First United Ownership

FUNC Stock  USD 39.56  1.23  3.21%   
The market capitalization of First United is $257.02 Million. 30% of First United outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
 
Shares in Circulation  
First Issued
1991-03-31
Previous Quarter
6.5 M
Current Value
6.5 M
Avarage Shares Outstanding
6.3 M
Quarterly Volatility
395.6 K
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Some institutional investors establish a significant position in stocks such as First United in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of First United, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First United. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in industry.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First Stock Ownership Analysis

About 47.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.25. Some equities with similar Price to Book (P/B) outperform the market in the long run. First United last dividend was issued on the 16th of January 2026. The entity had 105:100 split on the 13th of March 1996. First United Corporation operates as the bank holding company for First United Bank Trust that provides various retail and commercial banking services to businesses and individuals. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland. First United operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 273 people. To learn more about First United call the company at 800 470 4356 or check out https://mybank.com.
Besides selling stocks to institutional investors, First United also allocates a substantial amount of its earnings to a pull of share-based compensation to be paid out to its employees, managers, executives, and members of the board of directors. Share-Based compensation (also sometimes called Stock-Based Compensation) is a way of paying different First United's stakeholders with equity in the business. It is typically used as a motivation factor for employees to contribute beyond their regular compensation (salary and bonus). It is also used as a tool to align First United's strategic interests with those of the company's shareholders. Shares issued to employees are usually subject to a vesting period before they are earned and sold.

First United Quarterly Liabilities And Stockholders Equity

2.02 Billion

First United Insider Trades History

About 8.0% of First United are currently held by insiders. Unlike First United's institutional investors, corporate insiders most likely have a limit on the maximum percentage of share ownership. This is done to align insiders' influence against First United's private investors even though both sides will benefit from rising prices or experience loss when the share price declines. The good rule to have in mind is that the maximum share ownership percentage of the corporate insiders should not surpass 25%. View all of First United's insider trades
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

First Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as First United is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First United backward and forwards among themselves. First United's institutional investor refers to the entity that pools money to purchase First United's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
State Street Corp2025-06-30
67.2 K
Northern Trust Corp2025-06-30
64.7 K
Pinnacle Holdings, Llc2025-06-30
59 K
Morgan Stanley - Brokerage Accounts2025-06-30
55.8 K
Hillsdale Investment Management Inc.2025-06-30
52.5 K
Millennium Management Llc2025-06-30
36.7 K
Citadel Advisors Llc2025-06-30
36.5 K
Two Sigma Investments Llc2025-06-30
35.3 K
Angel Oak Capital Advisors, Llc2025-06-30
33.7 K
Dimensional Fund Advisors, Inc.2025-06-30
370.9 K
Vanguard Group Inc2025-06-30
344.6 K
Note, although First United's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

First United Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First United insiders, such as employees or executives, is commonly permitted as long as it does not rely on First United's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First United insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Rodeheaver Carissa Lynn over three months ago
Acquisition by Rodeheaver Carissa Lynn of tradable shares of First United at 27.875 subject to Rule 16b-3
 
Boal Brian R. over three months ago
Acquisition by Boal Brian R. of tradable shares of First United at 32.36 subject to Rule 16b-3
 
Rodeheaver Carissa Lynn over six months ago
Acquisition by Rodeheaver Carissa Lynn of tradable shares of First United at 35.92 subject to Rule 16b-3
 
Tonya Sturm over six months ago
Acquisition by Tonya Sturm of 427 shares of First United subject to Rule 16b-3
 
Rudy Irvin Robert over six months ago
Acquisition by Rudy Irvin Robert of 1000 shares of First United subject to Rule 16b-3
 
Hessler Kevin over six months ago
Acquisition by Hessler Kevin of 1475 shares of First United subject to Rule 16b-3
 
Sanders Keith over six months ago
Disposition of 117 shares by Sanders Keith of First United at 31.21 subject to Rule 16b-3
 
Jason Rush over six months ago
Acquisition by Jason Rush of tradable shares of First United at 30.58 subject to Rule 16b-3
 
Tonya Sturm over six months ago
Acquisition by Tonya Sturm of 1083 shares of First United subject to Rule 16b-3
 
Julie Peterson over six months ago
Acquisition by Julie Peterson of tradable shares of First United at 29.165 subject to Rule 16b-3
 
Julie Peterson over six months ago
Acquisition by Julie Peterson of tradable shares of First United at 29.165 subject to Rule 16b-3
 
Rodeheaver Carissa Lynn over six months ago
Disposition of 360 shares by Rodeheaver Carissa Lynn of First United at 30.1 subject to Rule 16b-3

First United Corporate Filings

8K
2nd of February 2026
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
13A
21st of January 2026
The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934
ViewVerify
F4
6th of November 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
5th of November 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify

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When determining whether First United offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First United's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First United Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First United Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First United. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in industry.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First United. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First United data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.202
Dividend Share
0.92
Earnings Share
3.84
Revenue Per Share
12.905
Quarterly Revenue Growth
0.11
Understanding First United requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value—what First United's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push First United's price substantially above or below its fundamental value.
Please note, there is a significant difference between First United's value and its price as these two are different measures arrived at by different means. Investors typically determine if First United is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First United's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.