of a Company such as Jiayin is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Jiayin backward and forwards among themselves. Have you ever observed a lot of a particular company's price movement is driven by press releases or news about the company that has nothing to do with actual earnings? Usually, hype to individual companies acts as price momentum. If not enough favorable publicity is forthcoming, the Stock price eventually runs out of speed. So, the rule of thumb here is that as long as this news hype has nothing to do with immediate earnings, you should pay more attention to it. If you see this tendency with Jiayin, there might be something going there, and it might present an excellent short sale opportunity.
Expected ReturnPeriod VolatilityHype ElasticityRelated ElasticityNews DensityRelated DensityExpected Hype
  0.48 
3.06
  0.05 
  0.01 
9 Events / Month
7 Events / Month
In about 9 days
Latest traded priceExpected after-news pricePotential return on next major newsAverage after-hype volatility
6.85
6.80
0.73 
2,782  
Notes

Jiayin Hype Timeline

Jiayin Group is currently traded for 6.85. The entity has historical hype elasticity of -0.05, and average elasticity to hype of competition of 0.01. Jiayin is forecasted to decline in value after the next headline, with the price expected to drop to 6.8. The average volatility of media hype impact on the company price is over 100%. The price decrease on the next news is expected to be -0.73%, whereas the daily expected return is currently at -0.48%. The volatility of related hype on Jiayin is about 17000.0%, with the expected price after the next announcement by competition of 6.86. The company has price-to-book ratio of 0.6. Some equities with similar Price to Book (P/B) outperform the market in the long run. Jiayin Group recorded earning per share (EPS) of 10.13. The entity last dividend was issued on the 14th of July 2025. Given the investment horizon of 90 days the next forecasted press release will be in about 9 days.
Check out Jiayin Basic Forecasting Models to cross-verify your projections.

Jiayin Related Hype Analysis

Having access to credible news sources related to Jiayin's direct competition is more important than ever and may enhance your ability to predict Jiayin's future price movements. Getting to know how Jiayin's peers react to changing market sentiment, related social signals, and mainstream news is a great way to find investing opportunities and time the market. The summary table below summarizes the essential lagging indicators that can help you analyze how Jiayin may potentially react to the hype associated with one of its peers.
Hype
Elasticity
News
Density
Semi
Deviation
Information
Ratio
Potential
Upside
Value
At Risk
Maximum
Drawdown
THRYThryv Holdings 0.14 8 per month 0.00 (0.27) 4.32 (6.80) 31.80 
TBLATaboola(0.04)10 per month 1.63  0.09  3.94 (3.70) 15.48 
ANGIANGI Homeservices(0.32)10 per month 0.00 (0.03) 4.29 (4.24) 18.99 
GCIGannett Co 0.02 9 per month 0.00 (0.09) 3.31 (4.72) 83.34 
GTNGray Television 0.00 11 per month 0.00 (0.07) 4.91 (4.53) 13.88 
NNNextnav Acquisition Corp(0.12)10 per month 4.34  0.06  6.53 (6.11) 30.05 
TTGTTechTarget Common Stock 0.55 12 per month 0.00 (0.03) 5.93 (5.21) 15.02 
PERIPerion Network 0.02 8 per month 0.00 (0.07) 2.82 (2.75) 14.14 
ZHZhihu Inc ADR(0.09)4 per month 0.00 (0.07) 3.10 (4.82) 21.72 
ADVAdvantage Solutions 0.02 9 per month 0.00 (0.1) 7.06 (6.82) 22.81 

Jiayin Additional Predictive Modules

Most predictive techniques to examine Jiayin price help traders to determine how to time the market. We provide a combination of tools to recognize potential entry and exit points for Jiayin using various technical indicators. When you analyze Jiayin charts, please remember that the event formation may indicate an entry point for a short seller, and look at other indicators across different periods to confirm that a breakdown or reversion is likely to occur.

About Jiayin Predictive Indicators

The successful prediction of Jiayin stock price could yield a significant profit to investors. But is it possible? The efficient-market hypothesis suggests that all published stock prices of traded companies, such as Jiayin Group, already reflect all publicly available information. This academic statement is a fundamental principle of many financial and investing theories used today. However, the typical investor usually disagrees with a 'textbook' version of this hypothesis and continually tries to find mispriced stocks to increase returns. We use internally-developed statistical techniques to arrive at the intrinsic value of Jiayin based on analysis of Jiayin hews, social hype, general headline patterns, and widely used predictive technical indicators.
We also calculate exposure to Jiayin's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Jiayin's related companies.
 2024 2025 2026 (projected)
Dividend Yield0.120.110.0554
Price To Sales Ratio0.430.490.47

Pair Trading with Jiayin

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Jiayin position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Jiayin will appreciate offsetting losses from the drop in the long position's value.

Moving together with Jiayin Stock

  0.69LU Lufax HoldingPairCorr
  0.89LX Lexinfintech HoldingsPairCorr

Moving against Jiayin Stock

  0.86ECPG Encore Capital GroupPairCorr
  0.85OMF OneMain Holdings Earnings Call This WeekPairCorr
  0.81ENVA Enova InternationalPairCorr
  0.79BFH Bread Financial Holdings Earnings Call TodayPairCorr
  0.75SYF Synchrony FinancialPairCorr
  0.74EZPW EZCORP Inc Earnings Call This WeekPairCorr
The ability to find closely correlated positions to Jiayin could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Jiayin when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Jiayin - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Jiayin Group to buy it.
The correlation of Jiayin is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Jiayin moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Jiayin Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Jiayin can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Jiayin Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Jiayin's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Jiayin Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Jiayin Group Stock:
Check out Jiayin Basic Forecasting Models to cross-verify your projections.
You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Will Consumer Finance sector continue expanding? Could Jiayin diversify its offerings? Factors like these will boost the valuation of Jiayin. Expected growth trajectory for Jiayin significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Jiayin data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.447
Dividend Share
5.838
Earnings Share
10.13
Revenue Per Share
124.202
Quarterly Revenue Growth
0.018
Jiayin Group's market price often diverges from its book value, the accounting figure shown on Jiayin's balance sheet. Smart investors calculate Jiayin's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Jiayin's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that Jiayin's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Jiayin represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.