Lufax Holding Net Income
| LU Stock | USD 2.60 0.06 2.26% |
As of the 2nd of February, Lufax Holding secures the Risk Adjusted Performance of (0.07), mean deviation of 1.92, and Standard Deviation of 2.83. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lufax Holding, as well as the relationship between them.
Lufax Holding Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.1753 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 931 M | 884.5 M | |
| Net Income Applicable To Common Shares | 798.2 M | 758.3 M | |
| Net Income | 798.2 M | 758.3 M | |
| Net Income Per Share | 3.56 | 3.38 | |
| Net Income Per E B T | 0.62 | 0.75 |
Lufax | Net Income | Build AI portfolio with Lufax Stock |
The evolution of Net Income for Lufax Holding provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Lufax Holding compares to historical norms and industry peers.
Latest Lufax Holding's Net Income Growth Pattern
Below is the plot of the Net Income of Lufax Holding over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Lufax Holding financial statement analysis. It represents the amount of money remaining after all of Lufax Holding operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Lufax Holding's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Lufax Holding's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 886.87 M | 10 Years Trend |
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Net Income |
| Timeline |
Lufax Net Income Regression Statistics
| Arithmetic Mean | 6,815,534,122 | |
| Geometric Mean | 4,682,800,529 | |
| Coefficient Of Variation | 70.72 | |
| Mean Deviation | 3,615,594,281 | |
| Median | 5,965,460,000 | |
| Standard Deviation | 4,820,203,118 | |
| Sample Variance | 23234358.1T | |
| Range | 16B | |
| R-Value | (0.18) | |
| Mean Square Error | 23980455.8T | |
| R-Squared | 0.03 | |
| Significance | 0.49 | |
| Slope | (171,804,813) | |
| Total Sum of Squares | 371749729.5T |
Lufax Net Income History
Other Fundumenentals of Lufax Holding
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Lufax Holding Net Income component correlations
Lufax Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Lufax Holding is extremely important. It helps to project a fair market value of Lufax Stock properly, considering its historical fundamentals such as Net Income. Since Lufax Holding's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Lufax Holding's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Lufax Holding's interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Consumer Finance market expansion? Will Lufax introduce new products? Factors like these will boost the valuation of Lufax Holding. Expected growth trajectory for Lufax significantly influences the price investors are willing to assign. Understanding fair value requires weighing current performance against future potential. All the valuation information about Lufax Holding listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share (0.77) | Revenue Per Share | Quarterly Revenue Growth (0.31) | Return On Assets | Return On Equity |
Lufax Holding's market price often diverges from its book value, the accounting figure shown on Lufax's balance sheet. Smart investors calculate Lufax Holding's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since Lufax Holding's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that Lufax Holding's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Lufax Holding represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Lufax Holding's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Lufax Holding 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Lufax Holding's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Lufax Holding.
| 11/04/2025 |
| 02/02/2026 |
If you would invest 0.00 in Lufax Holding on November 4, 2025 and sell it all today you would earn a total of 0.00 from holding Lufax Holding or generate 0.0% return on investment in Lufax Holding over 90 days. Lufax Holding is related to or competes with Navient Corp, Oaktree Specialty, Jefferson Capital, Better Home, Prospect Capital, HIVE Digital, and Maiden Holdings. Lufax Holding Ltd operates a technology-empowered personal financial services platform in China More
Lufax Holding Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Lufax Holding's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Lufax Holding upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.12) | |||
| Maximum Drawdown | 16.24 | |||
| Value At Risk | (4.31) | |||
| Potential Upside | 3.49 |
Lufax Holding Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Lufax Holding's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Lufax Holding's standard deviation. In reality, there are many statistical measures that can use Lufax Holding historical prices to predict the future Lufax Holding's volatility.| Risk Adjusted Performance | (0.07) | |||
| Jensen Alpha | (0.34) | |||
| Total Risk Alpha | (0.44) | |||
| Treynor Ratio | (0.31) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Lufax Holding's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Lufax Holding February 2, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.07) | |||
| Market Risk Adjusted Performance | (0.30) | |||
| Mean Deviation | 1.92 | |||
| Coefficient Of Variation | (971.84) | |||
| Standard Deviation | 2.83 | |||
| Variance | 8.02 | |||
| Information Ratio | (0.12) | |||
| Jensen Alpha | (0.34) | |||
| Total Risk Alpha | (0.44) | |||
| Treynor Ratio | (0.31) | |||
| Maximum Drawdown | 16.24 | |||
| Value At Risk | (4.31) | |||
| Potential Upside | 3.49 | |||
| Skewness | 0.4329 | |||
| Kurtosis | 5.14 |
Lufax Holding Backtested Returns
Lufax Holding has Sharpe Ratio of -0.0663, which conveys that the firm had a -0.0663 % return per unit of risk over the last 3 months. Lufax Holding exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please verify Lufax Holding's Standard Deviation of 2.83, risk adjusted performance of (0.07), and Mean Deviation of 1.92 to check out the risk estimate we provide. The company secures a Beta (Market Risk) of 0.97, which conveys possible diversification benefits within a given portfolio. Lufax Holding returns are very sensitive to returns on the market. As the market goes up or down, Lufax Holding is expected to follow. At this point, Lufax Holding has a negative expected return of -0.13%. Please make sure to verify Lufax Holding's coefficient of variation, value at risk, as well as the relationship between the Value At Risk and rate of daily change , to decide if Lufax Holding performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.24 |
Weak reverse predictability
Lufax Holding has weak reverse predictability. Overlapping area represents the amount of predictability between Lufax Holding time series from 4th of November 2025 to 19th of December 2025 and 19th of December 2025 to 2nd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Lufax Holding price movement. The serial correlation of -0.24 indicates that over 24.0% of current Lufax Holding price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.24 | |
| Spearman Rank Test | -0.02 | |
| Residual Average | 0.0 | |
| Price Variance | 0.0 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Lufax Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Lufax Holding reported net income of 886.87 M. This is 30.58% lower than that of the Consumer Finance sector and 35.0% lower than that of the Financials industry. The net income for all United States stocks is 55.32% lower than that of the firm.
