Jefferson Capital Common Net Income

JCAP Stock  USD 21.19  0.48  2.22%   
As of the 4th of February, Jefferson Capital retains the Risk Adjusted Performance of 0.0718, downside deviation of 2.55, and Market Risk Adjusted Performance of 0.4098. Jefferson Capital technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.

Jefferson Capital Total Revenue

523.21 Million

Analyzing historical trends in various income statement and balance sheet accounts from Jefferson Capital's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Jefferson Capital's valuation are summarized below:
Gross Profit
377.8 M
Profit Margin
0.3301
Market Capitalization
1.2 B
Enterprise Value Revenue
4.3062
Revenue
532.4 M
There are currently one hundred twenty fundamental trends for Jefferson Capital Common that can be evaluated and compared over time across competitors. Investors and active traders are advised to confirm Jefferson Capital's regular fundamental performance against the performance between 2010 and 2026 to make sure the trends are evolving in the right direction. As of 02/04/2026, Market Cap is likely to grow to about 1 B. Also, Enterprise Value is likely to grow to about 2.1 B This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income148.2 M155.6 M
Net Income From Continuing Ops94.8 M86.7 M
Net Income Per Share 1.63  1.38 
Net Income Per E B T 0.88  0.92 
At this time, Jefferson Capital's Net Income is relatively stable compared to the past year. As of 02/04/2026, Net Income Per E B T is likely to grow to 0.92, while Net Income From Continuing Ops is likely to drop slightly above 86.7 M.
  
Build AI portfolio with Jefferson Stock
Evaluating Jefferson Capital's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Jefferson Capital Common's fundamental strength.

Latest Jefferson Capital's Net Income Growth Pattern

Below is the plot of the Net Income of Jefferson Capital Common over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Jefferson Capital Common financial statement analysis. It represents the amount of money remaining after all of Jefferson Capital Common operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Jefferson Capital's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Jefferson Capital's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 128.89 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Jefferson Net Income Regression Statistics

Arithmetic Mean53,606,515
Geometric Mean22,425,113
Coefficient Of Variation102.45
Mean Deviation50,015,839
Median44,406,000
Standard Deviation54,920,929
Sample Variance3016.3T
Range130.1M
R-Value0.94
Mean Square Error399.4T
R-Squared0.88
Slope10,178,581
Total Sum of Squares48260.9T

Jefferson Net Income History

2026127.1 M
2025121.1 M
2024105.3 M
2020111.5 M
201944.4 M
201854.4 M
201714.6 M

Other Fundumenentals of Jefferson Capital Common

Jefferson Capital Net Income component correlations

Jefferson Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Jefferson Capital is extremely important. It helps to project a fair market value of Jefferson Stock properly, considering its historical fundamentals such as Net Income. Since Jefferson Capital's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Jefferson Capital's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Jefferson Capital's interrelated accounts and indicators.
Can Credit Services industry sustain growth momentum? Does Jefferson have expansion opportunities? Factors like these will boost the valuation of Jefferson Capital. Expected growth trajectory for Jefferson significantly influences the price investors are willing to assign. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Jefferson Capital demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Earnings Share
2.61
Revenue Per Share
9.137
Quarterly Revenue Growth
0.456
The market value of Jefferson Capital Common is measured differently than its book value, which is the value of Jefferson that is recorded on the company's balance sheet. Investors also form their own opinion of Jefferson Capital's value that differs from its market value or its book value, called intrinsic value, which is Jefferson Capital's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Jefferson Capital's market value can be influenced by many factors that don't directly affect Jefferson Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Jefferson Capital's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Jefferson Capital represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Jefferson Capital's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.

Jefferson Capital 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Jefferson Capital's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Jefferson Capital.
0.00
11/06/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/04/2026
0.00
If you would invest  0.00  in Jefferson Capital on November 6, 2025 and sell it all today you would earn a total of 0.00 from holding Jefferson Capital Common or generate 0.0% return on investment in Jefferson Capital over 90 days. Jefferson Capital is related to or competes with EZCORP, Barings BDC, Encore Capital, Goldman Sachs, Oaktree Specialty, Navient Corp, and Atlanticus Holdings. Jernigan Capital is a New York Stock Exchange-listed real estate investment trust that provides debt and equity capital ... More

Jefferson Capital Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Jefferson Capital's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Jefferson Capital Common upside and downside potential and time the market with a certain degree of confidence.

