First Mid Illinois Net Income
| FMBH Stock | USD 44.59 0.59 1.34% |
As of the 6th of February, First Mid shows the Downside Deviation of 1.32, mean deviation of 1.26, and Coefficient Of Variation of 516.31. First Mid Illinois technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
First Mid's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First Mid's valuation are provided below:First Mid Illinois does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Is there potential for Regional Banks market expansion? Will First introduce new products? Factors like these will boost the valuation of First Mid. Market participants price First higher when confident in its future expansion prospects. Understanding fair value requires weighing current performance against future potential. All the valuation information about First Mid listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
First Mid Illinois's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Mid's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since First Mid's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between First Mid's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Mid is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Mid's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
First Mid 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Mid's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Mid.
| 11/08/2025 |
| 02/06/2026 |
If you would invest 0.00 in First Mid on November 8, 2025 and sell it all today you would earn a total of 0.00 from holding First Mid Illinois or generate 0.0% return on investment in First Mid over 90 days. First Mid is related to or competes with Southside Bancshares, Univest Pennsylvania, Tompkins Financial, Amalgamated Bank, Burke Herbert, Hanmi Financial, and Dime Community. First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial,... More
First Mid Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Mid's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Mid Illinois upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.32 | |||
| Information Ratio | 0.1408 | |||
| Maximum Drawdown | 9.25 | |||
| Value At Risk | (1.45) | |||
| Potential Upside | 3.52 |
First Mid Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Mid's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Mid's standard deviation. In reality, there are many statistical measures that can use First Mid historical prices to predict the future First Mid's volatility.| Risk Adjusted Performance | 0.1613 | |||
| Jensen Alpha | 0.2426 | |||
| Total Risk Alpha | 0.1507 | |||
| Sortino Ratio | 0.1805 | |||
| Treynor Ratio | 0.3345 |
First Mid February 6, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1613 | |||
| Market Risk Adjusted Performance | 0.3445 | |||
| Mean Deviation | 1.26 | |||
| Semi Deviation | 1.01 | |||
| Downside Deviation | 1.32 | |||
| Coefficient Of Variation | 516.31 | |||
| Standard Deviation | 1.7 | |||
| Variance | 2.87 | |||
| Information Ratio | 0.1408 | |||
| Jensen Alpha | 0.2426 | |||
| Total Risk Alpha | 0.1507 | |||
| Sortino Ratio | 0.1805 | |||
| Treynor Ratio | 0.3345 | |||
| Maximum Drawdown | 9.25 | |||
| Value At Risk | (1.45) | |||
| Potential Upside | 3.52 | |||
| Downside Variance | 1.75 | |||
| Semi Variance | 1.02 | |||
| Expected Short fall | (1.49) | |||
| Skewness | 0.6783 | |||
| Kurtosis | 1.33 |
First Mid Illinois Backtested Returns
First Mid appears to be very steady, given 3 months investment horizon. First Mid Illinois secures Sharpe Ratio (or Efficiency) of 0.19, which denotes the company had a 0.19 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for First Mid Illinois, which you can use to evaluate the volatility of the firm. Please utilize First Mid's Coefficient Of Variation of 516.31, downside deviation of 1.32, and Mean Deviation of 1.26 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, First Mid holds a performance score of 15. The firm shows a Beta (market volatility) of 0.95, which means possible diversification benefits within a given portfolio. First Mid returns are very sensitive to returns on the market. As the market goes up or down, First Mid is expected to follow. Please check First Mid's expected short fall, day median price, and the relationship between the potential upside and accumulation distribution , to make a quick decision on whether First Mid's price patterns will revert.
Auto-correlation | 0.82 |
Very good predictability
First Mid Illinois has very good predictability. Overlapping area represents the amount of predictability between First Mid time series from 8th of November 2025 to 23rd of December 2025 and 23rd of December 2025 to 6th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Mid Illinois price movement. The serial correlation of 0.82 indicates that around 82.0% of current First Mid price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.82 | |
| Spearman Rank Test | 0.79 | |
| Residual Average | 0.0 | |
| Price Variance | 3.15 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, First Mid Illinois reported net income of 78.9 M. This is 93.82% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 86.18% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Mid's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Mid could also be used in its relative valuation, which is a method of valuing First Mid by comparing valuation metrics of similar companies.First Mid is currently under evaluation in net income category among its peers.
First Fundamentals
| Return On Equity | 0.1 | ||||
| Return On Asset | 0.0118 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.40 % | ||||
| Current Valuation | 1.35 B | ||||
| Shares Outstanding | 23.99 M | ||||
| Shares Owned By Insiders | 10.60 % | ||||
| Shares Owned By Institutions | 47.96 % | ||||
| Number Of Shares Shorted | 238.1 K | ||||
| Price To Earning | 14.51 X | ||||
| Price To Book | 1.11 X | ||||
| Price To Sales | 3.11 X | ||||
| Revenue | 466.04 M | ||||
| Gross Profit | 339.3 M | ||||
| EBITDA | 117.05 M | ||||
| Net Income | 78.9 M | ||||
| Cash And Equivalents | 142.42 M | ||||
| Cash Per Share | 6.96 X | ||||
| Total Debt | 551.18 M | ||||
| Debt To Equity | 9.31 % | ||||
| Book Value Per Share | 39.97 X | ||||
| Cash Flow From Operations | 124.42 M | ||||
| Short Ratio | 2.32 X | ||||
| Earnings Per Share | 3.81 X | ||||
| Price To Earnings To Growth | 1.88 X | ||||
| Target Price | 47.57 | ||||
| Number Of Employees | 1.17 K | ||||
| Beta | 0.9 | ||||
| Market Capitalization | 1.06 B | ||||
| Total Asset | 7.97 B | ||||
| Retained Earnings | 395.19 M | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 2.18 % | ||||
| Net Asset | 7.97 B | ||||
| Last Dividend Paid | 0.98 |
About First Mid Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Mid Illinois's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Mid using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Mid Illinois based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is there potential for Regional Banks market expansion? Will First introduce new products? Factors like these will boost the valuation of First Mid. Market participants price First higher when confident in its future expansion prospects. Understanding fair value requires weighing current performance against future potential. All the valuation information about First Mid listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
First Mid Illinois's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Mid's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since First Mid's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between First Mid's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Mid is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Mid's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.