Old Net Income from 2010 to 2026

OSBC Stock  USD 20.78  0.26  1.27%   
Old Second's Net Income is increasing over the years with slightly volatile fluctuation. Overall, Net Income is expected to go to about 84.3 M this year. During the period from 2010 to 2026 Old Second Net Income annual values regression line had geometric mean of  20,777,979 and mean square error of 559 T. View All Fundamentals
 
Net Income  
First Reported
1993-03-31
Previous Quarter
9.9 M
Current Value
28.8 M
Quarterly Volatility
13 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Old Second financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Old Second's main balance sheet or income statement drivers, such as Depreciation And Amortization of 5.2 M, Interest Expense of 65.3 M or Selling General Administrative of 134.3 M, as well as many indicators such as Price To Sales Ratio of 1.59, Dividend Yield of 0.0122 or PTB Ratio of 1.61. Old financial statements analysis is a perfect complement when working with Old Second Valuation or Volatility modules.
  
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Check out the analysis of Old Second Correlation against competitors.
Analyzing Old Second's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Old Second's current valuation and future prospects.

Latest Old Second's Net Income Growth Pattern

Below is the plot of the Net Income of Old Second Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Old Second Bancorp financial statement analysis. It represents the amount of money remaining after all of Old Second Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Old Second's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Old Second's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 85.26 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Old Net Income Regression Statistics

Arithmetic Mean39,342,794
Geometric Mean20,777,979
Coefficient Of Variation87.59
Mean Deviation30,020,464
Median27,825,000
Standard Deviation34,462,264
Sample Variance1187.6T
Range98.2M
R-Value0.75
Mean Square Error559T
R-Squared0.56
Significance0.0006
Slope5,101,343
Total Sum of Squares19002.4T

Old Net Income History

202684.3 M
202580.3 M
202485.3 M
202391.7 M
202267.4 M
202120 M
202027.8 M

Other Fundumenentals of Old Second Bancorp

Old Second Net Income component correlations

About Old Second Financial Statements

Old Second stakeholders use historical fundamental indicators, such as Old Second's Net Income, to determine how well the company is positioned to perform in the future. Although Old Second investors may analyze each financial statement separately, they are all interrelated. For example, changes in Old Second's assets and liabilities are reflected in the revenues and expenses on Old Second's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Old Second Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Income98.1 M103 M
Net Income Applicable To Common Shares77.5 M81.4 M
Net Income From Continuing Ops98.1 M103 M
Net Income Per Share 1.52  1.60 
Net Income Per E B T 0.75  0.74 

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When determining whether Old Second Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Old Second's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Old Second Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Old Second Bancorp Stock:
Check out the analysis of Old Second Correlation against competitors.
You can also try the CEOs Directory module to screen CEOs from public companies around the world.
Will Regional Banks sector continue expanding? Could Old diversify its offerings? Factors like these will boost the valuation of Old Second. Anticipated expansion of Old directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Old Second data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.286
Dividend Share
0.25
Earnings Share
1.64
Revenue Per Share
6.37
Quarterly Revenue Growth
0.323
Old Second Bancorp's market price often diverges from its book value, the accounting figure shown on Old's balance sheet. Smart investors calculate Old Second's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Old Second's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Old Second's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Old Second should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.