Navient Corp Stock Net Income
| 10D Stock | EUR 7.75 0.40 4.91% |
As of the 18th of February 2026, Navient Corp secures the Mean Deviation of 1.65, standard deviation of 2.81, and Risk Adjusted Performance of (0.08). Navient Corp technical analysis lets you operate historical price patterns with an objective to determine a pattern that forecasts the direction of the firm's future prices. Please verify Navient Corp information ratio, maximum drawdown, potential upside, as well as the relationship between the treynor ratio and value at risk to decide if Navient Corp is priced some-what accurately, providing market reflects its recent price of 7.75 per share.
Navient Corp Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization 741.5 M | Enterprise Value Revenue 76.3928 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 117.9 M | 112 M | |
| Net Income Applicable To Common Shares | 580.5 M | 472.3 M | |
| Net Income | 117.9 M | 112 M |
Navient | Net Income |
The Net Income trend for Navient Corp offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Navient Corp is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest Navient Corp's Net Income Growth Pattern
Below is the plot of the Net Income of Navient Corp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Navient Corp financial statement analysis. It represents the amount of money remaining after all of Navient Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Navient Corp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Navient Corp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 131 M | 10 Years Trend |
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Net Income |
| Timeline |
Navient Net Income Regression Statistics
| Arithmetic Mean | 601,876,765 | |
| Geometric Mean | 475,078,115 | |
| Coefficient Of Variation | 57.38 | |
| Mean Deviation | 297,659,896 | |
| Median | 645,000,000 | |
| Standard Deviation | 345,334,770 | |
| Sample Variance | 119256.1T | |
| Range | 872M | |
| R-Value | (0.87) | |
| Mean Square Error | 30509.4T | |
| R-Squared | 0.76 | |
| Slope | (59,624,167) | |
| Total Sum of Squares | 1908097.7T |
Navient Net Income History
Navient Corp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Navient Corp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Navient Corp.
| 11/20/2025 |
| 02/18/2026 |
If you would invest 0.00 in Navient Corp on November 20, 2025 and sell it all today you would earn a total of 0.00 from holding Navient Corp or generate 0.0% return on investment in Navient Corp over 90 days. Navient Corp is related to or competes with Cerence, TELES Informationstech, BIOTIME, MBIA, MBIA, and ANGES MG. Navient Corporation provides education loan management and business processing solutions for education, healthcare, and ... More
Navient Corp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Navient Corp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Navient Corp upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.13) | |||
| Maximum Drawdown | 21.65 | |||
| Value At Risk | (4.59) | |||
| Potential Upside | 3.07 |
Navient Corp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Navient Corp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Navient Corp's standard deviation. In reality, there are many statistical measures that can use Navient Corp historical prices to predict the future Navient Corp's volatility.| Risk Adjusted Performance | (0.08) | |||
| Jensen Alpha | (0.34) | |||
| Total Risk Alpha | (0.49) | |||
| Treynor Ratio | (3.63) |
Navient Corp February 18, 2026 Technical Indicators
| Cycle Indicators | ||
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| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.08) | |||
| Market Risk Adjusted Performance | (3.62) | |||
| Mean Deviation | 1.65 | |||
| Coefficient Of Variation | (867.07) | |||
| Standard Deviation | 2.81 | |||
| Variance | 7.92 | |||
| Information Ratio | (0.13) | |||
| Jensen Alpha | (0.34) | |||
| Total Risk Alpha | (0.49) | |||
| Treynor Ratio | (3.63) | |||
| Maximum Drawdown | 21.65 | |||
| Value At Risk | (4.59) | |||
| Potential Upside | 3.07 | |||
| Skewness | (2.55) | |||
| Kurtosis | 13.52 |
Navient Corp Backtested Returns
Navient Corp has Sharpe Ratio of -0.13, which conveys that the firm had a -0.13 % return per unit of risk over the last 3 months. Navient Corp exposes twenty different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please verify Navient Corp's Risk Adjusted Performance of (0.08), mean deviation of 1.65, and Standard Deviation of 2.81 to check out the risk estimate we provide. The company secures a Beta (Market Risk) of 0.0922, which conveys not very significant fluctuations relative to the market. As returns on the market increase, Navient Corp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Navient Corp is expected to be smaller as well. At this point, Navient Corp has a negative expected return of -0.37%. Please make sure to verify Navient Corp's total risk alpha, potential upside, and the relationship between the jensen alpha and value at risk , to decide if Navient Corp performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.77 |
Almost perfect reverse predictability
Navient Corp has almost perfect reverse predictability. Overlapping area represents the amount of predictability between Navient Corp time series from 20th of November 2025 to 4th of January 2026 and 4th of January 2026 to 18th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Navient Corp price movement. The serial correlation of -0.77 indicates that around 77.0% of current Navient Corp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.77 | |
| Spearman Rank Test | -0.67 | |
| Residual Average | 0.0 | |
| Price Variance | 1.21 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Navient Operating Income
Operating Income |
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Based on the recorded statements, Navient Corp reported net income of 131 M. This is 89.75% lower than that of the Consumer Finance sector and 90.4% lower than that of the Financials industry. The net income for all Germany stocks is 77.06% higher than that of the company.
Navient Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Navient Corp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Navient Corp could also be used in its relative valuation, which is a method of valuing Navient Corp by comparing valuation metrics of similar companies.Navient Corp is currently under evaluation in net income category among its peers.
Navient Fundamentals
| Return On Equity | -0.0318 | ||||
| Return On Asset | -0.0016 | ||||
| Profit Margin | (0.24) % | ||||
| Operating Margin | 0.04 % | ||||
| Current Valuation | 45.81 B | ||||
| Shares Outstanding | 95.67 M | ||||
| Shares Owned By Insiders | 2.70 % | ||||
| Shares Owned By Institutions | 97.30 % | ||||
| Price To Earning | 6.39 X | ||||
| Price To Book | 0.37 X | ||||
| Price To Sales | 2.25 X | ||||
| Revenue | 961 M | ||||
| Gross Profit | (91 M) | ||||
| Net Income | 131 M | ||||
| Cash And Equivalents | 1.96 B | ||||
| Cash Per Share | 8.50 X | ||||
| Total Debt | 3.99 B | ||||
| Current Ratio | 12.92 X | ||||
| Book Value Per Share | 21.09 X | ||||
| Cash Flow From Operations | 459 M | ||||
| Earnings Per Share | (0.68) X | ||||
| Price To Earnings To Growth | 0.13 X | ||||
| Target Price | 21.35 | ||||
| Number Of Employees | 2.1 K | ||||
| Beta | 1.32 | ||||
| Market Capitalization | 741.47 M | ||||
| Total Asset | 51.79 B | ||||
| Retained Earnings | 4.7 B | ||||
| Annual Yield | 0.07 % | ||||
| Net Asset | 51.79 B | ||||
| Last Dividend Paid | 0.64 |
About Navient Corp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Navient Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Navient Corp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Navient Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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