Old Second Stock Target Price and Analyst Consensus

OSBC Stock  USD 19.84  0.07  0.35%   
The current analyst and expert consensus on Old Second is Strong Buy, with 3 strong buy opinions. The current projected Old Second target price consensus is 23.80 with 6 analyst opinions. Check out Macroaxis Advice on Old Second to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
The most common way Old Second Bancorp analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview Old Second executives and customers to further validate their buy or sell advice. Note, the total number of analysts currently providing their opinion is not significant to determine adequate consensus on Old Second. We strongly encourage you to use your own analysis of Old Second Bancorp to validate this buy or sell advice. Old Second buy-or-sell recommendation module provides average expert sentiment on the projected Old Second Bancorp target price to derive its highest and lowest estimates based on projected price volatility of 1.8227.
Lowest Forecast
21.66
Highest Forecast
26.42
Target Price
23.8
The current year's Gross Profit is expected to grow to about 325.7 M, whereas Pretax Profit Margin is forecasted to decline to 0.14. At present, Old Second's Total Stockholder Equity is projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings is expected to grow to about 564.1 M, whereas Short and Long Term Debt Total is forecasted to decline to about 183.6 M.
It's important to approach Old Second's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

Old Second Target Price Consensus

Old target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Old Second's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   6  Strong Buy
Most Old analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Old stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Old Second Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Old Second Target Price Projection

Old Second's current and average target prices are 19.84 and 23.80, respectively. The current price of Old Second is the price at which Old Second Bancorp is currently trading. On the other hand, Old Second's target price is what analysts think the stock is worth. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Old Second Market Quote on 2nd of February 2026

Low Price19.63Odds
High Price20.05Odds

19.84

Target Price

Analyst Consensus On Old Second Target Price

Low Estimate21.66Odds
High Estimate26.42Odds

23.8

Historical Lowest Forecast  21.66 Target Price  23.8 Highest Forecast  26.42
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Old Second Bancorp and the information provided on this page.

Old Second Analyst Ratings

Old Second's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Old Second stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Old Second's financials, market performance, and future outlook by experienced professionals. Old Second's historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize Old Second price targets

Old Second's stock target price is an estimate of its future price, usually made by analysts. Using Old Second's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at Old Second's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if Old Second's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional Old Second Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of Old Second is a key component of Old Second valuation and have some predictive power on the future returns of a Old Second.
Hype
Prediction
LowEstimatedHigh
18.0319.8421.65
Details
Intrinsic
Valuation
LowRealHigh
14.7116.5221.82
Details
Naive
Forecast
LowNextHigh
17.5819.3821.19
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.510.530.55
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Old Second. Your research has to be compared to or analyzed against Old Second's peers to derive any actionable benefits. When done correctly, Old Second's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Old Second Bancorp.

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When determining whether Old Second Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Old Second's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Old Second Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Old Second Bancorp Stock:
Check out Macroaxis Advice on Old Second to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Please note, the presentation of Old Second's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Old Second's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Old Second's management manipulating its earnings.