Lexinfintech Holdings Net Income
| LX Stock | USD 2.78 0.10 3.47% |
As of the 13th of February 2026, Lexinfintech Holdings secures the Mean Deviation of 2.07, standard deviation of 3.04, and Risk Adjusted Performance of (0.15). In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lexinfintech Holdings, as well as the relationship between them.
Lexinfintech Holdings Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.4224 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 1.3 B | 1.2 B | |
| Net Income Applicable To Common Shares | 942.7 M | 1 B | |
| Net Income | 1.3 B | 1.1 B | |
| Net Income Per Share | 5.98 | 4.12 | |
| Net Income Per E B T | 0.93 | 1.01 |
Lexinfintech | Net Income | Build AI portfolio with Lexinfintech Stock |
The evolution of Net Income for Lexinfintech Holdings provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Lexinfintech Holdings compares to historical norms and industry peers.
Latest Lexinfintech Holdings' Net Income Growth Pattern
Below is the plot of the Net Income of Lexinfintech Holdings over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Lexinfintech Holdings financial statement analysis. It represents the amount of money remaining after all of Lexinfintech Holdings operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Lexinfintech Holdings' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Lexinfintech Holdings' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 1.1 B | 10 Years Trend |
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Net Income |
| Timeline |
Lexinfintech Net Income Regression Statistics
| Arithmetic Mean | 636,094,181 | |
| Coefficient Of Variation | 150.06 | |
| Mean Deviation | 808,072,779 | |
| Median | 594,980,000 | |
| Standard Deviation | 954,497,141 | |
| Sample Variance | 911064.8T | |
| Range | 2.6B | |
| R-Value | 0.69 | |
| Mean Square Error | 502580.9T | |
| R-Squared | 0.48 | |
| Significance | 0 | |
| Slope | 131,342,269 | |
| Total Sum of Squares | 14577036.7T |
Lexinfintech Net Income History
Other Fundumenentals of Lexinfintech Holdings
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Lexinfintech Holdings Net Income component correlations
Lexinfintech Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Lexinfintech Holdings is extremely important. It helps to project a fair market value of Lexinfintech Stock properly, considering its historical fundamentals such as Net Income. Since Lexinfintech Holdings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Lexinfintech Holdings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Lexinfintech Holdings' interrelated accounts and indicators.
Click cells to compare fundamentals
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lexinfintech Holdings. Expected growth trajectory for Lexinfintech significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Lexinfintech Holdings assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 1.103 | Dividend Share 2.195 | Earnings Share 1.28 | Revenue Per Share | Quarterly Revenue Growth (0.01) |
The market value of Lexinfintech Holdings is measured differently than its book value, which is the value of Lexinfintech that is recorded on the company's balance sheet. Investors also form their own opinion of Lexinfintech Holdings' value that differs from its market value or its book value, called intrinsic value, which is Lexinfintech Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lexinfintech Holdings' market value can be influenced by many factors that don't directly affect Lexinfintech Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Lexinfintech Holdings' value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Lexinfintech Holdings represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Lexinfintech Holdings' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Lexinfintech Holdings 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Lexinfintech Holdings' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Lexinfintech Holdings.
| 11/15/2025 |
| 02/13/2026 |
If you would invest 0.00 in Lexinfintech Holdings on November 15, 2025 and sell it all today you would earn a total of 0.00 from holding Lexinfintech Holdings or generate 0.0% return on investment in Lexinfintech Holdings over 90 days. Lexinfintech Holdings is related to or competes with Atlanticus Holdings, World Acceptance, Nerdwallet, Dime Community, Tortoise Energy, Enterprise Financial, and Barings BDC. LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the Peoples Republic of... More
Lexinfintech Holdings Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Lexinfintech Holdings' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Lexinfintech Holdings upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.23) | |||
| Maximum Drawdown | 17.52 | |||
| Value At Risk | (4.35) | |||
| Potential Upside | 4.32 |
Lexinfintech Holdings Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Lexinfintech Holdings' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Lexinfintech Holdings' standard deviation. In reality, there are many statistical measures that can use Lexinfintech Holdings historical prices to predict the future Lexinfintech Holdings' volatility.| Risk Adjusted Performance | (0.15) | |||
| Jensen Alpha | (0.67) | |||
| Total Risk Alpha | (0.88) | |||
| Treynor Ratio | (0.79) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Lexinfintech Holdings' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Lexinfintech Holdings February 13, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.15) | |||
| Market Risk Adjusted Performance | (0.78) | |||
| Mean Deviation | 2.07 | |||
| Coefficient Of Variation | (501.14) | |||
| Standard Deviation | 3.04 | |||
| Variance | 9.22 | |||
| Information Ratio | (0.23) | |||
| Jensen Alpha | (0.67) | |||
| Total Risk Alpha | (0.88) | |||
| Treynor Ratio | (0.79) | |||
| Maximum Drawdown | 17.52 | |||
| Value At Risk | (4.35) | |||
| Potential Upside | 4.32 | |||
| Skewness | 0.2425 | |||
| Kurtosis | 2.55 |
Lexinfintech Holdings Backtested Returns
Lexinfintech Holdings has Sharpe Ratio of -0.17, which conveys that the firm had a -0.17 % return per unit of risk over the last 3 months. Lexinfintech Holdings exposes twenty-two different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please verify Lexinfintech Holdings' Risk Adjusted Performance of (0.15), standard deviation of 3.04, and Mean Deviation of 2.07 to check out the risk estimate we provide. The company secures a Beta (Market Risk) of 0.78, which conveys possible diversification benefits within a given portfolio. As returns on the market increase, Lexinfintech Holdings' returns are expected to increase less than the market. However, during the bear market, the loss of holding Lexinfintech Holdings is expected to be smaller as well. At this point, Lexinfintech Holdings has a negative expected return of -0.54%. Please make sure to verify Lexinfintech Holdings' potential upside and day median price , to decide if Lexinfintech Holdings performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.50 |
Modest predictability
Lexinfintech Holdings has modest predictability. Overlapping area represents the amount of predictability between Lexinfintech Holdings time series from 15th of November 2025 to 30th of December 2025 and 30th of December 2025 to 13th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Lexinfintech Holdings price movement. The serial correlation of 0.5 indicates that about 50.0% of current Lexinfintech Holdings price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.5 | |
| Spearman Rank Test | 0.41 | |
| Residual Average | 0.0 | |
| Price Variance | 0.03 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Lexinfintech Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Lexinfintech Holdings reported net income of 1.1 B. This is 13.85% lower than that of the Consumer Finance sector and 19.34% lower than that of the Financials industry. The net income for all United States stocks is 92.73% lower than that of the firm.