Jefferson Capital Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Jefferson Capital's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Jefferson Capital's standard deviation. In reality, there are many statistical measures that can use Jefferson Capital historical prices to predict the future Jefferson Capital's volatility.
Hype
Prediction
LowEstimatedHigh
18.5421.1923.84
Details
Intrinsic
Valuation
LowRealHigh
18.5621.2123.86
Details
Naive
Forecast
LowNextHigh
18.7421.3924.04
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.610.640.67
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Jefferson Capital. Your research has to be compared to or analyzed against Jefferson Capital's peers to derive any actionable benefits. When done correctly, Jefferson Capital's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Jefferson Capital Common.

Jefferson Capital February 4, 2026 Technical Indicators

Jefferson Capital Common Backtested Returns

Jefferson Capital appears to be not too volatile, given 3 months investment horizon. Jefferson Capital Common holds Efficiency (Sharpe) Ratio of 0.0783, which attests that the entity had a 0.0783 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Jefferson Capital Common, which you can use to evaluate the volatility of the firm. Please utilize Jefferson Capital's Market Risk Adjusted Performance of 0.4098, risk adjusted performance of 0.0718, and Downside Deviation of 2.55 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Jefferson Capital holds a performance score of 6. The company retains a Market Volatility (i.e., Beta) of 0.54, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, Jefferson Capital's returns are expected to increase less than the market. However, during the bear market, the loss of holding Jefferson Capital is expected to be smaller as well. Please check Jefferson Capital's jensen alpha, semi variance, day typical price, as well as the relationship between the maximum drawdown and accumulation distribution , to make a quick decision on whether Jefferson Capital's current trending patterns will revert.

Auto-correlation

    
  -0.42  

Modest reverse predictability

Jefferson Capital Common has modest reverse predictability. Overlapping area represents the amount of predictability between Jefferson Capital time series from 6th of November 2025 to 21st of December 2025 and 21st of December 2025 to 4th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Jefferson Capital Common price movement. The serial correlation of -0.42 indicates that just about 42.0% of current Jefferson Capital price fluctuation can be explain by its past prices.
Correlation Coefficient-0.42
Spearman Rank Test-0.29
Residual Average0.0
Price Variance0.55
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Jefferson Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(13.33 Million)

Jefferson Capital reported last year Accumulated Other Comprehensive Income of (14.03 Million)
Based on the recorded statements, Jefferson Capital Common reported net income of 128.89 M. This is 48.25% lower than that of the Real Estate sector and significantly higher than that of the REIT—Industrial industry. The net income for all United States stocks is 77.43% higher than that of the company.

Jefferson Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Jefferson Capital's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Jefferson Capital could also be used in its relative valuation, which is a method of valuing Jefferson Capital by comparing valuation metrics of similar companies.
Jefferson Capital is currently under evaluation in net income category among its peers.

Jefferson Capital ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Jefferson Capital's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Jefferson Capital's managers, analysts, and investors.
Environmental
Governance
Social

Jefferson Fundamentals

About Jefferson Capital Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Jefferson Capital Common's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Jefferson Capital using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Jefferson Capital Common based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Pair Trading with Jefferson Capital

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Jefferson Capital position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Jefferson Capital will appreciate offsetting losses from the drop in the long position's value.

Moving together with Jefferson Stock

  0.67PLD PrologisPairCorr

Moving against Jefferson Stock

  0.87KG Kestrel Group Symbol ChangePairCorr
  0.51CMS CMS Energy Earnings Call TomorrowPairCorr
  0.44REXR Rexford Industrial Realty Earnings Call This WeekPairCorr
The ability to find closely correlated positions to Jefferson Capital could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Jefferson Capital when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Jefferson Capital - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Jefferson Capital Common to buy it.
The correlation of Jefferson Capital is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Jefferson Capital moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Jefferson Capital Common moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Jefferson Capital can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Jefferson Stock Analysis

When running Jefferson Capital's price analysis, check to measure Jefferson Capital's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Jefferson Capital is operating at the current time. Most of Jefferson Capital's value examination focuses on studying past and present price action to predict the probability of Jefferson Capital's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Jefferson Capital's price. Additionally, you may evaluate how the addition of Jefferson Capital to your portfolios can decrease your overall portfolio volatility.