Is AMERISAFE Stock a Good Investment?

AMERISAFE Investment Advice

AMSF

To provide specific investment advice or recommendations on AMERISAFE stock, we recommend investors consider the following general factors when evaluating AMERISAFE. This will help you to make an informed decision on whether to include AMERISAFE in one of your diversified portfolios:

Examine AMERISAFE's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research AMERISAFE's leadership team and their track record. Good management can help AMERISAFE navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact AMERISAFE's business and its evolving consumer preferences.
Compare AMERISAFE's performance and market position to its competitors. Analyze how AMERISAFE is positioned in terms of product offerings, innovation, and market share.
Check if AMERISAFE pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about AMERISAFE's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in AMERISAFE stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if AMERISAFE is a good investment.

Sell

Buy

Our advice module provides unbiased investment recommendation that can be used to complement current average analyst sentiment on AMERISAFE. Our advice engine provides an advice for the firm potential to grow from the perspective of an investor's risk tolerance and investing horizon. To make sure AMERISAFE is not overpriced, please confirm all AMERISAFE fundamentals, including its gross profit, book value per share, and the relationship between the price to earning and cash per share . Given that AMERISAFE has a price to earning of 11.75 X, we suggest you to validate AMERISAFE market performance and probability of bankruptcy to ensure the company can sustain itself in the future given your prevailing risk tolerance and investing horizon.

Market Performance	Good	Details
Volatility	Very steady	Details
Hype Condition	Under hyped	Details
Current Valuation	Fairly Valued	Details
Odds Of Distress	Low	Details
Economic Sensitivity	Almost mirrors the market	Details
Investor Sentiment	Impartial	Details
Analyst Consensus	Buy	Details
Financial Strenth (F Score)	Healthy	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Possible Manipulator	Details

Examine AMERISAFE Stock

Researching AMERISAFE's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 98.0% of the company shares are held by institutions such as insurance companies. The book value of AMERISAFE was presently reported as 16.51. The company has Price/Earnings To Growth (PEG) ratio of 1.88. AMERISAFE last dividend was issued on the 6th of December 2024.

To determine if AMERISAFE is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding AMERISAFE's research are outlined below:

	Over 98.0% of the company shares are held by institutions such as insurance companies
	Latest headline from news.google.com: Victory Capital Management Inc. Has 22.70 Million Stake in AMERISAFE, Inc. - MarketBeat

AMERISAFE uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in AMERISAFE. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to AMERISAFE's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	21st of February 2024 Upcoming Quarterly Report	View
	24th of April 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	21st of February 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact AMERISAFE's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises AMERISAFE's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2011-11-01	2011-09-30	0.29	0.33	0.04	13
2006-05-09	2006-03-31	0.28	0.32	0.04	14
2013-07-31	2013-06-30	0.5	0.45	-0.05	10
2013-10-31	2013-09-30	0.48	0.54	0.06	12
2006-08-14	2006-06-30	0.3	0.36	0.06	20
2014-04-30	2014-03-31	0.63	0.56	-0.07	11
2023-10-25	2023-09-30	0.69	0.61	-0.08	11
2017-10-25	2017-09-30	0.79	0.87	0.08	10

Know AMERISAFE's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as AMERISAFE is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading AMERISAFE backward and forwards among themselves. AMERISAFE's institutional investor refers to the entity that pools money to purchase AMERISAFE's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
M&g Plc	2024-06-30	452.7 K
Geode Capital Management, Llc	2024-06-30	447.4 K
Public Employees Retirt Assn Of Colorado	2024-06-30	315.4 K
Bank Of New York Mellon Corp	2024-06-30	283.3 K
Palisade Capital Management Llc	2024-09-30	278.8 K
Newsouth Capital Management Inc	2024-09-30	201 K
Northern Trust Corp	2024-09-30	199.2 K
Renaissance Technologies Corp	2024-09-30	188.6 K
Eagle Asset Management, Inc.	2024-06-30	182.8 K
Blackrock Inc	2024-06-30	3 M
Neuberger Berman Group Llc	2024-06-30	1.8 M

Note, although AMERISAFE's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

AMERISAFE's market capitalization trends

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.11 B.