Lexinfintech Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Lexinfintech Holdings' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Lexinfintech Holdings could also be used in its relative valuation, which is a method of valuing Lexinfintech Holdings by comparing valuation metrics of similar companies.Lexinfintech Holdings is currently under evaluation in net income category among its peers.
Lexinfintech Holdings Current Valuation Drivers
We derive many important indicators used in calculating different scores of Lexinfintech Holdings from analyzing Lexinfintech Holdings' financial statements. These drivers represent accounts that assess Lexinfintech Holdings' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Lexinfintech Holdings' important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 4.5B | 2.3B | 2.2B | 7.0B | 8.1B | 9.0B | |
| Enterprise Value | 9.5B | 10.0B | 5.1B | 10.0B | 11.5B | 15.3B |
Lexinfintech Holdings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Lexinfintech Holdings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Lexinfintech Holdings' managers, analysts, and investors.Environmental | Governance | Social |
Lexinfintech Holdings Institutional Holders
Institutional Holdings refers to the ownership stake in Lexinfintech Holdings that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Lexinfintech Holdings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Lexinfintech Holdings' value.| Shares | Hel Ved Capital Management Ltd | 2025-06-30 | 1.4 M | Coatue Management Llc | 2025-06-30 | 1.4 M | Goldman Sachs Group Inc | 2025-06-30 | 1.3 M | Ubs O'connor Llc | 2025-06-30 | 1.1 M | Lazard Asset Management Llc | 2025-06-30 | 1.1 M | State Street Corp | 2025-06-30 | 1.1 M | Monolith Management Ltd | 2025-06-30 | 1.1 M | Nomura Holdings Inc | 2025-06-30 | 1.1 M | Two Sigma Advisers, Llc | 2025-06-30 | 980.9 K | Fidelity International Ltd | 2025-06-30 | 5.9 M | Anatole Investment Management Ltd | 2025-06-30 | 5.2 M |
Lexinfintech Fundamentals
| Return On Equity | 0.15 | ||||
| Return On Asset | 0.0554 | ||||
| Profit Margin | 0.12 % | ||||
| Operating Margin | 0.13 % | ||||
| Current Valuation | 841.44 M | ||||
| Shares Outstanding | 132.59 M | ||||
| Shares Owned By Insiders | 3.32 % | ||||
| Shares Owned By Institutions | 57.47 % | ||||
| Number Of Shares Shorted | 5.84 M | ||||
| Price To Earning | 3.44 X | ||||
| Price To Book | 0.27 X | ||||
| Price To Sales | 0.03 X | ||||
| Revenue | 14.2 B | ||||
| Gross Profit | 5.66 B | ||||
| EBITDA | 1.51 B | ||||
| Net Income | 1.1 B | ||||
| Cash And Equivalents | 2.06 B | ||||
| Cash Per Share | 11.52 X | ||||
| Total Debt | 5.27 B | ||||
| Debt To Equity | 1.09 % | ||||
| Current Ratio | 1.80 X | ||||
| Book Value Per Share | 68.17 X | ||||
| Cash Flow From Operations | 1.08 B | ||||
| Short Ratio | 2.40 X | ||||
| Earnings Per Share | 1.28 X | ||||
| Price To Earnings To Growth | 7.60 X | ||||
| Target Price | 11.65 | ||||
| Number Of Employees | 4.67 K | ||||
| Beta | 0.68 | ||||
| Market Capitalization | 696.61 M | ||||
| Total Asset | 22.24 B | ||||
| Retained Earnings | 7.78 B | ||||
| Working Capital | 8.3 B | ||||
| Current Asset | 6.96 B | ||||
| Current Liabilities | 6.87 B | ||||
| Annual Yield | 0.07 % | ||||
| Net Asset | 22.24 B | ||||
| Last Dividend Paid | 2.19 |
About Lexinfintech Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Lexinfintech Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Lexinfintech Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Lexinfintech Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When running Lexinfintech Holdings' price analysis, check to measure Lexinfintech Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lexinfintech Holdings is operating at the current time. Most of Lexinfintech Holdings' value examination focuses on studying past and present price action to predict the probability of Lexinfintech Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lexinfintech Holdings' price. Additionally, you may evaluate how the addition of Lexinfintech Holdings to your portfolios can decrease your overall portfolio volatility.