Old Second Gross Profit vs. Price To Earning

OSBC Stock  USD 18.71  0.20  1.08%   
Based on the measurements of profitability obtained from Old Second's financial statements, Old Second's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Old Second's ability to earn profits and add value for shareholders.
 
Gross Profit  
First Reported
1994-03-31
Previous Quarter
73.4 M
Current Value
29.5 M
Quarterly Volatility
14.4 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
At present, Old Second's Days Sales Outstanding is projected to increase significantly based on the last few years of reporting. The current year's Days Of Sales Outstanding is expected to grow to 408.96, whereas EV To Sales is forecasted to decline to 2.10. At present, Old Second's Income Before Tax is projected to increase significantly based on the last few years of reporting. The current year's Total Other Income Expense Net is expected to grow to about 130.6 M, whereas Accumulated Other Comprehensive Income is projected to grow to (59.6 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.750.87
Fairly Down
Slightly volatile
Operating Profit Margin0.640.4261
Way Up
Very volatile
For Old Second profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Old Second to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Old Second Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Old Second's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Old Second Bancorp over time as well as its relative position and ranking within its peers.
  
Check out Your Equity Center.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Second. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Second listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.07)
Dividend Share
0.2
Earnings Share
1.85
Revenue Per Share
5.896
Quarterly Revenue Growth
(0.01)
The market value of Old Second Bancorp is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Second's value that differs from its market value or its book value, called intrinsic value, which is Old Second's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Second's market value can be influenced by many factors that don't directly affect Old Second's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Second's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Second is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Old Second Bancorp Price To Earning vs. Gross Profit Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Old Second's current stock value. Our valuation model uses many indicators to compare Old Second value to that of its competitors to determine the firm's financial worth.
Old Second Bancorp is regarded fourth in gross profit category among its peers. It is regarded third in price to earning category among its peers . The ratio of Gross Profit to Price To Earning for Old Second Bancorp is about  18,542,552 . At present, Old Second's Gross Profit is projected to increase significantly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Old Second's earnings, one of the primary drivers of an investment's value.

Old Price To Earning vs. Gross Profit

Gross Profit is the most basic measure of business operational efficiency. It is simply the difference between sales revenue and the cost associated with making a product or providing a service. It is calculated before deducting administrative expenses, taxes, and interest payments.

Old Second

Gross Profit

 = 

Revenue

-

Cost of Revenue

 = 
242.72 M
Gross Profit varies significantly from one sector to another and tells an investor how much money a business would have made if it didn't have to pay any overhead expenses such as salary, taxes, or rent.
Price to Earnings ratio is typically used for current valuation of a company and is one of the most popular ratios that investors monitor daily. Holding a low PE stock is less risky because when a company's profitability falls, it is likely that earnings will also go down as well. In other words, if you start from a lower position, your downside risk is limited. There are also some investors who believe that low Price to Earnings ratio reflects the low pricing because a given company is in trouble. On the other hand, a higher PE ratio means that investors are paying more for each unit of profit.

Old Second

P/E

 = 

Market Value Per Share

Earnings Per Share

 = 
13.09 X
Generally speaking, the Price to Earnings ratio gives investors an idea of what the market is willing to pay for the company's current earnings.

Old Price To Earning Comparison

Old Second is currently under evaluation in price to earning category among its peers.

Old Second Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Old Second, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Old Second will eventually generate negative long term returns. The profitability progress is the general direction of Old Second's change in net profit over the period of time. It can combine multiple indicators of Old Second, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-62.8 M-59.6 M
Operating Income124.4 M130.6 M
Income Before Tax124.4 M130.6 M
Total Other Income Expense Net124.4 M130.6 M
Net Income91.7 M96.3 M
Income Tax Expense32.7 M34.3 M
Net Income Applicable To Common Shares77.5 M81.4 M
Net Income From Continuing Ops97.1 M102 M
Net Interest Income253.3 M265.9 M
Interest Income284.5 M298.7 M
Change To Netincome7.9 M8.3 M
Net Income Per Share 2.05  2.16 
Income Quality 1.27  1.33 
Net Income Per E B T 0.74  0.75 

Old Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Old Second. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Old Second position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Old Second's important profitability drivers and their relationship over time.

Use Old Second in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Old Second position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Old Second will appreciate offsetting losses from the drop in the long position's value.

Old Second Pair Trading

Old Second Bancorp Pair Trading Analysis

The ability to find closely correlated positions to Old Second could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Old Second when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Old Second - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Old Second Bancorp to buy it.
The correlation of Old Second is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Old Second moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Old Second Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Old Second can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Old Second position

In addition to having Old Second in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Investment Grade ETFs Thematic Idea Now

Investment Grade ETFs
Investment Grade ETFs Theme
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Investment Grade ETFs theme has 257 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Investment Grade ETFs Theme or any other thematic opportunities.
View All  Next Launch
When determining whether Old Second Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Old Second's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Old Second Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Old Second Bancorp Stock:
Check out Your Equity Center.
You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
To fully project Old Second's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Old Second Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Old Second's income statement, its balance sheet, and the statement of cash flows.
Potential Old Second investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Old Second investors may work on each financial statement separately, they are all related. The changes in Old Second's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Old Second's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.