Market Cap

583.6 Million

AMERISAFE's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.16	0.17
Return On Capital Employed	0.23	0.24
Return On Assets	0.05	0.03
Return On Equity	0.21	0.22

The company has Profit Margin (PM) of 0.19 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.23 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.23.

Determining AMERISAFE's profitability involves analyzing its financial statements and using various financial metrics to determine if AMERISAFE is a good buy. For example, gross profit margin measures AMERISAFE's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of AMERISAFE's profitability and make more informed investment decisions.

Evaluate AMERISAFE's management efficiency

AMERISAFE has return on total asset (ROA) of 0.0374 % which means that it generated a profit of $0.0374 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1889 %, meaning that it created $0.1889 on every $100 dollars invested by stockholders. AMERISAFE's management efficiency ratios could be used to measure how well AMERISAFE manages its routine affairs as well as how well it operates its assets and liabilities. At this time, AMERISAFE's Return On Equity is most likely to increase slightly in the upcoming years. At this time, AMERISAFE's Other Current Assets are most likely to increase significantly in the upcoming years. The AMERISAFE's current Net Tangible Assets is estimated to increase to about 328.5 M, while Other Assets are forecasted to increase to (1.8 B).

	Last Reported	Projected for Next Year
Book Value Per Share	15.27	16.04
Tangible Book Value Per Share	(28.32)	(26.91)
Enterprise Value Over EBITDA	9.49	9.96
Price Book Value Ratio	3.06	3.22
Enterprise Value Multiple	9.49	9.96
Price Fair Value	3.06	3.22
Enterprise Value	857.4 M	543.5 M

Leadership at AMERISAFE emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.

Dividend Yield

0.0256

Forward Dividend Yield

0.0256

Forward Dividend Rate

1.48

Beta

0.296

Basic technical analysis of AMERISAFE Stock

As of the 22nd of November, AMERISAFE shows the Downside Deviation of 1.21, risk adjusted performance of 0.1234, and Mean Deviation of 1.09. AMERISAFE technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm AMERISAFE jensen alpha, and the relationship between the coefficient of variation and potential upside to decide if AMERISAFE is priced adequately, providing market reflects its regular price of 58.07 per share. Given that AMERISAFE has jensen alpha of 0.1829, we suggest you to validate AMERISAFE's prevailing market performance to make sure the company can sustain itself in the future.

AMERISAFE's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific AMERISAFE insiders, such as employees or executives, is commonly permitted as long as it does not rely on AMERISAFE's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases AMERISAFE insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

		Fontenot Teri G. over a month ago Acquisition by Fontenot Teri G. of 1408 shares of AMERISAFE subject to Rule 16b-3
		Frost G. Janelle over two months ago Acquisition by Frost G. Janelle of 4401 shares of AMERISAFE subject to Rule 16b-3
		Kathryn Shirley over three months ago Disposition of 1506 shares by Kathryn Shirley of AMERISAFE at 42.72 subject to Rule 16b-3
		Brown Michael J over three months ago Acquisition by Brown Michael J of 1000 shares of AMERISAFE at 43.52 subject to Rule 16b-3
		Vincent Gagliano over six months ago Disposition of 1708 shares by Vincent Gagliano of AMERISAFE at 54.24 subject to Rule 16b-3
		Kathryn Shirley over six months ago Acquisition by Kathryn Shirley of 2948 shares of AMERISAFE subject to Rule 16b-3
		Traynor Sean over six months ago Acquisition by Traynor Sean of 724 shares of AMERISAFE subject to Rule 16b-3
		Frost G. Janelle over six months ago Acquisition by Frost G. Janelle of 4792 shares of AMERISAFE subject to Rule 16b-3
		Wise Raymond F Jr over a year ago Acquisition by Wise Raymond F Jr of 1044 shares of AMERISAFE subject to Rule 16b-3
		Wise Raymond F Jr over a year ago Acquisition by Wise Raymond F Jr of 14188 shares of AMERISAFE subject to Rule 16b-3
		Randy Roach over a year ago Acquisition by Randy Roach of 1408 shares of AMERISAFE subject to Rule 16b-3
		Kathryn Shirley over a year ago Acquisition by Kathryn Shirley of 3613 shares of AMERISAFE subject to Rule 16b-3