Lufax Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Lufax Holding's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Lufax Holding could also be used in its relative valuation, which is a method of valuing Lufax Holding by comparing valuation metrics of similar companies.Lufax Holding is currently under evaluation in net income category among its peers.
Lufax Holding ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Lufax Holding's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Lufax Holding's managers, analysts, and investors.Environmental | Governance | Social |
Lufax Holding Institutional Holders
Institutional Holdings refers to the ownership stake in Lufax Holding that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Lufax Holding's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Lufax Holding's value.| Shares | Norges Bank | 2025-06-30 | 1.8 M | Renaissance Technologies Corp | 2025-06-30 | 1.7 M | Allianz Asset Management Ag | 2025-06-30 | 1.6 M | Jane Street Group Llc | 2025-06-30 | 1.2 M | Hel Ved Capital Management Ltd | 2025-06-30 | 1.1 M | Bank Of America Corp | 2025-06-30 | 1.1 M | Goldman Sachs Group Inc | 2025-06-30 | 997.5 K | Wellington Management Company Llp | 2025-06-30 | 901.4 K | Ubs Group Ag | 2025-06-30 | 860.8 K | Vanguard Group Inc | 2025-06-30 | 12.1 M | Yunqi Capital Ltd | 2025-06-30 | 10.1 M |
Lufax Fundamentals
| Return On Equity | -0.0345 | ||||
| Return On Asset | 0.0311 | ||||
| Profit Margin | (0.10) % | ||||
| Operating Margin | (0.13) % | ||||
| Current Valuation | (4.28 B) | ||||
| Shares Outstanding | 866.69 M | ||||
| Shares Owned By Insiders | 1.90 % | ||||
| Shares Owned By Institutions | 10.76 % | ||||
| Number Of Shares Shorted | 3.86 M | ||||
| Price To Earning | 2.24 X | ||||
| Price To Book | 0.19 X | ||||
| Price To Sales | 0.07 X | ||||
| Revenue | 41.68 B | ||||
| Gross Profit | 20.94 B | ||||
| EBITDA | 2.1 B | ||||
| Net Income | 886.87 M | ||||
| Cash And Equivalents | 71.37 B | ||||
| Cash Per Share | 31.20 X | ||||
| Total Debt | 44.86 B | ||||
| Debt To Equity | 0.62 % | ||||
| Current Ratio | 23.63 X | ||||
| Book Value Per Share | 15.56 X | ||||
| Cash Flow From Operations | 15.03 B | ||||
| Short Ratio | 3.38 X | ||||
| Earnings Per Share | (0.77) X | ||||
| Price To Earnings To Growth | 27.80 X | ||||
| Target Price | 3.01 | ||||
| Number Of Employees | 36.22 K | ||||
| Beta | 0.51 | ||||
| Market Capitalization | 2.31 B | ||||
| Total Asset | 237.02 B | ||||
| Retained Earnings | 65.49 B | ||||
| Working Capital | 1.91 B | ||||
| Current Asset | 5.39 B | ||||
| Current Liabilities | 3.48 B | ||||
| Net Asset | 237.02 B |
About Lufax Holding Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Lufax Holding's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Lufax Holding using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Lufax Holding based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Lufax Stock Analysis
When running Lufax Holding's price analysis, check to measure Lufax Holding's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lufax Holding is operating at the current time. Most of Lufax Holding's value examination focuses on studying past and present price action to predict the probability of Lufax Holding's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lufax Holding's price. Additionally, you may evaluate how the addition of Lufax Holding to your portfolios can decrease your overall portfolio volatility.