Bayfirst Historical Income Statement

BAFN Stock

USD 17.00 0.60 3.66%

Historical analysis of Bayfirst Financial income statement accounts such as Operating Income of 23.5 M, EBITDA of 9.9 M or Total Operating Expenses of 53.1 M can show how well Bayfirst Financial Corp performed in making a profits. Evaluating Bayfirst Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Bayfirst Financial's future profits or losses.

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Financial Statement Analysis is much more than just reviewing and examining Bayfirst Financial Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Bayfirst Financial Corp is a good buy for the upcoming year.

Net Income Gross Profit

Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

About Bayfirst Income Statement Analysis

Bayfirst Financial Corp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Bayfirst Financial shareholders. The income statement also shows Bayfirst investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Bayfirst Financial Income Statement Chart

At this time, Bayfirst Financial's Total Revenue is very stable compared to the past year. As of the 16th of February 2025, Gross Profit is likely to grow to about 91.5 M, though EBIT is likely to grow to (914.4 K).

Other Operating Expenses Operating Income Ebitda Net Income Selling General Administrative

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Bayfirst Financial Corp. It is also known as Bayfirst Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Operating Income

Operating Income is the amount of profit realized from Bayfirst Financial Corp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Bayfirst Financial Corp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in Bayfirst Financial Corp financial statement analysis. It represents the amount of money remaining after all of Bayfirst Financial Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.

Most accounts from Bayfirst Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Bayfirst Financial Corp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

	2022	2023	2024	2025 (projected)
Operating Income	4.8M	19.5M	22.4M	23.5M
Other Operating Expenses	2.7M	56.2M	64.7M	67.9M

Operating Income Other Operating Expenses

Bayfirst Financial income statement Correlations

	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Net Income	Income Tax Expense	Depreciation And Amortization	Interest Expense	Selling General Administrative	Total Revenue	Gross Profit	Total Other Income Expense Net	Selling And Marketing Expenses	Tax Provision	Net Interest Income	Interest Income	Net Income From Continuing Ops	Reconciled Depreciation	Discontinued Operations
Other Operating Expenses		0.85	0.65	0.84	-0.47	0.8	0.8	0.73	0.14	0.5	0.83	0.95	0.95	-0.54	0.7	0.86	0.75	0.64	0.88	0.61	-0.17
Operating Income	0.85		0.52	0.73	-0.11	0.83	0.82	0.83	0.28	0.69	0.74	0.89	0.89	-0.67	0.73	0.88	0.88	0.8	0.87	0.71	-0.47
Ebit	0.65	0.52		0.94	-0.84	0.88	0.89	0.83	-0.24	-0.18	0.83	0.68	0.68	-0.19	0.67	0.72	0.41	0.16	0.75	0.05	0.26
Ebitda	0.84	0.73	0.94		-0.71	0.94	0.95	0.89	-0.07	0.13	0.91	0.88	0.88	-0.38	0.75	0.88	0.62	0.4	0.9	0.32	0.01
Total Operating Expenses	-0.47	-0.11	-0.84	-0.71		-0.54	-0.57	-0.48	0.38	0.51	-0.61	-0.39	-0.39	-0.19	-0.43	-0.4	0.02	0.23	-0.43	0.27	-0.65
Income Before Tax	0.8	0.83	0.88	0.94	-0.54		1.0	0.98	0.0	0.23	0.87	0.85	0.85	-0.4	0.81	0.91	0.71	0.53	0.92	0.41	-0.09
Net Income	0.8	0.82	0.89	0.95	-0.57	1.0		0.96	-0.03	0.21	0.87	0.85	0.85	-0.41	0.81	0.92	0.72	0.53	0.93	0.41	-0.08
Income Tax Expense	0.73	0.83	0.83	0.89	-0.48	0.98	0.96		0.05	0.21	0.84	0.78	0.78	-0.33	0.79	0.85	0.65	0.48	0.85	0.37	-0.07
Depreciation And Amortization	0.14	0.28	-0.24	-0.07	0.38	0.0	-0.03	0.05		0.55	0.03	0.13	0.13	-0.03	-0.33	0.07	0.21	0.33	0.04	0.4	-0.39
Interest Expense	0.5	0.69	-0.18	0.13	0.51	0.23	0.21	0.21	0.55		0.2	0.56	0.56	-0.7	0.19	0.45	0.75	0.85	0.44	0.89	-0.85
Selling General Administrative	0.83	0.74	0.83	0.91	-0.61	0.87	0.87	0.84	0.03	0.2		0.85	0.85	-0.45	0.72	0.78	0.63	0.49	0.79	0.41	-0.04
Total Revenue	0.95	0.89	0.68	0.88	-0.39	0.85	0.85	0.78	0.13	0.56	0.85		1.0	-0.65	0.71	0.92	0.85	0.73	0.93	0.69	-0.37
Gross Profit	0.95	0.89	0.68	0.88	-0.39	0.85	0.85	0.78	0.13	0.56	0.85	1.0		-0.65	0.71	0.92	0.85	0.73	0.93	0.69	-0.37
Total Other Income Expense Net	-0.54	-0.67	-0.19	-0.38	-0.19	-0.4	-0.41	-0.33	-0.03	-0.7	-0.45	-0.65	-0.65		-0.41	-0.5	-0.82	-0.8	-0.54	-0.69	0.71
Selling And Marketing Expenses	0.7	0.73	0.67	0.75	-0.43	0.81	0.81	0.79	-0.33	0.19	0.72	0.71	0.71	-0.41		0.82	0.6	0.43	0.8	0.31	-0.04
Tax Provision	0.86	0.88	0.72	0.88	-0.4	0.91	0.92	0.85	0.07	0.45	0.78	0.92	0.92	-0.5	0.82		0.83	0.67	0.99	0.6	-0.3
Net Interest Income	0.75	0.88	0.41	0.62	0.02	0.71	0.72	0.65	0.21	0.75	0.63	0.85	0.85	-0.82	0.6	0.83		0.95	0.84	0.86	-0.67
Interest Income	0.64	0.8	0.16	0.4	0.23	0.53	0.53	0.48	0.33	0.85	0.49	0.73	0.73	-0.8	0.43	0.67	0.95		0.66	0.95	-0.76
Net Income From Continuing Ops	0.88	0.87	0.75	0.9	-0.43	0.92	0.93	0.85	0.04	0.44	0.79	0.93	0.93	-0.54	0.8	0.99	0.84	0.66		0.58	-0.28
Reconciled Depreciation	0.61	0.71	0.05	0.32	0.27	0.41	0.41	0.37	0.4	0.89	0.41	0.69	0.69	-0.69	0.31	0.6	0.86	0.95	0.58		-0.79
Discontinued Operations	-0.17	-0.47	0.26	0.01	-0.65	-0.09	-0.08	-0.07	-0.39	-0.85	-0.04	-0.37	-0.37	0.71	-0.04	-0.3	-0.67	-0.76	-0.28	-0.79

