Old Historical Income Statement

OSBC Stock

USD 18.69 0.21 1.11%

Historical analysis of Old Second income statement accounts such as Selling And Marketing Expenses of 949.8 K can show how well Old Second Bancorp performed in making a profits. Evaluating Old Second income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Old Second's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Old Second Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Old Second Bancorp is a good buy for the upcoming year.

Net Income Gross Profit

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Second Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

About Old Income Statement Analysis

Old Second Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Old Second shareholders. The income statement also shows Old investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Old Second Income Statement Chart

At present, Old Second's Selling General Administrative is projected to increase significantly based on the last few years of reporting. The current year's Selling And Marketing Expenses is expected to grow to about 949.8 K, whereas Interest Expense is forecasted to decline to about 22.6 M.

Selling General Administrative Selling And Marketing Expenses Total Revenue Gross Profit Other Operating Expenses Research Development

Total Revenue

Total revenue comprises all receipts Old Second Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Old Second Bancorp minus its cost of goods sold. It is profit before Old Second operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Old Second Bancorp. It is also known as Old Second overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Most accounts from Old Second's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Old Second Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Second Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

	2021	2022	2023	2024 (projected)
Interest Expense	8.5M	10.3M	40.0M	22.6M
Depreciation And Amortization	3.8M	6.7M	6.9M	7.3M

Interest Expense Depreciation And Amortization

Old Second income statement Correlations

	Depreciation And Amortization	Interest Expense	Selling General Administrative	Selling And Marketing Expenses	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Cost Of Revenue	Net Income From Continuing Ops	Non Recurring	Tax Provision	Net Interest Income	Interest Income	Reconciled Depreciation	Extraordinary Items
Depreciation And Amortization		0.42	0.8	-0.67	0.85	0.85	0.82	0.79	0.77	0.79	0.41	0.8	0.59	0.73	0.38	0.22	0.74	-0.32	0.78	0.89	0.87	0.47	0.68
Interest Expense	0.42		0.42	-0.12	0.57	0.57	0.66	0.57	0.61	0.61	0.72	0.55	0.77	0.48	0.29	0.34	0.52	-0.16	0.64	0.6	0.63	0.87	0.87
Selling General Administrative	0.8	0.42		-0.4	0.97	0.96	0.87	0.86	0.85	0.86	0.48	0.88	0.64	0.75	0.49	0.04	0.78	-0.64	0.81	0.91	0.9	0.46	0.65
Selling And Marketing Expenses	-0.67	-0.12	-0.4		-0.35	-0.35	-0.32	-0.22	-0.19	-0.23	-0.01	-0.29	-0.12	-0.24	-0.18	-0.35	-0.23	0.25	-0.21	-0.39	-0.37	-0.1	-0.23
Total Revenue	0.85	0.57	0.97	-0.35		1.0	0.94	0.95	0.94	0.95	0.62	0.95	0.77	0.79	0.55	0.15	0.82	-0.57	0.92	0.98	0.98	0.61	0.78
Gross Profit	0.85	0.57	0.96	-0.35	1.0		0.94	0.95	0.94	0.95	0.62	0.95	0.77	0.79	0.56	0.15	0.82	-0.57	0.92	0.98	0.98	0.61	0.78
Other Operating Expenses	0.82	0.66	0.87	-0.32	0.94	0.94		0.86	0.87	0.88	0.68	0.87	0.83	0.66	0.6	0.27	0.7	-0.4	0.9	0.93	0.94	0.61	0.87
Operating Income	0.79	0.57	0.86	-0.22	0.95	0.95	0.86		1.0	1.0	0.7	0.98	0.77	0.82	0.58	0.15	0.83	-0.58	0.95	0.97	0.97	0.66	0.77
Ebit	0.77	0.61	0.85	-0.19	0.94	0.94	0.87	1.0		1.0	0.76	0.98	0.82	0.82	0.58	0.16	0.83	-0.58	0.95	0.96	0.97	0.69	0.81
Ebitda	0.79	0.61	0.86	-0.23	0.95	0.95	0.88	1.0	1.0		0.75	0.99	0.81	0.83	0.57	0.16	0.84	-0.57	0.96	0.97	0.98	0.68	0.81
Total Operating Expenses	0.41	0.72	0.48	-0.01	0.62	0.62	0.68	0.7	0.76	0.75		0.73	0.9	0.59	0.46	0.21	0.61	-0.44	0.73	0.67	0.7	0.75	0.82
Income Before Tax	0.8	0.55	0.88	-0.29	0.95	0.95	0.87	0.98	0.98	0.99	0.73		0.81	0.82	0.6	0.12	0.83	-0.65	0.93	0.97	0.97	0.66	0.78
Total Other Income Expense Net	0.59	0.77	0.64	-0.12	0.77	0.77	0.83	0.77	0.82	0.81	0.9	0.81		0.7	0.45	0.2	0.72	-0.36	0.82	0.79	0.82	0.73	0.89
Net Income	0.73	0.48	0.75	-0.24	0.79	0.79	0.66	0.82	0.82	0.83	0.59	0.82	0.7		0.04	-0.11	1.0	-0.4	0.76	0.81	0.81	0.57	0.68
Income Tax Expense	0.38	0.29	0.49	-0.18	0.55	0.56	0.6	0.58	0.58	0.57	0.46	0.6	0.45	0.04		0.36	0.06	-0.58	0.56	0.57	0.57	0.35	0.43
Cost Of Revenue	0.22	0.34	0.04	-0.35	0.15	0.15	0.27	0.15	0.16	0.16	0.21	0.12	0.2	-0.11	0.36		-0.1	0.04	0.22	0.24	0.24	0.03	0.14
Net Income From Continuing Ops	0.74	0.52	0.78	-0.23	0.82	0.82	0.7	0.83	0.83	0.84	0.61	0.83	0.72	1.0	0.06	-0.1		-0.4	0.78	0.83	0.83	0.59	0.7
Non Recurring	-0.32	-0.16	-0.64	0.25	-0.57	-0.57	-0.4	-0.58	-0.58	-0.57	-0.44	-0.65	-0.36	-0.4	-0.58	0.04	-0.4		-0.47	-0.54	-0.54	-0.3	-0.32
Tax Provision	0.78	0.64	0.81	-0.21	0.92	0.92	0.9	0.95	0.95	0.96	0.73	0.93	0.82	0.76	0.56	0.22	0.78	-0.47		0.95	0.95	0.68	0.83
Net Interest Income	0.89	0.6	0.91	-0.39	0.98	0.98	0.93	0.97	0.96	0.97	0.67	0.97	0.79	0.81	0.57	0.24	0.83	-0.54	0.95		1.0	0.63	0.81
Interest Income	0.87	0.63	0.9	-0.37	0.98	0.98	0.94	0.97	0.97	0.98	0.7	0.97	0.82	0.81	0.57	0.24	0.83	-0.54	0.95	1.0		0.66	0.83
Reconciled Depreciation	0.47	0.87	0.46	-0.1	0.61	0.61	0.61	0.66	0.69	0.68	0.75	0.66	0.73	0.57	0.35	0.03	0.59	-0.3	0.68	0.63	0.66		0.85
Extraordinary Items	0.68	0.87	0.65	-0.23	0.78	0.78	0.87	0.77	0.81	0.81	0.82	0.78	0.89	0.68	0.43	0.14	0.7	-0.32	0.83	0.81	0.83	0.85

