FS Bancorp Net Income
| FSBW Stock | USD 41.54 0.14 0.34% |
As of the 19th of February, FS Bancorp owns the Standard Deviation of 1.61, market risk adjusted performance of 0.1433, and Downside Deviation of 1.35. FS Bancorp technical analysis allows you to utilize past data patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm FS Bancorp coefficient of variation, as well as the relationship between the treynor ratio and semi variance to decide if FS Bancorp is priced fairly, providing market reflects its prevailing price of 41.54 per share. Given that FS Bancorp has jensen alpha of 0.0496, we urge you to verify FS Bancorp's latest market performance to make sure the company can sustain itself sooner or later.
FS Bancorp Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.3437 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 40.3 M | 42.3 M | |
| Net Income Applicable To Common Shares | 34.1 M | 17.2 M | |
| Net Income From Continuing Ops | 40.3 M | 22.8 M | |
| Net Income Per Share | 4.44 | 4.66 | |
| Net Income Per E B T | 0.81 | 0.91 |
FSBW | Net Income | Build AI portfolio with FSBW Stock |
The evolution of Net Income for FS Bancorp provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how FS Bancorp compares to historical norms and industry peers.
Latest FS Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of FS Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in FS Bancorp financial statement analysis. It represents the amount of money remaining after all of FS Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is FS Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in FS Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 35.02 M | 10 Years Trend |
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Net Income |
| Timeline |
FSBW Net Income Regression Statistics
| Arithmetic Mean | 19,131,021 | |
| Geometric Mean | 12,459,559 | |
| Coefficient Of Variation | 72.81 | |
| Mean Deviation | 12,325,157 | |
| Median | 17,409,896 | |
| Standard Deviation | 13,928,842 | |
| Sample Variance | 194T | |
| Range | 38M | |
| R-Value | 0.84 | |
| Mean Square Error | 61.6T | |
| R-Squared | 0.70 | |
| Significance | 0.000027 | |
| Slope | 2,311,685 | |
| Total Sum of Squares | 3104.2T |
FSBW Net Income History
Other Fundumenentals of FS Bancorp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
FS Bancorp Net Income component correlations
FSBW Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for FS Bancorp is extremely important. It helps to project a fair market value of FSBW Stock properly, considering its historical fundamentals such as Net Income. Since FS Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of FS Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of FS Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
What growth prospects exist in Regional Banks sector? Can FSBW capture new markets? Factors like these will boost the valuation of FS Bancorp. Market participants price FSBW higher when confident in its future expansion prospects. Valuation analysis balances hard financial data with qualitative growth assessments. While each FS Bancorp valuation metric matters, prioritizing which indicators carry greater predictive weight remains essential.
Quarterly Earnings Growth 0.201 | Dividend Share 1.12 | Earnings Share 4.29 | Revenue Per Share | Quarterly Revenue Growth 0.064 |
FS Bancorp's market price often diverges from its book value, the accounting figure shown on FSBW's balance sheet. Smart investors calculate FS Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investment professionals apply varied valuation frameworks to compute inherent worth and acquire positions when market prices trade at discounts to calculated value. Since FS Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between FS Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if FS Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, FS Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
FS Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to FS Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of FS Bancorp.
| 11/21/2025 |
| 02/19/2026 |
If you would invest 0.00 in FS Bancorp on November 21, 2025 and sell it all today you would earn a total of 0.00 from holding FS Bancorp or generate 0.0% return on investment in FS Bancorp over 90 days. FS Bancorp is related to or competes with Timberland Bancorp, Plumas Bancorp, First Bancorp, Citizens Northern, Waterstone Financial, Colony Bankcorp, and BayCom Corp. FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financ... More
FS Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure FS Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess FS Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.35 | |||
| Information Ratio | 0.0197 | |||
| Maximum Drawdown | 9.27 | |||
| Value At Risk | (2.14) | |||
| Potential Upside | 3.28 |
FS Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for FS Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as FS Bancorp's standard deviation. In reality, there are many statistical measures that can use FS Bancorp historical prices to predict the future FS Bancorp's volatility.| Risk Adjusted Performance | 0.0436 | |||
| Jensen Alpha | 0.0496 | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | 0.0234 | |||
| Treynor Ratio | 0.1333 |
FS Bancorp February 19, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0436 | |||
| Market Risk Adjusted Performance | 0.1433 | |||
| Mean Deviation | 1.15 | |||
| Semi Deviation | 1.23 | |||
| Downside Deviation | 1.35 | |||
| Coefficient Of Variation | 2057.53 | |||
| Standard Deviation | 1.61 | |||
| Variance | 2.6 | |||
| Information Ratio | 0.0197 | |||
| Jensen Alpha | 0.0496 | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | 0.0234 | |||
| Treynor Ratio | 0.1333 | |||
| Maximum Drawdown | 9.27 | |||
| Value At Risk | (2.14) | |||
| Potential Upside | 3.28 | |||
| Downside Variance | 1.83 | |||
| Semi Variance | 1.52 | |||
| Expected Short fall | (1.39) | |||
| Skewness | 0.4728 | |||
| Kurtosis | 1.55 |
FS Bancorp Backtested Returns
At this stage we consider FSBW Stock to be very steady. FS Bancorp retains Efficiency (Sharpe Ratio) of 0.0467, which denotes the company had a 0.0467 % return per unit of price deviation over the last 3 months. We have found thirty technical indicators for FS Bancorp, which you can use to evaluate the volatility of the firm. Please confirm FS Bancorp's Market Risk Adjusted Performance of 0.1433, downside deviation of 1.35, and Standard Deviation of 1.61 to check if the risk estimate we provide is consistent with the expected return of 0.0756%. FS Bancorp has a performance score of 3 on a scale of 0 to 100. The firm owns a Beta (Systematic Risk) of 0.51, which means possible diversification benefits within a given portfolio. As returns on the market increase, FS Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding FS Bancorp is expected to be smaller as well. FS Bancorp today owns a risk of 1.62%. Please confirm FS Bancorp coefficient of variation, semi variance, price action indicator, as well as the relationship between the treynor ratio and daily balance of power , to decide if FS Bancorp will be following its current price history.