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Bayfirst Financial Account Relationship Matchups

Bayfirst Financial income statement Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Other Operating Expenses	108.0M	117.2M	2.7M	56.2M	64.7M	67.9M
Operating Income	15.8M	32.5M	4.8M	19.5M	22.4M	23.5M
Ebit	24.7M	35.5M	10.0M	(837K)	(962.6K)	(914.4K)
Ebitda	26.1M	37.2M	12.0M	5.9M	6.8M	9.9M
Total Operating Expenses	(108.0M)	(117.2M)	2.7M	56.2M	50.6M	53.1M
Income Before Tax	15.8M	32.5M	7.0M	8.0M	9.2M	6.7M
Net Income	12.7M	24.6M	5.5M	5.7M	6.6M	4.8M
Income Tax Expense	3.1M	7.9M	1.6M	2.1M	2.4M	2.0M
Depreciation And Amortization	1.4M	1.7M	2.0M	6.8M	6.1M	6.4M
Interest Expense	10.3M	7.3M	8.6M	32.1M	36.9M	38.7M
Selling General Administrative	77.1M	99.8M	32.0M	38.9M	44.7M	24.7M
Total Revenue	123.8M	149.6M	57.8M	75.7M	87.1M	91.5M
Gross Profit	123.8M	149.6M	57.8M	75.7M	87.1M	91.5M
Total Other Income Expense Net	(10.3M)	(5.4M)	(7.6M)	(11.5M)	(10.3M)	(9.8M)
Selling And Marketing Expenses	3.6M	7.6M	2.7M	3.3M	3.8M	3.8M
Tax Provision	3.1M	7.9M	1.6M	2.1M	2.4M	2.9M
Net Interest Income	33.5M	40.2M	29.4M	36.1M	41.5M	31.9M
Interest Income	43.7M	47.5M	38.0M	62.2M	71.5M	43.8M
Net Income From Continuing Ops	12.7M	24.6M	5.5M	6.4M	7.3M	9.6M
Reconciled Depreciation	5.1M	4.7M	5.0M	6.3M	7.3M	5.5M

When determining whether Bayfirst Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bayfirst Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bayfirst Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bayfirst Financial Corp Stock:

How To Invest In Bayfirst

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Is Bayfirst Stock a good investment?

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What is Bayfirst Financial's Net Worth?

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Largest Regional Banks Companies

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bayfirst Financial. If investors know Bayfirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bayfirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

5.594

Dividend Share

0.32

Earnings Share

2.64

Revenue Per Share

20.295

Quarterly Revenue Growth

0.363

The market value of Bayfirst Financial Corp is measured differently than its book value, which is the value of Bayfirst that is recorded on the company's balance sheet. Investors also form their own opinion of Bayfirst Financial's value that differs from its market value or its book value, called intrinsic value, which is Bayfirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bayfirst Financial's market value can be influenced by many factors that don't directly affect Bayfirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Bayfirst Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bayfirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bayfirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Bayfirst Historical Income Statement

About Bayfirst Income Statement Analysis

Bayfirst Financial Income Statement Chart

Other Operating Expenses

Operating Income

Net Income

Bayfirst Financial income statement Correlations

Bayfirst Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Bayfirst Financial income statement Accounts

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Net Income	+ 1.0	Income Before Tax
Gross Profit	+ 1.0	Total Revenue
Net Income From Continuing Ops	+ 0.99	Tax Provision
Income Tax Expense	+ 0.98	Income Before Tax
Income Tax Expense	+ 0.96	Net Income
Total Revenue	+ 0.95	Other Operating Expenses

Discontinued Operations	- 0.85	Interest Expense
Total Operating Expenses	- 0.84	Ebit
Net Interest Income	- 0.82	Total Other Income Expense Net
Interest Income	- 0.8	Total Other Income Expense Net
Discontinued Operations	- 0.79	Reconciled Depreciation
Discontinued Operations	- 0.76	Interest Income