Yiren Digital Stock Net Income
| 19YA Stock | EUR 3.14 0.04 1.29% |
As of the 23rd of February, Yiren Digital maintains the Mean Deviation of 2.17, market risk adjusted performance of 10.36, and Standard Deviation of 2.9. Yiren Digital technical analysis makes it possible for you to employ past prices and volume data with the intention to determine a pattern that calculates the direction of the company's future prices. Please check out Yiren Digital treynor ratio, value at risk, and the relationship between the information ratio and maximum drawdown to decide if Yiren Digital is priced fairly, providing market reflects its latest price of 3.14 per share.
Yiren Digital Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization 271.3 M | Enterprise Value Revenue 0.0328 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 1.8 B | 1.2 B | |
| Net Income Applicable To Common Shares | 1.4 B | 817 M | |
| Net Income | 1.8 B | 925.3 M |
Yiren | Net Income |
The Net Income trend for Yiren Digital offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Yiren Digital is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest Yiren Digital's Net Income Growth Pattern
Below is the plot of the Net Income of Yiren Digital over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Yiren Digital financial statement analysis. It represents the amount of money remaining after all of Yiren Digital operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Yiren Digital's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Yiren Digital's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 1.58 B | 10 Years Trend |
|
Net Income |
| Timeline |
Yiren Net Income Regression Statistics
| Arithmetic Mean | 1,148,516,906 | |
| Coefficient Of Variation | 48.70 | |
| Mean Deviation | 278,063,772 | |
| Median | 1,116,398,000 | |
| Standard Deviation | 559,301,707 | |
| Sample Variance | 312818.4T | |
| Range | 2.8B | |
| R-Value | 0.21 | |
| Mean Square Error | 319157.6T | |
| R-Squared | 0.04 | |
| Significance | 0.42 | |
| Slope | 23,100,903 | |
| Total Sum of Squares | 5005094.4T |
Yiren Net Income History
Yiren Digital 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Yiren Digital's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Yiren Digital.
| 11/25/2025 |
| 02/23/2026 |
If you would invest 0.00 in Yiren Digital on November 25, 2025 and sell it all today you would earn a total of 0.00 from holding Yiren Digital or generate 0.0% return on investment in Yiren Digital over 90 days. Yiren Digital is related to or competes with Cerence, TELES Informationstech, BIOTIME, MBIA, MBIA, and ANGES MG. Yirendai Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and ... More
Yiren Digital Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Yiren Digital's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Yiren Digital upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.18) | |||
| Maximum Drawdown | 14.09 | |||
| Value At Risk | (5.62) | |||
| Potential Upside | 4.03 |
Yiren Digital Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Yiren Digital's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Yiren Digital's standard deviation. In reality, there are many statistical measures that can use Yiren Digital historical prices to predict the future Yiren Digital's volatility.| Risk Adjusted Performance | (0.11) | |||
| Jensen Alpha | (0.46) | |||
| Total Risk Alpha | (0.73) | |||
| Treynor Ratio | 10.35 |
Yiren Digital February 23, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | 10.36 | |||
| Mean Deviation | 2.17 | |||
| Coefficient Of Variation | (637.06) | |||
| Standard Deviation | 2.9 | |||
| Variance | 8.39 | |||
| Information Ratio | (0.18) | |||
| Jensen Alpha | (0.46) | |||
| Total Risk Alpha | (0.73) | |||
| Treynor Ratio | 10.35 | |||
| Maximum Drawdown | 14.09 | |||
| Value At Risk | (5.62) | |||
| Potential Upside | 4.03 | |||
| Skewness | 0.1462 | |||
| Kurtosis | 0.8751 |
Yiren Digital Backtested Returns
Yiren Digital shows Sharpe Ratio of -0.1, which attests that the company had a -0.1 % return per unit of risk over the last 3 months. Yiren Digital exposes twenty-two different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check out Yiren Digital's Mean Deviation of 2.17, market risk adjusted performance of 10.36, and Standard Deviation of 2.9 to validate the risk estimate we provide. The firm maintains a market beta of -0.0449, which attests to not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Yiren Digital are expected to decrease at a much lower rate. During the bear market, Yiren Digital is likely to outperform the market. At this point, Yiren Digital has a negative expected return of -0.3%. Please make sure to check out Yiren Digital's information ratio, total risk alpha, maximum drawdown, as well as the relationship between the jensen alpha and treynor ratio , to decide if Yiren Digital performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.58 |
Modest predictability
Yiren Digital has modest predictability. Overlapping area represents the amount of predictability between Yiren Digital time series from 25th of November 2025 to 9th of January 2026 and 9th of January 2026 to 23rd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Yiren Digital price movement. The serial correlation of 0.58 indicates that roughly 58.0% of current Yiren Digital price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.58 | |
| Spearman Rank Test | 0.66 | |
| Residual Average | 0.0 | |
| Price Variance | 0.02 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Yiren Net Interest Income
Net Interest Income |
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Based on the recorded statements, Yiren Digital reported net income of 1.58 B. This is 23.86% higher than that of the Consumer Finance sector and 15.98% higher than that of the Financials industry. The net income for all Germany stocks is 177.12% lower than that of the firm.
Yiren Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Yiren Digital's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Yiren Digital could also be used in its relative valuation, which is a method of valuing Yiren Digital by comparing valuation metrics of similar companies.Yiren Digital is currently under evaluation in net income category among its peers.
Yiren Fundamentals
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.12 | ||||
| Profit Margin | 0.20 % | ||||
| Operating Margin | 0.42 % | ||||
| Current Valuation | (748.35 K) | ||||
| Shares Outstanding | 86.41 M | ||||
| Shares Owned By Institutions | 3.36 % | ||||
| Price To Earning | 4.18 X | ||||
| Price To Book | 0.40 X | ||||
| Price To Sales | 0.04 X | ||||
| Revenue | 5.81 B | ||||
| Gross Profit | 5.48 B | ||||
| EBITDA | 2.67 B | ||||
| Net Income | 1.58 B | ||||
| Cash And Equivalents | 253.36 M | ||||
| Cash Per Share | 4.18 X | ||||
| Total Debt | 3.44 B | ||||
| Debt To Equity | 13.70 % | ||||
| Current Ratio | 3.42 X | ||||
| Book Value Per Share | 14.58 X | ||||
| Cash Flow From Operations | 1.42 B | ||||
| Earnings Per Share | 1.76 X | ||||
| Target Price | 3.27 | ||||
| Number Of Employees | 949 | ||||
| Beta | 0.84 | ||||
| Market Capitalization | 271.32 M | ||||
| Total Asset | 12.98 B | ||||
| Retained Earnings | 4.44 B | ||||
| Working Capital | 9.65 B | ||||
| Annual Yield | 0.12 % | ||||
| Net Asset | 12.98 B | ||||
| Last Dividend Paid | 3.23 |
About Yiren Digital Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Yiren Digital's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Yiren Digital using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Yiren Digital based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Other Information on Investing in Yiren Stock
Yiren Digital financial ratios help investors to determine whether Yiren Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Yiren with respect to the benefits of owning Yiren Digital security.