Triumph Financial Net Income
| TFIN Stock | 61.76 1.54 2.43% |
As of the 14th of February 2026, Triumph Financial has the Risk Adjusted Performance of 0.1083, semi deviation of 2.66, and Coefficient Of Variation of 798.73. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Triumph Financial, as well as the relationship between them.
Triumph Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Triumph Financial's valuation are provided below:Triumph Financial does not presently have any fundamental trend indicators for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Will Regional Banks sector continue expanding? Could Triumph diversify its offerings? Factors like these will boost the valuation of Triumph Financial. If investors know Triumph will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Triumph Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Triumph Financial's market price often diverges from its book value, the accounting figure shown on Triumph's balance sheet. Smart investors calculate Triumph Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Triumph Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Triumph Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Triumph Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Triumph Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Triumph Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Triumph Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Triumph Financial.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in Triumph Financial on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding Triumph Financial or generate 0.0% return on investment in Triumph Financial over 90 days. Triumph Financial is related to or competes with FirstSun Capital, CullenFrost Bankers, Preferred Bank, Origin Bancorp, Peoples Bancorp, OceanFirst Financial, and Westamerica Bancorporation. More
Triumph Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Triumph Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Triumph Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.94 | |||
| Information Ratio | 0.1017 | |||
| Maximum Drawdown | 15.9 | |||
| Value At Risk | (3.73) | |||
| Potential Upside | 5.2 |
Triumph Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Triumph Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Triumph Financial's standard deviation. In reality, there are many statistical measures that can use Triumph Financial historical prices to predict the future Triumph Financial's volatility.| Risk Adjusted Performance | 0.1083 | |||
| Jensen Alpha | 0.2349 | |||
| Total Risk Alpha | 0.1413 | |||
| Sortino Ratio | 0.1029 | |||
| Treynor Ratio | 0.1707 |
Triumph Financial February 14, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1083 | |||
| Market Risk Adjusted Performance | 0.1807 | |||
| Mean Deviation | 2.27 | |||
| Semi Deviation | 2.66 | |||
| Downside Deviation | 2.94 | |||
| Coefficient Of Variation | 798.73 | |||
| Standard Deviation | 2.97 | |||
| Variance | 8.83 | |||
| Information Ratio | 0.1017 | |||
| Jensen Alpha | 0.2349 | |||
| Total Risk Alpha | 0.1413 | |||
| Sortino Ratio | 0.1029 | |||
| Treynor Ratio | 0.1707 | |||
| Maximum Drawdown | 15.9 | |||
| Value At Risk | (3.73) | |||
| Potential Upside | 5.2 | |||
| Downside Variance | 8.61 | |||
| Semi Variance | 7.08 | |||
| Expected Short fall | (2.44) | |||
| Skewness | (0.23) | |||
| Kurtosis | 0.8574 |
Triumph Financial Backtested Returns
Triumph Financial appears to be very steady, given 3 months investment horizon. Triumph Financial owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.13, which indicates the firm had a 0.13 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Triumph Financial, which you can use to evaluate the volatility of the company. Please review Triumph Financial's Coefficient Of Variation of 798.73, risk adjusted performance of 0.1083, and Semi Deviation of 2.66 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Triumph Financial holds a performance score of 9. The entity has a beta of 2.12, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Triumph Financial will likely underperform. Please check Triumph Financial's semi variance, and the relationship between the treynor ratio and daily balance of power , to make a quick decision on whether Triumph Financial's existing price patterns will revert.
Auto-correlation | 0.08 |
Virtually no predictability
Triumph Financial has virtually no predictability. Overlapping area represents the amount of predictability between Triumph Financial time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Triumph Financial price movement. The serial correlation of 0.08 indicates that barely 8.0% of current Triumph Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.08 | |
| Spearman Rank Test | 0.01 | |
| Residual Average | 0.0 | |
| Price Variance | 7.18 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Triumph Financial reported net income of 19.21 M. This is 98.5% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 96.63% higher than that of the company.
Triumph Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Triumph Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Triumph Financial could also be used in its relative valuation, which is a method of valuing Triumph Financial by comparing valuation metrics of similar companies.Triumph Financial is currently under evaluation in net income category among its peers.
Triumph Fundamentals
| Return On Equity | 0.0111 | ||||
| Return On Asset | 0.0016 | ||||
| Profit Margin | 0.02 % | ||||
| Operating Margin | 0.12 % | ||||
| Current Valuation | 1.97 B | ||||
| Shares Outstanding | 23.76 M | ||||
| Shares Owned By Insiders | 5.41 % | ||||
| Shares Owned By Institutions | 98.73 % | ||||
| Number Of Shares Shorted | 2.42 M | ||||
| Price To Book | 1.68 X | ||||
| Price To Sales | 3.37 X | ||||
| Revenue | 423.83 M | ||||
| Gross Profit | 412.29 M | ||||
| EBITDA | 53.82 M | ||||
| Net Income | 19.21 M | ||||
| Total Debt | 5.44 B | ||||
| Book Value Per Share | 36.79 X | ||||
| Cash Flow From Operations | (249 K) | ||||
| Short Ratio | 10.98 X | ||||
| Earnings Per Share | 0.28 X | ||||
| Target Price | 66.0 | ||||
| Number Of Employees | 1.54 K | ||||
| Beta | 1.48 | ||||
| Market Capitalization | 1.65 B | ||||
| Total Asset | 6.38 B | ||||
| Retained Earnings | 571.37 M | ||||
| Net Asset | 6.38 B |
About Triumph Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Triumph Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Triumph Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Triumph Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Triumph Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Triumph Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Triumph Financial will appreciate offsetting losses from the drop in the long position's value.Moving together with Triumph Stock
| 0.76 | BNPH | BNP PARIBAS ADR | PairCorr |
| 0.77 | BIRG | Bank of Ireland | PairCorr |
| 0.82 | AX | Axos Financial | PairCorr |
| 0.71 | BY | Byline Bancorp | PairCorr |
Moving against Triumph Stock
| 0.6 | 3YB | Postal Savings Bank | PairCorr |
| 0.56 | D7C | China CITIC Bank | PairCorr |
| 0.47 | ICBA | ICICI Bank Limited | PairCorr |
| 0.41 | C3B | Chongqing Rural Comm | PairCorr |
The ability to find closely correlated positions to Triumph Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Triumph Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Triumph Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Triumph Financial to buy it.
The correlation of Triumph Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Triumph Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Triumph Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Triumph Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out To learn how to invest in Triumph Stock, please use our How to Invest in Triumph Financial guide.You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Will Regional Banks sector continue expanding? Could Triumph diversify its offerings? Factors like these will boost the valuation of Triumph Financial. If investors know Triumph will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Triumph Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Triumph Financial's market price often diverges from its book value, the accounting figure shown on Triumph's balance sheet. Smart investors calculate Triumph Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Triumph Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Triumph Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Triumph Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Triumph Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.