Consumer Finance Companies By De

Debt To Equity
Debt To EquityEfficiencyMarket RiskExp Return
1ALLY Ally Financial
275.8
 0.12 
 2.09 
 0.26 
2COF Capital One Financial
6.07
 0.16 
 2.50 
 0.41 
3OMF OneMain Holdings
6.04
 0.17 
 1.64 
 0.28 
4SYF Synchrony Financial
5.66
 0.14 
 2.98 
 0.43 
5NNI Nelnet Inc
5.21
(0.02)
 1.78 
(0.03)
6MFIN Medallion Financial Corp
4.68
 0.01 
 2.08 
 0.01 
7RM Regional Management Corp
4.07
 0.17 
 2.68 
 0.46 
8OPRT Oportun Financial Corp
4.01
 0.21 
 3.67 
 0.78 
9GDOT Green Dot
3.8
(0.08)
 3.67 
(0.28)
10ATLC Atlanticus Holdings
3.71
 0.29 
 2.89 
 0.84 
11BFH Bread Financial Holdings
3.27
 0.14 
 3.20 
 0.43 
12CACC Credit Acceptance
3.15
 0.20 
 1.83 
 0.36 
13SLM SLM Corp
2.79
 0.20 
 2.48 
 0.51 
14TREE Lendingtree
2.62
 0.04 
 4.50 
 0.17 
15WRLD World Acceptance
2.34
 0.14 
 3.07 
 0.42 
16ECPG Encore Capital Group
2.3
 0.09 
 1.61 
 0.15 
17PRAA PRA Group
2.05
 0.06 
 3.10 
 0.18 
18AXP American Express
1.84
 0.17 
 1.69 
 0.28 
19ENVA Enova International
1.83
 0.21 
 2.25 
 0.46 
20UPST Upstart Holdings
1.42
 0.10 
 7.63 
 0.80 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Debt to Equity is calculated by dividing the Total Debt of a company by its Equity. If the debt exceeds equity of a company, then the creditors have more stakes in a firm than the stockholders. In other words, Debt to Equity ratio provides analysts with insights about composition of both equity and debt, and its influence on the valuation of the company. High Debt to Equity ratio typically indicates that a firm has been borrowing aggressively to finance its growth and as a result may experience a burden of additional interest expense. This may reduce earnings or future growth. On the other hand a small D/E ratio may indicate that a company is not taking enough advantage from financial leverage. Debt to Equity ratio measures how the company is leveraging borrowing against the capital invested by the owners.