First Merchants Stock Analysis

First Stock Analysis Notes

About 100.0% of the company shares are owned by institutional investors. The company last dividend was issued on the 30th of January 2026. First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides community banking services. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana. First Merchants operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1821 people. To learn more about First Merchants call Mark CPA at 765 747 1500 or check out https://www.firstmerchants.com.

First Merchants Investment Alerts

First Merchants Environmental, Social, and Governance (ESG) Scores

First Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.42 B.

First Profitablity

The company has Profit Margin (PM) of 0.35 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.43 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.43.

Management Efficiency

First Merchants has return on total asset (ROA) of 0.0121 % which means that it generated a profit of $0.0121 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.0947 %, meaning that it generated $0.0947 on every $100 dollars invested by stockholders. First Merchants' management efficiency ratios could be used to measure how well First Merchants manages its routine affairs as well as how well it operates its assets and liabilities. At this time, First Merchants' Return On Capital Employed is relatively stable compared to the past year. As of 01/29/2026, Return On Equity is likely to grow to 0.10, while Return On Tangible Assets are likely to drop 0.01. As of 01/29/2026, Total Current Liabilities is likely to grow to about 17.8 B. Also, Liabilities And Stockholders Equity is likely to grow to about 22.1 B

Technical Drivers

As of the 29th of January, First Merchants shows the Mean Deviation of 0.5339, coefficient of variation of 1658.5, and Downside Deviation of 1.02. First Merchants technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

First Merchants Price Movement Analysis

First Merchants Insider Trading Activities

First Merchants Outstanding Bonds

First Merchants Predictive Daily Indicators

First Merchants Corporate Filings

First Merchants Forecast Models

First Merchants' time-series forecasting models are one of many First Merchants' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Merchants' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Merchants Bond Ratings

First Merchants financial ratings play a critical role in determining how much First Merchants have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for First Merchants' borrowing costs.

First Merchants Debt to Cash Allocation

First Merchants has accumulated 1.16 B in total debt. Note, when we think about First Merchants' use of debt, we should always consider it together with its cash and equity.

First Merchants Common Stock Shares Outstanding Over Time

First Merchants Assets Financed by Debt

The debt-to-assets ratio shows the degree to which First Merchants uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

First Merchants Debt Ratio

9.99

It seems most of the First Merchants' assets are financed through equity. Organizations carrying substantial debt relative to assets operate with high leverage. This magnifies both return potential and risk exposure for First Merchants stakeholders. Excessive debt burdens also curtail borrowing capacity for First, reducing financial adaptability.

First Merchants Corporate Bonds Issued

First Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how First Merchants prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First Merchants. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.

When running First Merchants' price analysis, check to measure First Merchants' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Merchants is operating at the current time. Most of First Merchants' value examination focuses on studying past and present price action to predict the probability of First Merchants' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Merchants' price. Additionally, you may evaluate how the addition of First Merchants to your portfolios can decrease your overall portfolio volatility.