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Old Second Account Relationship Matchups

Old Second income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	539K	3.3M	3.8M	6.7M	6.9M	7.3M
Interest Expense	18.8M	12.5M	8.5M	10.3M	40.0M	22.6M
Selling General Administrative	53.7M	56.3M	67.8M	90.2M	92.5M	97.1M
Total Revenue	131.6M	127.0M	133.5M	244.9M	292.0M	306.6M
Gross Profit	131.6M	127.0M	133.5M	244.9M	292.0M	306.6M
Other Operating Expenses	52.2M	52.6M	105.6M	139.0M	281.0M	295.0M
Operating Income	51.9M	37.4M	27.9M	106.0M	124.4M	130.6M
Ebit	51.9M	37.4M	27.9M	91.5M	124.4M	130.6M
Ebitda	52.4M	40.7M	31.7M	98.3M	131.4M	137.9M
Total Operating Expenses	52.2M	52.6M	(105.6M)	(139.0M)	281.0M	295.0M
Income Before Tax	51.9M	37.4M	27.9M	91.5M	124.4M	130.6M
Total Other Income Expense Net	51.9M	(15.3M)	(20.8M)	(28.7M)	124.4M	130.6M
Net Income	39.5M	27.8M	20.0M	67.4M	91.7M	96.3M
Income Tax Expense	12.4M	9.6M	7.8M	24.1M	32.7M	34.3M
Net Income Applicable To Common Shares	39.5M	27.8M	20.0M	67.4M	77.5M	81.4M
Net Income From Continuing Ops	39.5M	27.8M	20.0M	67.4M	97.1M	102.0M
Tax Provision	12.4M	9.6M	7.8M	24.1M	34.2M	35.9M
Net Interest Income	96.2M	91.3M	96.3M	205.2M	253.3M	265.9M
Interest Income	115.0M	103.7M	104.8M	215.5M	284.5M	298.7M
Reconciled Depreciation	3.0M	3.3M	644K	2.6M	6.8M	3.4M

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When determining whether Old Second Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Old Second's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Old Second Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Old Second Bancorp Stock:

How To Invest In Old

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Is Old Stock a good investment?

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What is Old Second's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Second. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Second listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.07)

Dividend Share

0.2

Earnings Share

1.85

Revenue Per Share

5.896

Quarterly Revenue Growth

(0.01)

The market value of Old Second Bancorp is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Second's value that differs from its market value or its book value, called intrinsic value, which is Old Second's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Second's market value can be influenced by many factors that don't directly affect Old Second's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Old Second's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Second is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Old Historical Income Statement

About Old Income Statement Analysis

Old Second Income Statement Chart

Total Revenue

Gross Profit

Other Operating Expenses

Old Second income statement Correlations

Old Second Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Old Second income statement Accounts

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Gross Profit	+ 1.0	Total Revenue
Ebit	+ 1.0	Operating Income
Ebitda	+ 1.0	Operating Income
Ebitda	+ 1.0	Ebit
Net Income From Continuing Ops	+ 1.0	Net Income
Interest Income	+ 1.0	Net Interest Income

Selling And Marketing Expenses	- 0.67	Depreciation And Amortization
Non Recurring	- 0.65	Income Before Tax
Non Recurring	- 0.64	Selling General Administrative
Non Recurring	- 0.58	Income Tax Expense
Non Recurring	- 0.58	Ebit
Non Recurring	- 0.58	Operating Income