Amerisafe Stock Net Income
| AMSF Stock | USD 37.14 0.98 2.57% |
As of the 24th of January, AMERISAFE shows the Risk Adjusted Performance of (0.09), standard deviation of 1.27, and Mean Deviation of 0.9357. AMERISAFE technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm AMERISAFE market risk adjusted performance, variance, as well as the relationship between the Variance and value at risk to decide if AMERISAFE is priced adequately, providing market reflects its regular price of 37.14 per share. Given that AMERISAFE has information ratio of (0.18), we suggest you to validate AMERISAFE's prevailing market performance to make sure the company can sustain itself in the future.
AMERISAFE Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 2.1537 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 63.8 M | 51.7 M | |
| Net Income Applicable To Common Shares | 63.9 M | 52.5 M | |
| Net Income From Continuing Ops | 63.8 M | 70.4 M | |
| Net Income Per Share | 3.34 | 3.18 | |
| Net Income Per E B T | 0.92 | 0.86 |
AMERISAFE | Net Income | Build AI portfolio with AMERISAFE Stock |
Latest AMERISAFE's Net Income Growth Pattern
Below is the plot of the Net Income of AMERISAFE over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in AMERISAFE financial statement analysis. It represents the amount of money remaining after all of AMERISAFE operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is AMERISAFE's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in AMERISAFE's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 55.44 M | 10 Years Trend |
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Net Income |
| Timeline |
AMERISAFE Net Income Regression Statistics
| Arithmetic Mean | 56,277,912 | |
| Geometric Mean | 50,410,313 | |
| Coefficient Of Variation | 38.78 | |
| Mean Deviation | 16,546,248 | |
| Median | 55,602,000 | |
| Standard Deviation | 21,823,235 | |
| Sample Variance | 476.3T | |
| Range | 83.4M | |
| R-Value | 0.51 | |
| Mean Square Error | 376.6T | |
| R-Squared | 0.26 | |
| Significance | 0.04 | |
| Slope | 2,197,602 | |
| Total Sum of Squares | 7620.1T |
AMERISAFE Net Income History
Other Fundumenentals of AMERISAFE
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
AMERISAFE Net Income component correlations
AMERISAFE Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for AMERISAFE is extremely important. It helps to project a fair market value of AMERISAFE Stock properly, considering its historical fundamentals such as Net Income. Since AMERISAFE's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of AMERISAFE's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of AMERISAFE's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of AMERISAFE. If investors know AMERISAFE will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about AMERISAFE listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 1.54 | Earnings Share 2.53 | Revenue Per Share | Quarterly Revenue Growth 0.042 |
The market value of AMERISAFE is measured differently than its book value, which is the value of AMERISAFE that is recorded on the company's balance sheet. Investors also form their own opinion of AMERISAFE's value that differs from its market value or its book value, called intrinsic value, which is AMERISAFE's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because AMERISAFE's market value can be influenced by many factors that don't directly affect AMERISAFE's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between AMERISAFE's value and its price as these two are different measures arrived at by different means. Investors typically determine if AMERISAFE is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, AMERISAFE's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
AMERISAFE 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to AMERISAFE's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of AMERISAFE.
| 10/26/2025 |
| 01/24/2026 |
If you would invest 0.00 in AMERISAFE on October 26, 2025 and sell it all today you would earn a total of 0.00 from holding AMERISAFE or generate 0.0% return on investment in AMERISAFE over 90 days. AMERISAFE is related to or competes with Tiptree, Investors Title, Employers Holdings, Protector Forsikring, Trisura, Hippo Holdings, and First Acceptance. AMERISAFE, Inc., an insurance holding company, underwrites workers compensation insurance in the United States More
AMERISAFE Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure AMERISAFE's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess AMERISAFE upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.18) | |||
| Maximum Drawdown | 6.3 | |||
| Value At Risk | (2.16) | |||
| Potential Upside | 1.47 |
AMERISAFE Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for AMERISAFE's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as AMERISAFE's standard deviation. In reality, there are many statistical measures that can use AMERISAFE historical prices to predict the future AMERISAFE's volatility.| Risk Adjusted Performance | (0.09) | |||
| Jensen Alpha | (0.19) | |||
| Total Risk Alpha | (0.28) | |||
| Treynor Ratio | (0.43) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of AMERISAFE's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
AMERISAFE January 24, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.09) | |||
| Market Risk Adjusted Performance | (0.42) | |||
| Mean Deviation | 0.9357 | |||
| Coefficient Of Variation | (816.45) | |||
| Standard Deviation | 1.27 | |||
| Variance | 1.6 | |||
| Information Ratio | (0.18) | |||
| Jensen Alpha | (0.19) | |||
| Total Risk Alpha | (0.28) | |||
| Treynor Ratio | (0.43) | |||
| Maximum Drawdown | 6.3 | |||
| Value At Risk | (2.16) | |||
| Potential Upside | 1.47 | |||
| Skewness | 0.0173 | |||
| Kurtosis | 2.03 |
AMERISAFE Backtested Returns
AMERISAFE secures Sharpe Ratio (or Efficiency) of -0.11, which signifies that the company had a -0.11 % return per unit of risk over the last 3 months. AMERISAFE exposes twenty-two different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm AMERISAFE's Risk Adjusted Performance of (0.09), mean deviation of 0.9357, and Standard Deviation of 1.27 to double-check the risk estimate we provide. The firm shows a Beta (market volatility) of 0.38, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, AMERISAFE's returns are expected to increase less than the market. However, during the bear market, the loss of holding AMERISAFE is expected to be smaller as well. At this point, AMERISAFE has a negative expected return of -0.14%. Please make sure to confirm AMERISAFE's maximum drawdown, and the relationship between the information ratio and accumulation distribution , to decide if AMERISAFE performance from the past will be repeated in the future.
