Lufax Holding Net Income
| LU Stock | USD 2.74 0.01 0.37% |
As of the 25th of February, Lufax Holding secures the Risk Adjusted Performance of 0.0562, mean deviation of 2.0, and Downside Deviation of 2.24. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lufax Holding, as well as the relationship between them.
Analyzing historical trends in various income statement and balance sheet accounts from Lufax Holding's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Lufax Holding's valuation are summarized below:Lufax Holding does not presently have any fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Is there potential for Consumer Finance market expansion? Will Lufax introduce new products? Factors like these will boost the valuation of Lufax Holding. Expected growth trajectory for Lufax significantly influences the price investors are willing to assign. Understanding fair value requires weighing current performance against future potential. All the valuation information about Lufax Holding listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Lufax Holding's market price often diverges from its book value, the accounting figure shown on Lufax's balance sheet. Smart investors calculate Lufax Holding's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since Lufax Holding's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that Lufax Holding's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Lufax Holding represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Lufax Holding's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Lufax Holding 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Lufax Holding's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Lufax Holding.
| 11/27/2025 |
| 02/25/2026 |
If you would invest 0.00 in Lufax Holding on November 27, 2025 and sell it all today you would earn a total of 0.00 from holding Lufax Holding or generate 0.0% return on investment in Lufax Holding over 90 days. Lufax Holding is related to or competes with Navient Corp, Oaktree Specialty, Jefferson Capital, Better Home, Prospect Capital, HIVE Digital, and Maiden Holdings. Lufax Holding Ltd operates a technology-empowered personal financial services platform in China More
Lufax Holding Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Lufax Holding's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Lufax Holding upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.24 | |||
| Information Ratio | 0.0287 | |||
| Maximum Drawdown | 20.02 | |||
| Value At Risk | (3.31) | |||
| Potential Upside | 4.38 |
Lufax Holding Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Lufax Holding's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Lufax Holding's standard deviation. In reality, there are many statistical measures that can use Lufax Holding historical prices to predict the future Lufax Holding's volatility.| Risk Adjusted Performance | 0.0562 | |||
| Jensen Alpha | 0.071 | |||
| Total Risk Alpha | (0.22) | |||
| Sortino Ratio | 0.0406 | |||
| Treynor Ratio | 0.1582 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Lufax Holding's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Lufax Holding February 25, 2026 Technical Indicators
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| Risk Adjusted Performance | 0.0562 | |||
| Market Risk Adjusted Performance | 0.1682 | |||
| Mean Deviation | 2.0 | |||
| Semi Deviation | 1.95 | |||
| Downside Deviation | 2.24 | |||
| Coefficient Of Variation | 1582.54 | |||
| Standard Deviation | 3.16 | |||
| Variance | 9.99 | |||
| Information Ratio | 0.0287 | |||
| Jensen Alpha | 0.071 | |||
| Total Risk Alpha | (0.22) | |||
| Sortino Ratio | 0.0406 | |||
| Treynor Ratio | 0.1582 | |||
| Maximum Drawdown | 20.02 | |||
| Value At Risk | (3.31) | |||
| Potential Upside | 4.38 | |||
| Downside Variance | 5.0 | |||
| Semi Variance | 3.79 | |||
| Expected Short fall | (2.69) | |||
| Skewness | 2.47 | |||
| Kurtosis | 10.01 |
Lufax Holding Backtested Returns
Lufax Holding appears to be unstable, given 3 months investment horizon. Lufax Holding has Sharpe Ratio of 0.0632, which conveys that the firm had a 0.0632 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Lufax Holding, which you can use to evaluate the volatility of the firm. Please exercise Lufax Holding's Risk Adjusted Performance of 0.0562, downside deviation of 2.24, and Mean Deviation of 2.0 to check out if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Lufax Holding holds a performance score of 5. The company secures a Beta (Market Risk) of 1.2, which conveys a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Lufax Holding will likely underperform. Please check Lufax Holding's sortino ratio, as well as the relationship between the semi variance and rate of daily change , to make a quick decision on whether Lufax Holding's current price movements will revert.
Auto-correlation | 0.40 |
Average predictability
Lufax Holding has average predictability. Overlapping area represents the amount of predictability between Lufax Holding time series from 27th of November 2025 to 11th of January 2026 and 11th of January 2026 to 25th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Lufax Holding price movement. The serial correlation of 0.4 indicates that just about 40.0% of current Lufax Holding price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.4 | |
| Spearman Rank Test | 0.46 | |
| Residual Average | 0.0 | |
| Price Variance | 0.02 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Lufax Holding reported net income of (3.87 Billion). This is 403.0% lower than that of the Consumer Finance sector and significantly lower than that of the Financials industry. The net income for all United States stocks is significantly higher than that of the company.
Lufax Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Lufax Holding's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Lufax Holding could also be used in its relative valuation, which is a method of valuing Lufax Holding by comparing valuation metrics of similar companies.Lufax Holding is currently under evaluation in net income category among its peers.
Lufax Fundamentals
| Return On Equity | -0.0409 | ||||
| Return On Asset | 0.021 | ||||
| Profit Margin | (0.14) % | ||||
| Operating Margin | (0.13) % | ||||
| Current Valuation | (3.68 B) | ||||
| Shares Outstanding | 866.69 M | ||||
| Shares Owned By Insiders | 1.90 % | ||||
| Shares Owned By Institutions | 10.20 % | ||||
| Number Of Shares Shorted | 2.77 M | ||||
| Price To Earning | 2.24 X | ||||
| Price To Book | 0.32 X | ||||
| Price To Sales | 0.08 X | ||||
| Revenue | 24.51 B | ||||
| Gross Profit | 16.16 B | ||||
| EBITDA | 7.47 B | ||||
| Net Income | (3.87 B) | ||||
| Cash And Equivalents | 71.37 B | ||||
| Cash Per Share | 31.20 X | ||||
| Total Debt | 121.76 B | ||||
| Debt To Equity | 0.62 % | ||||
| Current Ratio | 23.63 X | ||||
| Book Value Per Share | 13.66 X | ||||
| Cash Flow From Operations | 1.82 B | ||||
| Short Ratio | 2.50 X | ||||
| Earnings Per Share | (0.79) X | ||||
| Price To Earnings To Growth | 27.80 X | ||||
| Target Price | 3.01 | ||||
| Number Of Employees | 35.88 K | ||||
| Beta | 0.55 | ||||
| Market Capitalization | 2.37 B | ||||
| Total Asset | 203.54 B | ||||
| Retained Earnings | 62.22 B | ||||
| Working Capital | 1.91 B | ||||
| Current Asset | 5.39 B | ||||
| Current Liabilities | 3.48 B | ||||
| Net Asset | 203.54 B |
About Lufax Holding Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Lufax Holding's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Lufax Holding using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Lufax Holding based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Lufax Stock Analysis
When running Lufax Holding's price analysis, check to measure Lufax Holding's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lufax Holding is operating at the current time. Most of Lufax Holding's value examination focuses on studying past and present price action to predict the probability of Lufax Holding's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lufax Holding's price. Additionally, you may evaluate how the addition of Lufax Holding to your portfolios can decrease your overall portfolio volatility.