Summit State Valuation
| SSBI Stock | USD 13.67 0.01 0.07% |
At this time, the company appears to be overvalued. Summit State Bank has a current Real Value of $10.84 per share. The regular price of the company is $13.67. Our model measures the value of Summit State Bank from inspecting the company fundamentals such as Return On Equity of 0.0705, shares outstanding of 6.77 M, and Operating Margin of 0.19 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Summit State's valuation include:
Overvalued
Today
Please note that Summit State's price fluctuation is not too volatile at this time. Calculation of the real value of Summit State Bank is based on 3 months time horizon. Increasing Summit State's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Summit State is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Summit Stock. However, Summit State's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 13.67 | Real 10.84 | Hype 13.65 | Naive 13.86 |
The intrinsic value of Summit State's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Summit State's stock price.
Estimating the potential upside or downside of Summit State Bank helps investors to forecast how Summit stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Summit State more accurately as focusing exclusively on Summit State's fundamentals will not take into account other important factors: When choosing an evaluation method for Summit State Bank, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Summit State Cash |
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About Summit State Valuation
An absolute valuation paradigm, as applied to Summit Stock, attempts to find the value of Summit State Bank based on its fundamental and basic technical indicators. By analyzing Summit State's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Summit State's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Summit State. We calculate exposure to Summit State's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Summit State's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 32.8 M | 21.6 M | |
| Pretax Profit Margin | 0.27 | 0.26 | |
| Operating Profit Margin | 0.50 | 0.79 | |
| Net Profit Margin | 0.21 | 0.20 | |
| Gross Profit Margin | 0.36 | 0.56 |
Summit State Quarterly Retained Earnings |
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A single share of Summit State represents a small ownership stake in the entity. As a stockholder of Summit, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Summit State Dividends Analysis For Valuation
Please note that Summit State has scaled down on payment of dividends at this time. As of now, Summit State's Retained Earnings are increasing as compared to previous years. The Summit State's current Earning Assets is estimated to increase to about 80 M, while Earnings Yield is projected to decrease to 0.06.
There are various types of dividends Summit State can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Summit shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Summit State Bank directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Summit pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Summit State by the value of the dividends paid out.
Summit State Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 6.7 M | |
| Quarterly Earnings Growth Y O Y | 0.333 |
Summit State Current Valuation Indicators
Valuation refers to the process of determining the present value of Summit State Bank and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Summit we look at many different elements of the entity such as Summit's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Summit State, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Summit State's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Summit State's worth.Complementary Tools for Summit Stock analysis
When running Summit State's price analysis, check to measure Summit State's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Summit State is operating at the current time. Most of Summit State's value examination focuses on studying past and present price action to predict the probability of Summit State's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Summit State's price. Additionally, you may evaluate how the addition of Summit State to your portfolios can decrease your overall portfolio volatility.
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