Summit State Bank Stock Performance
| SSBI Stock | USD 12.26 0.21 1.68% |
Summit State has a performance score of 3 on a scale of 0 to 100. The entity has a beta of 0.33, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, Summit State's returns are expected to increase less than the market. However, during the bear market, the loss of holding Summit State is expected to be smaller as well. Summit State Bank right now has a risk of 1.81%. Please validate Summit State downside variance, and the relationship between the treynor ratio and kurtosis , to decide if Summit State will be following its existing price patterns.
Risk-Adjusted Performance
Soft
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Summit State Bank are ranked lower than 3 (%) of all global equities and portfolios over the last 90 days. Despite fairly strong fundamental drivers, Summit State is not utilizing all of its potentials. The new stock price confusion, may contribute to short-horizon losses for the traders. ...more
Actual Historical Performance (%)
One Day Return (1.68) | Five Day Return 1.83 | Year To Date Return 2.94 | Ten Year Return 22.72 | All Time Return 12.37 |
Last Split Factor 11:10 | Dividend Date 2024-10-10 | Ex Dividend Date 2024-10-03 | Last Split Date 2021-10-28 |
1 | Summit State Bank Earns 818,000, or 0.12 Per Diluted Share, in Third Quarter 2025 | 10/29/2025 |
2 | Summit State Bank Juggles Higher Earnings And Mixed Signals - Finimize | 10/30/2025 |
3 | Will Summit State Bank stock continue upward momentum - Market Growth Report Expert Approved Momentum Trade Ideas - newser.com | 11/03/2025 |
4 | Is Summit State Bank stock attractive for growth ETFs - July 2025 Closing Moves Daily Momentum Trading Reports - newser.com | 11/19/2025 |
5 | Summit State Bank Reports Improved Q3 Earnings - TipRanks | 11/24/2025 |
6 | Summit State Bank executive joins board of local nonprofit - The Press Democrat | 12/23/2025 |
7 | Summit State Bank announces Rachel Brogdons appointment to Common Ground Society board - thecommunityvoice.com | 12/26/2025 |
8 | Mode Eleven Bancorp Seeks Court Approval for 2 Million Private Sale o - chapter11cases.com | 01/09/2026 |
| Begin Period Cash Flow | 57.8 M | |
| Total Cashflows From Investing Activities | 36.8 M |
Summit State Relative Risk vs. Return Landscape
If you would invest 1,175 in Summit State Bank on October 16, 2025 and sell it today you would earn a total of 51.00 from holding Summit State Bank or generate 4.34% return on investment over 90 days. Summit State Bank is currently generating 0.0896% in daily expected returns and assumes 1.8087% risk (volatility on return distribution) over the 90 days horizon. In different words, 16% of stocks are less volatile than Summit, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Summit State Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Summit State's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Summit State Bank, and traders can use it to determine the average amount a Summit State's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0496
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| Cash | Small Risk | SSBI | High Risk | Huge Risk |
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Based on monthly moving average Summit State is performing at about 3% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Summit State by adding it to a well-diversified portfolio.
Summit State Fundamentals Growth
Summit Stock prices reflect investors' perceptions of the future prospects and financial health of Summit State, and Summit State fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Summit Stock performance.
| Return On Equity | -0.0141 | ||||
| Return On Asset | -0.0013 | ||||
| Profit Margin | (0.05) % | ||||
| Operating Margin | 0.19 % | ||||
| Current Valuation | 38.12 M | ||||
| Shares Outstanding | 6.77 M | ||||
| Price To Earning | 8.66 X | ||||
| Price To Book | 0.83 X | ||||
| Price To Sales | 3.03 X | ||||
| Revenue | 62.03 M | ||||
| Gross Profit | 27.37 M | ||||
| EBITDA | (4 M) | ||||
| Net Income | (4.19 M) | ||||
| Cash And Equivalents | 42.82 M | ||||
| Cash Per Share | 6.35 X | ||||
| Total Debt | 5.93 M | ||||
| Book Value Per Share | 14.73 X | ||||
| Cash Flow From Operations | 5.85 M | ||||
| Earnings Per Share | (0.21) X | ||||
| Market Capitalization | 83.02 M | ||||
| Total Asset | 1.07 B | ||||
| Retained Earnings | 62.87 M | ||||
About Summit State Performance
By evaluating Summit State's fundamental ratios, stakeholders can gain valuable insights into Summit State's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Summit State has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Summit State has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | (0.04) | (0.04) | |
| Return On Equity | (0.04) | (0.04) |
Things to note about Summit State Bank performance evaluation
Checking the ongoing alerts about Summit State for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Summit State Bank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| The company reported the previous year's revenue of 62.03 M. Net Loss for the year was (4.19 M) with profit before overhead, payroll, taxes, and interest of 27.37 M. | |
| Summit State Bank has a strong financial position based on the latest SEC filings | |
| About 29.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from news.google.com: Mode Eleven Bancorp Seeks Court Approval for 2 Million Private Sale o - chapter11cases.com |
- Analyzing Summit State's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Summit State's stock is overvalued or undervalued compared to its peers.
- Examining Summit State's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Summit State's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Summit State's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Summit State's stock. These opinions can provide insight into Summit State's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Summit Stock analysis
When running Summit State's price analysis, check to measure Summit State's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Summit State is operating at the current time. Most of Summit State's value examination focuses on studying past and present price action to predict the probability of Summit State's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Summit State's price. Additionally, you may evaluate how the addition of Summit State to your portfolios can decrease your overall portfolio volatility.
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