Origin Bancorp Net Income

OBK Stock   44.85  0.69  1.52%   
As of the 11th of February 2026, Origin Bancorp holds the Semi Deviation of 0.8531, risk adjusted performance of 0.1972, and Coefficient Of Variation of 416.33. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Origin Bancorp, as well as the relationship between them.

Origin Bancorp Total Revenue

369.67 Million

Analyzing historical trends in various income statement and balance sheet accounts from Origin Bancorp's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Origin Bancorp's valuation are summarized below:
Gross Profit
344.5 M
Profit Margin
0.2183
Market Capitalization
1.4 B
Enterprise Value Revenue
3.7048
Revenue
344.5 M
There are currently one hundred twenty trending fundamental ratios for Origin Bancorp that can be evaluated and compared over time across competitors. We recommend to check out Origin Bancorp's recent fundamental drivers against the all of the trends between 2010 and 2026. The value of Market Cap is estimated to slide to about 805.8 M This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income88 M64.3 M
Net Income From Continuing Ops88 M84.9 M
Net Income Applicable To Common Shares75.2 M82 M
Net Income Per Share 2.45  1.84 
Net Income Per E B T 0.79  0.64 
Net Income Applicable To Common Shares is expected to rise to about 82 M this year, although the value of Net Income will most likely fall to about 64.3 M.
  
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Historical Net Income data for Origin Bancorp serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether Origin Bancorp represents a compelling investment opportunity.

Latest Origin Bancorp's Net Income Growth Pattern

Below is the plot of the Net Income of Origin Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Origin Bancorp financial statement analysis. It represents the amount of money remaining after all of Origin Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Origin Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Origin Bancorp's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 76.49 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Origin Net Income Regression Statistics

Arithmetic Mean43,784,437
Geometric Mean31,263,093
Coefficient Of Variation76.70
Mean Deviation29,774,580
Median36,357,000
Standard Deviation33,583,192
Sample Variance1127.8T
Range95.7M
R-Value0.84
Mean Square Error359.6T
R-Squared0.70
Significance0.000028
Slope5,568,592
Total Sum of Squares18045.3T

Origin Net Income History

202666.1 M
202575.2 M
202476.5 M
202383.8 M
202287.7 M
2021108.5 M
202036.4 M

Other Fundumenentals of Origin Bancorp

Origin Bancorp Net Income component correlations

Origin Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Origin Bancorp is extremely important. It helps to project a fair market value of Origin Stock properly, considering its historical fundamentals such as Net Income. Since Origin Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Origin Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Origin Bancorp's interrelated accounts and indicators.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Origin Bancorp. Anticipated expansion of Origin directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Origin Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
1.106
Dividend Share
0.6
Earnings Share
2.4
Revenue Per Share
11.066
Quarterly Revenue Growth
0.202
Origin Bancorp's market price often diverges from its book value, the accounting figure shown on Origin's balance sheet. Smart investors calculate Origin Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Origin Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Origin Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Origin Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Origin Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Origin Bancorp 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Origin Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Origin Bancorp.
0.00
11/13/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/11/2026
0.00
If you would invest  0.00  in Origin Bancorp on November 13, 2025 and sell it all today you would earn a total of 0.00 from holding Origin Bancorp or generate 0.0% return on investment in Origin Bancorp over 90 days. Origin Bancorp is related to or competes with OceanFirst Financial, Peoples Bancorp, Republic Bancorp, Bank First, Dime Community, Tompkins Financial, and Old Second. Origin Bancorp is entity of United States More

Origin Bancorp Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Origin Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Origin Bancorp upside and downside potential and time the market with a certain degree of confidence.

Origin Bancorp Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Origin Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Origin Bancorp's standard deviation. In reality, there are many statistical measures that can use Origin Bancorp historical prices to predict the future Origin Bancorp's volatility.
Hype
Prediction
LowEstimatedHigh
43.1044.7046.30
Details
Intrinsic
Valuation
LowRealHigh
40.3748.9950.59
Details
5 Analysts
Consensus
LowTargetHigh
43.8648.2053.50
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.870.900.92
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Origin Bancorp. Your research has to be compared to or analyzed against Origin Bancorp's peers to derive any actionable benefits. When done correctly, Origin Bancorp's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Origin Bancorp.

Origin Bancorp February 11, 2026 Technical Indicators

Origin Bancorp Backtested Returns

Origin Bancorp appears to be very steady, given 3 months investment horizon. Origin Bancorp maintains Sharpe Ratio (i.e., Efficiency) of 0.27, which implies the firm had a 0.27 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Origin Bancorp, which you can use to evaluate the volatility of the company. Please evaluate Origin Bancorp's Coefficient Of Variation of 416.33, risk adjusted performance of 0.1972, and Semi Deviation of 0.8531 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Origin Bancorp holds a performance score of 21. The company holds a Beta of 0.86, which implies possible diversification benefits within a given portfolio. Origin Bancorp returns are very sensitive to returns on the market. As the market goes up or down, Origin Bancorp is expected to follow. Please check Origin Bancorp's total risk alpha, expected short fall, price action indicator, as well as the relationship between the value at risk and daily balance of power , to make a quick decision on whether Origin Bancorp's historical price patterns will revert.

Auto-correlation

    
  0.83  

Very good predictability

Origin Bancorp has very good predictability. Overlapping area represents the amount of predictability between Origin Bancorp time series from 13th of November 2025 to 28th of December 2025 and 28th of December 2025 to 11th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Origin Bancorp price movement. The serial correlation of 0.83 indicates that around 83.0% of current Origin Bancorp price fluctuation can be explain by its past prices.
Correlation Coefficient0.83
Spearman Rank Test0.84
Residual Average0.0
Price Variance6.6
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Origin Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(56.85 Million)

The company's current value of Accumulated Other Comprehensive Income is estimated at (56.85 Million)
Based on the recorded statements, Origin Bancorp reported net income of 76.49 M. This is 94.01% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 86.6% higher than that of the company.

Origin Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Origin Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Origin Bancorp could also be used in its relative valuation, which is a method of valuing Origin Bancorp by comparing valuation metrics of similar companies.
Origin Bancorp is currently under evaluation in net income category among its peers.

Origin Bancorp ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Origin Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Origin Bancorp's managers, analysts, and investors.
Environmental
Governance
Social

Origin Fundamentals

About Origin Bancorp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Origin Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Origin Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Origin Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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When determining whether Origin Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Origin Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Origin Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Origin Bancorp Stock:
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For more information on how to buy Origin Stock please use our How to buy in Origin Stock guide.
You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Origin Bancorp. Anticipated expansion of Origin directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Origin Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
1.106
Dividend Share
0.6
Earnings Share
2.4
Revenue Per Share
11.066
Quarterly Revenue Growth
0.202
Origin Bancorp's market price often diverges from its book value, the accounting figure shown on Origin's balance sheet. Smart investors calculate Origin Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Origin Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Origin Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Origin Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Origin Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.