Summit State Bank Stock Technical Analysis

SSBI Stock  USD 13.67  0.07  0.51%   
As of the 5th of February, Summit State has the Coefficient Of Variation of 744.43, semi deviation of 1.87, and Risk Adjusted Performance of 0.1048. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Summit State Bank, as well as the relationship between them.

Summit State Momentum Analysis

Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as Summit, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to SummitSummit State's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.
Is there potential for Regional Banks market expansion? Will Summit introduce new products? Factors like these will boost the valuation of Summit State. If investors know Summit will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about Summit State listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.333
Earnings Share
(0.21)
Revenue Per Share
4.883
Quarterly Revenue Growth
3.276
Return On Assets
0.0066
Summit State Bank's market price often diverges from its book value, the accounting figure shown on Summit's balance sheet. Smart investors calculate Summit State's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since Summit State's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Summit State's value and its price as these two are different measures arrived at by different means. Investors typically determine if Summit State is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Summit State's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Summit State 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Summit State's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Summit State.
0.00
11/07/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/05/2026
0.00
If you would invest  0.00  in Summit State on November 7, 2025 and sell it all today you would earn a total of 0.00 from holding Summit State Bank or generate 0.0% return on investment in Summit State over 90 days. Summit State is related to or competes with Bank of the, Fifth District, First Bancshares, United Bancorp, First Northwest, IF Bancorp, and Broadway Financial. Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma Count... More

Summit State Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Summit State's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Summit State Bank upside and downside potential and time the market with a certain degree of confidence.

Summit State Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Summit State's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Summit State's standard deviation. In reality, there are many statistical measures that can use Summit State historical prices to predict the future Summit State's volatility.
Hype
Prediction
LowEstimatedHigh
12.1513.6615.17
Details
Intrinsic
Valuation
LowRealHigh
9.3310.8415.04
Details
Naive
Forecast
LowNextHigh
12.0613.5715.08
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
11.2512.8614.46
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Summit State. Your research has to be compared to or analyzed against Summit State's peers to derive any actionable benefits. When done correctly, Summit State's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Summit State Bank.

Summit State February 5, 2026 Technical Indicators

Summit State Bank Backtested Returns

Summit State appears to be not too volatile, given 3 months investment horizon. Summit State Bank owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.28, which indicates the firm had a 0.28 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Summit State Bank, which you can use to evaluate the volatility of the company. Please review Summit State's Risk Adjusted Performance of 0.1048, coefficient of variation of 744.43, and Semi Deviation of 1.87 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Summit State holds a performance score of 22. The entity has a beta of -0.15, which indicates not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Summit State are expected to decrease at a much lower rate. During the bear market, Summit State is likely to outperform the market. Please check Summit State's treynor ratio, kurtosis, period momentum indicator, as well as the relationship between the downside variance and day median price , to make a quick decision on whether Summit State's existing price patterns will revert.

Auto-correlation

    
  0.84  

Very good predictability

Summit State Bank has very good predictability. Overlapping area represents the amount of predictability between Summit State time series from 7th of November 2025 to 22nd of December 2025 and 22nd of December 2025 to 5th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Summit State Bank price movement. The serial correlation of 0.84 indicates that around 84.0% of current Summit State price fluctuation can be explain by its past prices.
Correlation Coefficient0.84
Spearman Rank Test0.87
Residual Average0.0
Price Variance0.74
Summit State technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of Summit State technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of Summit State trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...

Summit State Bank Technical Analysis

Indicator
Time Period
Execute Indicator
The output start index for this execution was fifty with a total number of output elements of eleven. The Average True Range was developed by J. Welles Wilder in 1970s. It is one of components of the Welles Wilder Directional Movement indicators. The ATR is a measure of Summit State Bank volatility. High ATR values indicate high volatility, and low values indicate low volatility.

About Summit State Technical Analysis

The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of Summit State Bank on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of Summit State Bank based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on Summit State Bank price pattern first instead of the macroeconomic environment surrounding Summit State Bank. By analyzing Summit State's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of Summit State's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to Summit State specific price patterns or momentum indicators. Please read more on our technical analysis page.
 2023 2024 2025 2026 (projected)
Dividend Yield0.03950.03690.04240.049
Price To Sales Ratio1.270.832.392.27

Summit State February 5, 2026 Technical Indicators

Most technical analysis of Summit help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for Summit from various momentum indicators to cycle indicators. When you analyze Summit charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.

Summit State February 5, 2026 Daily Trend Indicators

Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as Summit stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

Complementary Tools for Summit Stock analysis

When running Summit State's price analysis, check to measure Summit State's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Summit State is operating at the current time. Most of Summit State's value examination focuses on studying past and present price action to predict the probability of Summit State's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Summit State's price. Additionally, you may evaluate how the addition of Summit State to your portfolios can decrease your overall portfolio volatility.
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