Bayfirst Historical Income Statement

BAFN Stock  USD 13.25  0.18  1.34%   
Historical analysis of Bayfirst Financial income statement accounts such as Operating Income of 20.5 M, EBITDA of 9.9 M or Total Operating Expenses of 59 M can show how well Bayfirst Financial Corp performed in making a profits. Evaluating Bayfirst Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Bayfirst Financial's future profits or losses.
 
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Covid
Financial Statement Analysis is much more than just reviewing and examining Bayfirst Financial Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Bayfirst Financial Corp is a good buy for the upcoming year.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

About Bayfirst Income Statement Analysis

Bayfirst Financial Corp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Bayfirst Financial shareholders. The income statement also shows Bayfirst investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Bayfirst Financial Income Statement Chart

At this time, Bayfirst Financial's Gross Profit is very stable compared to the past year. As of the 29th of November 2024, Selling And Marketing Expenses is likely to grow to about 3.8 M, though EBIT is likely to grow to (795.1 K).

Operating Income

Operating Income is the amount of profit realized from Bayfirst Financial Corp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Bayfirst Financial Corp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Total Revenue

Total revenue comprises all receipts Bayfirst Financial Corp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.
Most accounts from Bayfirst Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Bayfirst Financial Corp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
At this time, Bayfirst Financial's Gross Profit is very stable compared to the past year. As of the 29th of November 2024, Selling And Marketing Expenses is likely to grow to about 3.8 M, though EBIT is likely to grow to (795.1 K).
 2021 2022 2023 2024 (projected)
Interest Expense7.3M8.6M32.1M33.7M
Depreciation And Amortization1.7M2.0M6.8M6.4M

Bayfirst Financial income statement Correlations

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-0.390.670.82-0.280.880.870.880.20.610.780.880.88-0.620.760.90.880.810.90.68-0.34
-0.840.670.95-0.840.920.930.87-0.2-0.080.870.780.78-0.260.70.770.590.370.80.230.2
-0.70.820.95-0.730.950.960.9-0.060.20.920.920.92-0.420.760.890.740.560.910.46-0.02
0.74-0.28-0.84-0.73-0.61-0.63-0.540.330.42-0.69-0.53-0.53-0.12-0.49-0.47-0.170.03-0.50.08-0.6
-0.690.880.920.95-0.611.00.98-0.020.230.870.860.86-0.390.80.910.770.610.920.47-0.06
-0.720.870.930.96-0.631.00.96-0.040.220.870.870.87-0.40.810.930.790.620.930.47-0.05
-0.590.880.870.9-0.540.980.960.030.210.830.790.79-0.320.780.850.690.550.840.4-0.04
0.40.2-0.2-0.060.33-0.02-0.040.030.510.00.070.070.05-0.370.030.10.230.00.32-0.32
0.280.61-0.080.20.420.230.220.210.510.190.520.52-0.690.150.460.690.820.450.87-0.81
-0.570.780.870.92-0.690.870.870.830.00.190.870.87-0.430.710.770.660.540.790.440.01
-0.490.880.780.92-0.530.860.870.790.070.520.871.0-0.620.710.920.870.780.940.73-0.28
-0.490.880.780.92-0.530.860.870.790.070.520.871.0-0.620.710.920.870.780.940.73-0.28
0.18-0.62-0.26-0.42-0.12-0.39-0.4-0.320.05-0.69-0.43-0.62-0.62-0.4-0.48-0.79-0.8-0.53-0.650.68
-0.530.760.70.76-0.490.80.810.78-0.370.150.710.710.71-0.40.820.630.480.80.310.0
-0.560.90.770.89-0.470.910.930.850.030.460.770.920.92-0.480.820.880.750.990.66-0.26
-0.440.880.590.74-0.170.770.790.690.10.690.660.870.87-0.790.630.880.950.90.82-0.58
-0.210.810.370.560.030.610.620.550.230.820.540.780.78-0.80.480.750.950.750.92-0.69
-0.610.90.80.91-0.50.920.930.840.00.450.790.940.94-0.530.80.990.90.750.65-0.25
0.020.680.230.460.080.470.470.40.320.870.440.730.73-0.650.310.660.820.920.65-0.74
-0.35-0.340.2-0.02-0.6-0.06-0.05-0.04-0.32-0.810.01-0.28-0.280.680.0-0.26-0.58-0.69-0.25-0.74
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Bayfirst Financial Account Relationship Matchups

Bayfirst Financial income statement Accounts

201920202021202220232024 (projected)
Other Operating Expenses60.4M(108.0M)(117.2M)2.7M56.2M59.0M
Operating Income6.3M15.8M32.5M4.8M19.5M20.5M
Ebit6.3M24.7M35.5M10.0M(837K)(795.2K)
Ebitda11.4M26.1M37.2M12.0M5.9M9.9M
Total Operating Expenses(60.4M)(108.0M)(117.2M)2.7M56.2M59.0M
Income Before Tax6.3M15.8M32.5M7.0M8.0M6.7M
Net Income4.5M12.7M24.6M5.5M5.7M4.8M
Income Tax Expense1.8M3.1M7.9M1.6M2.1M2.0M
Depreciation And Amortization5.1M1.4M1.7M2.0M6.8M6.4M
Interest Expense8.3M10.3M7.3M8.6M32.1M33.7M
Total Revenue66.7M123.8M149.6M57.8M75.7M79.5M
Gross Profit66.7M123.8M149.6M57.8M75.7M79.5M
Total Other Income Expense Net6.3M(10.3M)(5.4M)(7.6M)(11.5M)(10.9M)
Tax Provision1.8M3.1M7.9M1.6M2.1M2.9M
Net Interest Income17.4M33.5M40.2M29.4M36.1M31.9M
Interest Income25.7M43.7M47.5M38.0M62.2M43.8M
Net Income From Continuing Ops4.5M12.7M24.6M5.5M6.4M9.6M
Reconciled Depreciation5.1M5.1M4.7M5.0M6.3M5.5M

Pair Trading with Bayfirst Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bayfirst Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bayfirst Financial will appreciate offsetting losses from the drop in the long position's value.
The ability to find closely correlated positions to Bayfirst Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bayfirst Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bayfirst Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bayfirst Financial Corp to buy it.
The correlation of Bayfirst Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bayfirst Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bayfirst Financial Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bayfirst Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Bayfirst Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bayfirst Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bayfirst Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bayfirst Financial Corp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bayfirst Financial. If investors know Bayfirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bayfirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.56)
Dividend Share
0.32
Earnings Share
0.74
Revenue Per Share
30.056
Quarterly Revenue Growth
(0.07)
The market value of Bayfirst Financial Corp is measured differently than its book value, which is the value of Bayfirst that is recorded on the company's balance sheet. Investors also form their own opinion of Bayfirst Financial's value that differs from its market value or its book value, called intrinsic value, which is Bayfirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bayfirst Financial's market value can be influenced by many factors that don't directly affect Bayfirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bayfirst Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bayfirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bayfirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.