Amalgamated Bank Net Income
| AMAL Stock | USD 38.84 0.22 0.56% |
As of the 2nd of February, Amalgamated Bank shows the mean deviation of 1.49, and Risk Adjusted Performance of 0.1919. Amalgamated Bank technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Amalgamated Bank information ratio, and the relationship between the downside deviation and value at risk to decide if Amalgamated Bank is priced correctly, providing market reflects its regular price of 38.84 per share. Given that Amalgamated Bank has jensen alpha of 0.4632, we suggest you to validate Amalgamated Bank's prevailing market performance to make sure the company can sustain itself at a future point.
Amalgamated Bank Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.6937 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income Applicable To Common Shares | 93.7 M | 98.4 M | |
| Net Income | 122.4 M | 128.5 M | |
| Net Income From Continuing Ops | 122.4 M | 128.5 M | |
| Net Income Per Share | 3.49 | 3.66 | |
| Net Income Per E B T | 0.75 | 1.01 |
Amalgamated | Net Income | Build AI portfolio with Amalgamated Stock |
Historical Net Income data for Amalgamated Bank serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether Amalgamated Bank represents a compelling investment opportunity.
Latest Amalgamated Bank's Net Income Growth Pattern
Below is the plot of the Net Income of Amalgamated Bank over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Amalgamated Bank financial statement analysis. It represents the amount of money remaining after all of Amalgamated Bank operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Amalgamated Bank's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Amalgamated Bank's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 106.43 M | 10 Years Trend |
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Net Income |
| Timeline |
Amalgamated Net Income Regression Statistics
| Arithmetic Mean | 35,477,392 | |
| Coefficient Of Variation | 119.14 | |
| Mean Deviation | 36,073,663 | |
| Median | 44,654,000 | |
| Standard Deviation | 42,267,495 | |
| Sample Variance | 1786.5T | |
| Range | 118.2M | |
| R-Value | 0.92 | |
| Mean Square Error | 295.7T | |
| R-Squared | 0.84 | |
| Slope | 7,693,533 | |
| Total Sum of Squares | 28584.7T |
Amalgamated Net Income History
Other Fundumenentals of Amalgamated Bank
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Amalgamated Bank Net Income component correlations
Amalgamated Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Amalgamated Bank is extremely important. It helps to project a fair market value of Amalgamated Stock properly, considering its historical fundamentals such as Net Income. Since Amalgamated Bank's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Amalgamated Bank's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Amalgamated Bank's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Amalgamated Bank. If investors know Amalgamated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Amalgamated Bank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.107 | Dividend Share 0.56 | Earnings Share 3.3 | Revenue Per Share | Quarterly Revenue Growth 0.074 |
The market value of Amalgamated Bank is measured differently than its book value, which is the value of Amalgamated that is recorded on the company's balance sheet. Investors also form their own opinion of Amalgamated Bank's value that differs from its market value or its book value, called intrinsic value, which is Amalgamated Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Amalgamated Bank's market value can be influenced by many factors that don't directly affect Amalgamated Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Amalgamated Bank's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Amalgamated Bank represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Amalgamated Bank's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Amalgamated Bank 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Amalgamated Bank's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Amalgamated Bank.
| 11/04/2025 |
| 02/02/2026 |
If you would invest 0.00 in Amalgamated Bank on November 4, 2025 and sell it all today you would earn a total of 0.00 from holding Amalgamated Bank or generate 0.0% return on investment in Amalgamated Bank over 90 days. Amalgamated Bank is related to or competes with Dime Community, Hanmi Financial, First Mid, Burke Herbert, Univest Pennsylvania, MidWestOne Financial, and Central Pacific. Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retai... More
Amalgamated Bank Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Amalgamated Bank's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Amalgamated Bank upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.5 | |||
| Information Ratio | 0.2342 | |||
| Maximum Drawdown | 8.0 | |||
| Value At Risk | (2.09) | |||
| Potential Upside | 3.75 |
Amalgamated Bank Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Amalgamated Bank's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Amalgamated Bank's standard deviation. In reality, there are many statistical measures that can use Amalgamated Bank historical prices to predict the future Amalgamated Bank's volatility.| Risk Adjusted Performance | 0.1919 | |||
| Jensen Alpha | 0.4632 | |||
| Total Risk Alpha | 0.4099 | |||
| Sortino Ratio | 0.3143 | |||
| Treynor Ratio | 0.4017 |
Amalgamated Bank February 2, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1919 | |||
| Market Risk Adjusted Performance | 0.4117 | |||
| Mean Deviation | 1.49 | |||
| Semi Deviation | 1.1 | |||
| Downside Deviation | 1.5 | |||
| Coefficient Of Variation | 389.84 | |||
| Standard Deviation | 2.02 | |||
| Variance | 4.07 | |||
| Information Ratio | 0.2342 | |||
| Jensen Alpha | 0.4632 | |||
| Total Risk Alpha | 0.4099 | |||
| Sortino Ratio | 0.3143 | |||
| Treynor Ratio | 0.4017 | |||
| Maximum Drawdown | 8.0 | |||
| Value At Risk | (2.09) | |||
| Potential Upside | 3.75 | |||
| Downside Variance | 2.26 | |||
| Semi Variance | 1.2 | |||
| Expected Short fall | (1.83) | |||
| Skewness | 0.7485 | |||
| Kurtosis | 1.69 |
Amalgamated Bank Backtested Returns
Amalgamated Bank appears to be very steady, given 3 months investment horizon. Amalgamated Bank secures Sharpe Ratio (or Efficiency) of 0.3, which signifies that the company had a 0.3 % return per unit of standard deviation over the last 3 months. By analyzing Amalgamated Bank's technical indicators, you can evaluate if the expected return of 0.6% is justified by implied risk. Please makes use of Amalgamated Bank's risk adjusted performance of 0.1919, and Mean Deviation of 1.49 to double-check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Amalgamated Bank holds a performance score of 23. The firm shows a Beta (market volatility) of 1.26, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Amalgamated Bank will likely underperform. Please check Amalgamated Bank's value at risk, daily balance of power, and the relationship between the total risk alpha and expected short fall , to make a quick decision on whether Amalgamated Bank's price patterns will revert.