Auto-correlation | -0.06 |
Very weak reverse predictability
FS Bancorp has very weak reverse predictability. Overlapping area represents the amount of predictability between FS Bancorp time series from 21st of November 2025 to 5th of January 2026 and 5th of January 2026 to 19th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of FS Bancorp price movement. The serial correlation of -0.06 indicates that barely 6.0% of current FS Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.06 | |
| Spearman Rank Test | 0.35 | |
| Residual Average | 0.0 | |
| Price Variance | 0.77 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
FSBW Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, FS Bancorp reported net income of 35.02 M. This is 97.26% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 93.87% higher than that of the company.
FSBW Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses FS Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of FS Bancorp could also be used in its relative valuation, which is a method of valuing FS Bancorp by comparing valuation metrics of similar companies.FS Bancorp is currently under evaluation in net income category among its peers.
FS Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, FS Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to FS Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
FS Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in FS Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of FS Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing FS Bancorp's value.| Shares | American Century Companies Inc | 2025-06-30 | 85.9 K | Northern Trust Corp | 2025-06-30 | 80.8 K | Stilwell Value Llc | 2025-06-30 | 78 K | Royce & Associates, Lp | 2025-06-30 | 76.5 K | Bank Of New York Mellon Corp | 2025-06-30 | 57.6 K | Empowered Funds, Llc | 2025-06-30 | 40.9 K | Panagora Asset Management Inc | 2025-06-30 | 35.5 K | Aristides Capital Llc | 2025-06-30 | 31.7 K | Hightower Advisors, Llc | 2025-06-30 | 29.5 K | T. Rowe Price Investment Management,inc. | 2025-06-30 | 1 M | Blackrock Inc | 2025-06-30 | 452.8 K |
FSBW Fundamentals
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0107 | ||||
| Profit Margin | 0.23 % | ||||
| Operating Margin | 0.32 % | ||||
| Current Valuation | 464.22 M | ||||
| Shares Outstanding | 7.51 M | ||||
| Shares Owned By Insiders | 15.11 % | ||||
| Shares Owned By Institutions | 68.50 % | ||||
| Number Of Shares Shorted | 59.99 K | ||||
| Price To Earning | 3.24 X | ||||
| Price To Book | 1.03 X | ||||
| Price To Sales | 2.18 X | ||||
| Revenue | 217.51 M | ||||
| Gross Profit | 143.14 M | ||||
| EBITDA | 54.95 M | ||||
| Net Income | 35.02 M | ||||
| Cash And Equivalents | 164.76 M | ||||
| Cash Per Share | 21.39 X | ||||
| Total Debt | 141.08 M | ||||
| Debt To Equity | 7.99 % | ||||
| Book Value Per Share | 41.55 X | ||||
| Cash Flow From Operations | 50.82 M | ||||
| Short Ratio | 6.45 X | ||||
| Earnings Per Share | 4.29 X | ||||
| Target Price | 45.0 | ||||
| Number Of Employees | 580 | ||||
| Beta | 0.69 | ||||
| Market Capitalization | 312.32 M | ||||
| Total Asset | 3.2 B | ||||
| Retained Earnings | 280.2 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 1.42 % | ||||
| Net Asset | 3.2 B | ||||
| Last Dividend Paid | 1.12 |
About FS Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze FS Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of FS Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of FS Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When running FS Bancorp's price analysis, check to measure FS Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FS Bancorp is operating at the current time. Most of FS Bancorp's value examination focuses on studying past and present price action to predict the probability of FS Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FS Bancorp's price. Additionally, you may evaluate how the addition of FS Bancorp to your portfolios can decrease your overall portfolio volatility.