Auto-correlation | 0.10 |
Insignificant predictability
AMERISAFE has insignificant predictability. Overlapping area represents the amount of predictability between AMERISAFE time series from 26th of October 2025 to 10th of December 2025 and 10th of December 2025 to 24th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of AMERISAFE price movement. The serial correlation of 0.1 indicates that less than 10.0% of current AMERISAFE price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.1 | |
| Spearman Rank Test | 0.21 | |
| Residual Average | 0.0 | |
| Price Variance | 0.45 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
AMERISAFE Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, AMERISAFE reported net income of 55.44 M. This is 95.66% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 90.29% higher than that of the company.
AMERISAFE Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses AMERISAFE's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of AMERISAFE could also be used in its relative valuation, which is a method of valuing AMERISAFE by comparing valuation metrics of similar companies.AMERISAFE is currently under evaluation in net income category among its peers.
AMERISAFE ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, AMERISAFE's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to AMERISAFE's managers, analysts, and investors.Environmental | Governance | Social |
AMERISAFE Institutional Holders
Institutional Holdings refers to the ownership stake in AMERISAFE that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of AMERISAFE's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing AMERISAFE's value.| Shares | Auto-owners Insurance Co | 2025-06-30 | 426.9 K | M&g Plc | 2025-06-30 | 365.2 K | Goldman Sachs Group Inc | 2025-06-30 | 343.8 K | Public Employees Retirt Assn Of Colorado | 2025-06-30 | 314.6 K | Palisade Capital Management Llc | 2025-06-30 | 258.9 K | Renaissance Technologies Corp | 2025-06-30 | 225.1 K | Citadel Advisors Llc | 2025-06-30 | 205.6 K | Northern Trust Corp | 2025-06-30 | 200.1 K | Bank Of New York Mellon Corp | 2025-06-30 | 171.1 K | Blackrock Inc | 2025-06-30 | 3.3 M | Neuberger Berman Group Llc | 2025-06-30 | 1.7 M |
AMERISAFE Fundamentals
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0325 | ||||
| Profit Margin | 0.16 % | ||||
| Operating Margin | 0.21 % | ||||
| Current Valuation | 667.11 M | ||||
| Shares Outstanding | 18.92 M | ||||
| Shares Owned By Insiders | 1.73 % | ||||
| Shares Owned By Institutions | 98.27 % | ||||
| Number Of Shares Shorted | 274.04 K | ||||
| Price To Earning | 11.75 X | ||||
| Price To Book | 2.63 X | ||||
| Price To Sales | 2.28 X | ||||
| Revenue | 309.11 M | ||||
| Gross Profit | 96.31 M | ||||
| EBITDA | 70.15 M | ||||
| Net Income | 55.44 M | ||||
| Cash And Equivalents | 90.95 M | ||||
| Cash Per Share | 4.74 X | ||||
| Total Debt | 428 K | ||||
| Debt To Equity | 0 % | ||||
| Current Ratio | 2.70 X | ||||
| Book Value Per Share | 14.48 X | ||||
| Cash Flow From Operations | 24.19 M | ||||
| Short Ratio | 1.58 X | ||||
| Earnings Per Share | 2.53 X | ||||
| Price To Earnings To Growth | 1.88 X | ||||
| Target Price | 47.0 | ||||
| Number Of Employees | 362 | ||||
| Beta | 0.39 | ||||
| Market Capitalization | 705.31 M | ||||
| Total Asset | 1.16 B | ||||
| Retained Earnings | 84.11 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 1.72 % | ||||
| Net Asset | 1.16 B | ||||
| Last Dividend Paid | 1.54 |
About AMERISAFE Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze AMERISAFE's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of AMERISAFE using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of AMERISAFE based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether AMERISAFE is a strong investment it is important to analyze AMERISAFE's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact AMERISAFE's future performance. For an informed investment choice regarding AMERISAFE Stock, refer to the following important reports:Check out AMERISAFE Piotroski F Score and AMERISAFE Altman Z Score analysis. For more detail on how to invest in AMERISAFE Stock please use our How to Invest in AMERISAFE guide.You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of AMERISAFE. If investors know AMERISAFE will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about AMERISAFE listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 1.54 | Earnings Share 2.53 | Revenue Per Share | Quarterly Revenue Growth 0.042 |
The market value of AMERISAFE is measured differently than its book value, which is the value of AMERISAFE that is recorded on the company's balance sheet. Investors also form their own opinion of AMERISAFE's value that differs from its market value or its book value, called intrinsic value, which is AMERISAFE's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because AMERISAFE's market value can be influenced by many factors that don't directly affect AMERISAFE's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between AMERISAFE's value and its price as these two are different measures arrived at by different means. Investors typically determine if AMERISAFE is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, AMERISAFE's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.