Auto-correlation | 0.89 |
Very good predictability
Amalgamated Bank has very good predictability. Overlapping area represents the amount of predictability between Amalgamated Bank time series from 4th of November 2025 to 19th of December 2025 and 19th of December 2025 to 2nd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Amalgamated Bank price movement. The serial correlation of 0.89 indicates that approximately 89.0% of current Amalgamated Bank price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.89 | |
| Spearman Rank Test | 0.86 | |
| Residual Average | 0.0 | |
| Price Variance | 5.94 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Amalgamated Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Amalgamated Bank reported net income of 106.43 M. This is 91.67% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 81.36% higher than that of the company.
Amalgamated Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Amalgamated Bank's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Amalgamated Bank could also be used in its relative valuation, which is a method of valuing Amalgamated Bank by comparing valuation metrics of similar companies.Amalgamated Bank is currently under evaluation in net income category among its peers.
Amalgamated Bank ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Amalgamated Bank's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Amalgamated Bank's managers, analysts, and investors.Environmental | Governance | Social |
Amalgamated Bank Institutional Holders
Institutional Holdings refers to the ownership stake in Amalgamated Bank that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Amalgamated Bank's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Amalgamated Bank's value.| Shares | Lsv Asset Management | 2025-06-30 | 321.8 K | Millennium Management Llc | 2025-06-30 | 319.2 K | Bridgeway Capital Management, Llc | 2025-06-30 | 286.8 K | Allianz Asset Management Ag | 2025-06-30 | 251.8 K | Federated Hermes Inc | 2025-06-30 | 244.2 K | Qube Research & Technologies | 2025-06-30 | 241.4 K | Northern Trust Corp | 2025-06-30 | 231.6 K | Nia Impact Capital | 2025-06-30 | 212.1 K | Barclays Plc | 2025-06-30 | 194.3 K | Blackrock Inc | 2025-06-30 | 3.4 M | Vanguard Group Inc | 2025-06-30 | 1.4 M |
Amalgamated Fundamentals
| Return On Equity | 0.14 | |||
| Return On Asset | 0.012 | |||
| Profit Margin | 0.33 % | |||
| Operating Margin | 0.43 % | |||
| Current Valuation | 904.65 M | |||
| Shares Outstanding | 29.82 M | |||
| Shares Owned By Insiders | 25.41 % | |||
| Shares Owned By Institutions | 62.03 % | |||
| Number Of Shares Shorted | 1.06 M | |||
| Price To Earning | 16.14 X | |||
| Price To Book | 1.50 X | |||
| Price To Sales | 3.80 X | |||
| Revenue | 455.03 M | |||
| Gross Profit | 305.84 M | |||
| EBITDA | 144.97 M | |||
| Net Income | 106.43 M | |||
| Cash And Equivalents | 259.06 M | |||
| Cash Per Share | 8.45 X | |||
| Total Debt | 94.06 M | |||
| Book Value Per Share | 25.78 X | |||
| Cash Flow From Operations | 124.06 M | |||
| Short Ratio | 5.47 X | |||
| Earnings Per Share | 3.30 X | |||
| Target Price | 40.5 | |||
| Number Of Employees | 429 | |||
| Beta | 0.82 | |||
| Market Capitalization | 1.16 B | |||
| Total Asset | 8.87 B | |||
| Retained Earnings | 567.27 M | |||
| Annual Yield | 0.02 % | |||
| Net Asset | 8.87 B | |||
| Last Dividend Paid | 0.56 |
About Amalgamated Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Amalgamated Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Amalgamated Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Amalgamated Bank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Try AI Portfolio ProphetCheck out For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Amalgamated Bank. If investors know Amalgamated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Amalgamated Bank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.107 | Dividend Share 0.56 | Earnings Share 3.3 | Revenue Per Share | Quarterly Revenue Growth 0.074 |
The market value of Amalgamated Bank is measured differently than its book value, which is the value of Amalgamated that is recorded on the company's balance sheet. Investors also form their own opinion of Amalgamated Bank's value that differs from its market value or its book value, called intrinsic value, which is Amalgamated Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Amalgamated Bank's market value can be influenced by many factors that don't directly affect Amalgamated Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Amalgamated Bank's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Amalgamated Bank represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Amalgamated Bank's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.