Old Historical Income Statement

OSBC Stock  USD 18.69  0.21  1.11%   
Historical analysis of Old Second income statement accounts such as Selling And Marketing Expenses of 949.8 K can show how well Old Second Bancorp performed in making a profits. Evaluating Old Second income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Old Second's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Old Second Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Old Second Bancorp is a good buy for the upcoming year.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Second Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

About Old Income Statement Analysis

Old Second Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Old Second shareholders. The income statement also shows Old investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Old Second Income Statement Chart

At present, Old Second's Selling General Administrative is projected to increase significantly based on the last few years of reporting. The current year's Selling And Marketing Expenses is expected to grow to about 949.8 K, whereas Interest Expense is forecasted to decline to about 22.6 M.

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Total Revenue

Total revenue comprises all receipts Old Second Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Old Second Bancorp minus its cost of goods sold. It is profit before Old Second operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.
Most accounts from Old Second's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Old Second Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Second Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
At present, Old Second's Selling General Administrative is projected to increase significantly based on the last few years of reporting. The current year's Selling And Marketing Expenses is expected to grow to about 949.8 K, whereas Interest Expense is forecasted to decline to about 22.6 M.
 2021 2022 2023 2024 (projected)
Interest Expense8.5M10.3M40.0M22.6M
Depreciation And Amortization3.8M6.7M6.9M7.3M

Old Second income statement Correlations

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0.730.480.75-0.240.790.790.660.820.820.830.590.820.70.04-0.111.0-0.40.760.810.810.570.68
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0.220.340.04-0.350.150.150.270.150.160.160.210.120.2-0.110.36-0.10.040.220.240.240.030.14
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0.470.870.46-0.10.610.610.610.660.690.680.750.660.730.570.350.030.59-0.30.680.630.660.85
0.680.870.65-0.230.780.780.870.770.810.810.820.780.890.680.430.140.7-0.320.830.810.830.85
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Old Second Account Relationship Matchups

Old Second income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization539K3.3M3.8M6.7M6.9M7.3M
Interest Expense18.8M12.5M8.5M10.3M40.0M22.6M
Selling General Administrative53.7M56.3M67.8M90.2M92.5M97.1M
Total Revenue131.6M127.0M133.5M244.9M292.0M306.6M
Gross Profit131.6M127.0M133.5M244.9M292.0M306.6M
Other Operating Expenses52.2M52.6M105.6M139.0M281.0M295.0M
Operating Income51.9M37.4M27.9M106.0M124.4M130.6M
Ebit51.9M37.4M27.9M91.5M124.4M130.6M
Ebitda52.4M40.7M31.7M98.3M131.4M137.9M
Total Operating Expenses52.2M52.6M(105.6M)(139.0M)281.0M295.0M
Income Before Tax51.9M37.4M27.9M91.5M124.4M130.6M
Total Other Income Expense Net51.9M(15.3M)(20.8M)(28.7M)124.4M130.6M
Net Income39.5M27.8M20.0M67.4M91.7M96.3M
Income Tax Expense12.4M9.6M7.8M24.1M32.7M34.3M
Net Income Applicable To Common Shares39.5M27.8M20.0M67.4M77.5M81.4M
Net Income From Continuing Ops39.5M27.8M20.0M67.4M97.1M102.0M
Tax Provision12.4M9.6M7.8M24.1M34.2M35.9M
Net Interest Income96.2M91.3M96.3M205.2M253.3M265.9M
Interest Income115.0M103.7M104.8M215.5M284.5M298.7M
Reconciled Depreciation3.0M3.3M644K2.6M6.8M3.4M

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When determining whether Old Second Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Old Second's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Old Second Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Old Second Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Second Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Second. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Second listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.07)
Dividend Share
0.2
Earnings Share
1.85
Revenue Per Share
5.896
Quarterly Revenue Growth
(0.01)
The market value of Old Second Bancorp is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Second's value that differs from its market value or its book value, called intrinsic value, which is Old Second's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Second's market value can be influenced by many factors that don't directly affect Old Second's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Second's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Second is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.