AMERISAFE's Outstanding Corporate Bonds

AMERISAFE issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. AMERISAFE uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most AMERISAFE bonds can be classified according to their maturity, which is the date when AMERISAFE has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	Boeing Co 2196 Corp Bond US097023DG73	View
	HSBC Holdings PLC Corp Bond US404280DR76	View
	US03073EAR62 Corp Bond US03073EAR62	View
	AMERISOURCEBERGEN P 43 Corp Bond US03073EAQ89	View
	AMERISOURCEBERGEN P 345 Corp Bond US03073EAP07	View
	AMERISOURCEBERGEN P 425 Corp Bond US03073EAN58	View
	AMERISOURCEBERGEN P 325 Corp Bond US03073EAM75	View
	AMERISOURCEBERGEN PORATION Corp Bond US03073EAT29	View

View All AMERISAFE Corporate Bonds

Understand AMERISAFE's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing AMERISAFE's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.1234
	Market Risk Adjusted Performance	0.2852
	Mean Deviation	1.09
	Semi Deviation	0.8678
	Downside Deviation	1.21
	Coefficient Of Variation	649.68
	Standard Deviation	1.93
	Variance	3.71
	Information Ratio	0.0971
	Jensen Alpha	0.1829
	Total Risk Alpha	0.0353
	Sortino Ratio	0.1544
	Treynor Ratio	0.2752
	Maximum Drawdown	12.74
	Value At Risk	(2.12)
	Potential Upside	2.32
	Downside Variance	1.47
	Semi Variance	0.7531
	Expected Short fall	(1.32)
	Skewness	3.04
	Kurtosis	14.28

	Risk Adjusted Performance	0.1234
	Market Risk Adjusted Performance	0.2852
	Mean Deviation	1.09
	Semi Deviation	0.8678
	Downside Deviation	1.21
	Coefficient Of Variation	649.68
	Standard Deviation	1.93
	Variance	3.71
	Information Ratio	0.0971
	Jensen Alpha	0.1829
	Total Risk Alpha	0.0353
	Sortino Ratio	0.1544
	Treynor Ratio	0.2752
	Maximum Drawdown	12.74
	Value At Risk	(2.12)
	Potential Upside	2.32
	Downside Variance	1.47
	Semi Variance	0.7531
	Expected Short fall	(1.32)
	Skewness	3.04
	Kurtosis	14.28

Consider AMERISAFE's intraday indicators

AMERISAFE intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of AMERISAFE stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	0.0125
	Daily Balance Of Power	0.3151
	Rate Of Daily Change	1.0
	Day Median Price	58.26
	Day Typical Price	58.19
	Market Facilitation Index	0.73
	Price Action Indicator	(0.07)
	Period Momentum Indicator	0.23
	Relative Strength Index	63.77

AMERISAFE Corporate Filings

10Q	25th of October 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations	View Verify
8K	23rd of October 2024 Report filed with the SEC to announce major events that shareholders should know about	View Verify
F4	2nd of August 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities	View Verify
13A	13th of February 2024 An amended filing to the original Schedule 13G	View Verify

AMERISAFE time-series forecasting models is one of many AMERISAFE's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary AMERISAFE's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

AMERISAFE Stock media impact

Far too much social signal, news, headlines, and media speculation about AMERISAFE that are available to investors today. That information is available publicly through AMERISAFE media outlets and privately through word of mouth or via AMERISAFE internal channels. However, regardless of the origin, that massive amount of AMERISAFE data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of AMERISAFE news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of AMERISAFE relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to AMERISAFE's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive AMERISAFE alpha.

AMERISAFE Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards AMERISAFE can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

AMERISAFE Corporate Management

Kathryn Shirley	Sr. VP, General Counsel and Secretary	Profile
Michael Cobb	Senior Operations	Profile
Henry IV	Senior Operations	Profile
Mary Hamel	VP Sales	Profile
Raymond Wise	Executive Officer	Profile

Already Invested in AMERISAFE?

The danger of trading AMERISAFE is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of AMERISAFE is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than AMERISAFE. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile AMERISAFE is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.

When determining whether AMERISAFE is a strong investment it is important to analyze AMERISAFE's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact AMERISAFE's future performance. For an informed investment choice regarding AMERISAFE Stock, refer to the following important reports: